Jacobi Green

03/29/2026

12/10/2021

S1E5: Welcome to Season 1 Episode 5 of mortgage in minutes 🏡✨. On this weeks episode i will be talking a bout assets. Here’s are some key points when purchasing a home:

In the context of a mortgage, an asset is anything that you own that has a cash value. Some examples of assets include:
* Checking and savings accounts
* 401(k) and IRA accounts
* Certificates of deposit (CDs)
* Stocks
* Bonds
* Mutual funds

If you want to learn more about a real estate term or topic message me and I’ll talk about it next week on Mortgage in minutes. See you next week on Mortgage and minutes! Drop your favorite emoji below! ⬇️

11/11/2021

S1E3: Welcome to Season 1 Episode 3 of mortgage in minutes 🏡✨. On this weeks episode we have a special guest on the show today Mr. Brian Peacock broker owner of Bold city mortgage. We will be providing you with the pros and cons of USDA loans . Here’s are some key points when purchasing a home:

Pros
* No down payment option (100% financing)**
* No cash reserves required
* Flexible credit and qualifying guidelines
* Seller can pay closing costs
* Low fixed interest rate
* No pre-payment penalty
* Ability to finance repairs and closing costs into loan
* Good for purchase or refinance
* You can build a home with the loan
 
CONS
* Geographic restrictions
* Mortgage insurance included (may be financed into loan)
* Income limits
* Single family, owner occupied only - no duplex homes

If you want to learn more about a real estate term or topic message me and I’ll talk about it next week on Mortgage in minutes. See you next week on Mortgage and minutes! Drop your favorite emoji below! ⬇️

11/04/2021

S1E2: Welcome to Season 1 Episode 2 of mortgage in minutes 🏡✨. On this weeks episode I will give a brief description of FHA loans . Here’s are some key points when purchasing a home:

The FHA, or Federal Housing Administration, provides mortgage insurance on loans made by FHA-approved lenders. It is the largest insurer of residential mortgages in the world, insuring tens of millions of properties since 1934 when it was created.
* FICO® score at least 580 = 3.5% down payment.
* FICO® score between 500 and 579 = 10% down payment.
* MIP (Mortgage Insurance Premium ) is required.
* Debt-to-Income Ratio < 43%.
* The home must be the borrower's primary residence.
* Borrower must have steady income and proof of employment.

If you want to learn more about a real estate term or topic message me and I’ll talk about it next week on Mortgage in minutes. See you next week on Mortgage and minutes! Drop your favorite emoji below! ⬇️