Phillip Poe - Florida Realtor, ABR, SFR, MRP

10/03/2026

Here’s an important real estate update for buyers and sellers.

The number of homes for sale just reached its highest point since 2019.

And that gives you the most choice you’ve had in 7 years.

With affordability still so tight, having that many options opens up your odds of finding a home you love that still works for your budget.

Want to see what’s on the market in our area? DM me the price point you’re looking at to get started.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/02/2026

Most people treat their rate like a speed limit. Fixed, non-negotiable, just deal with it.

It’s not. Lenders compete for your business the same way anyone selling something does, they just don’t advertise it that way. Origination fees, discount points, closing cost credits, even the rate itself, all of it has more give than the paperwork lets on.

The buyers who ask “is this your best offer” walk away with meaningfully lower payments than the ones who just say thank you and sign. Not because they’re better negotiators, but because they knew there was room to ask in the first place.

Comment “RATE” and I’ll walk you through what’s actually up for negotiation.

10/02/2026

If you’re thinking about selling, here’s what matters: housing experts across the board expect home prices to continue rising over the next five years, even in the most conservative forecasts. That means the conditions supporting home values aren’t going away anytime soon. Want to know what this means for your home’s value in our market right now.

10/02/2026

If you’re planning to sell, know that buyers are comparing your home not just to other existing homes, but to new construction—where builders are using rate buydowns to make monthly payments more attractive. You have options too, whether that’s offering your own buydown, covering closing costs, making repairs, or adjusting your price. Let’s look at what buyers are seeing from the competition in our area and position your home to stand out.

10/02/2026

Here’s an important real estate update for buyers and sellers.

Higher mortgage rates are making buyers pay closer attention to one thing: the monthly payment.

And builders know it. Right now, 13.8% of new-construction listings are advertising reduced rates, giving some buyers a way to bring that monthly payment down.

So, if you're selling near new construction, that's something worth paying attention to. But it doesn't mean you automatically need to match what a builder is offering.

Depending on your house, your market, and the buyer, competing could mean negotiating on price, helping with closing costs, offering a rate buydown, or simply doing a better job highlighting what your house offers that a new...



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

10/02/2026

You Googled “how to stage a house” and got the same advice everyone gets: keep it neutral.

Somewhere along the way, neutral got twisted into empty.

There’s a difference between decluttered and sterile.

Decluttered says “picture your life here.”

Sterile says “welcome to the DMV.”

Buyers aren’t shopping for square footage. They’re shopping for a feeling — and a beige box doesn’t have one.

If your listing photos could pass for a furniture showroom, that’s not staging. That’s a quiet red flag telling buyers something’s off.

Here’s what actually happens when a home doesn’t create a pull:
→ it sits longer
→ time on market becomes a bargaining chip
→ buyers use that chip against your number at closing

The fix isn’t erasing your personality. It’s curating just enough of it that buyers fall for the house in the first 7 seconds — not the tenth showing.

Save this before you list. You’ll want it when staging season hits. 🏡

10/01/2026

Here’s an important real estate update for buyers and sellers.

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

09/30/2026

Here’s an important real estate update for buyers and sellers.

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

09/29/2026

Here’s an important real estate update for buyers and sellers.

More Homes for Sale Now Than Any Time Since 2019

House hunting? You've got more homes to choose from than you've had in years. Right now, the number of homes for sale is the highest it's been since 2019. That's basically back to back to pre-pandemic normal – so there's more to pick from, and it's easier to find one that fits your budget. So, when you’re ready, let’s find your home and negotiate a deal you'll feel good about.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

09/28/2026

Here’s an important real estate update for buyers and sellers.

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.



Have questions about what this means for your situation? Let’s talk.
PHILLIP POE, REALTOR®, ABR®, SFR®, MRP
📱 904-447-1730
📧 [email protected]
🌐 phillippoerealestate.com

Information provided for general educational purposes.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…