Janet Freshour, Realtor

03/14/2026

Homeownership costs aren't just about prices, they're about how prices relate to incomes, savings, and timing. Compared to the early 1990s, today's buyers face higher upfront costs, steeper monthly payments, and longer waits to enter the market. These barriers don't just affect whether households can buy, but when.

Delayed entry matters because it shortens the window for building housing wealth. Since 1989, homeowners have consistently held 30–50x more median net worth than renters. The gap fluctuates, but the pattern holds: buying earlier means more years for home appreciation and mortgage paydown to compound, while buying later leaves less time to catch up.

03/07/2026

Where else would I be on a Saturday? ⚽️

05/07/2025

Congratulations to my buyer on finding this hidden gem…2.25 acres of country happiness 😍

I can help you too! Let’s talk.

Janet Freshour, REALTOR
United Real Estate EC
910-546-2685

04/20/2025

A single mother from Connecticut, Suzanne Hayes, faced rising rental costs and credit score issues that left her priced out of the market. When her landlord gave her 30 days' notice to vacate her month-to-month rental, she struggled to find an affordable alternative. Each application was met with rejections due to her low income and credit score.

Instead of panicking, Hayes thought creatively. Tired of the responsibilities of maintaining a home, she contacted local hotels for long-term rates. She found a two-bedroom apartment at the Avon Old Farms Hotel for $2,200 a month, which included utilities and hotel amenities like weekly cleaning, fresh towels, and access to the gym and pool.

Six months later, Hayes and her children are thriving in their hotel living situation. She appreciates the minimalist lifestyle and the reduced laundry and clutter. The hotel’s offerings, like continental breakfast, a sauna, and leisure activities, have brought unexpected joy.

The Avon Old Farms Hotel offers long-term rentals starting at $159, with various options, including a fully-equipped two-bedroom "pool house" and a three-bedroom property with a kitchen and living room.

Full story: https://rltor.cm/xlifjk

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04/20/2025

Let’s talk!

Are you a first-time home buyer? How informed are you about the home loan process? https://www.fha.com/fha_article?id=4016

04/19/2025

A The Fuzzy Peach Jacksonville NC kind of day 🍑🍨

04/19/2025

Some borrowers want to know--is it possible to be approved for an FHA home loan with no credit history? Learn more! https://fha.com/fha_article?id=506