Helping Families Buy Their Dream Homes in the Jacksonville Florida Area

08/15/2022

08/14/2022

Here are 5 reasons to stop renting:

☑️ You will always be paying rent, but if you buy a home, once you pay off your mortgage, the payments will end.
☑️ You can’t build equity if you’re renting; it will be your home, but it won’t be your asset!
☑️ Your landlord can raise the rent at anytime
☑️ There are no tax benefits to renting
☑️ You are bound by the rules and policies of your lease agreement, and sometimes this means no pets

08/07/2022

Did you know that your ‘Debt To Income Ratio’ is almost as important as your Credit Check?
The debt-to-income ratio is the percentage of your monthly gross income that goes towards paying debts.
Why is this important for you to know? It’s one of the ways that lenders determine your borrowing risk, for things like a home loan. If you have a low DTI, your chances of a loan approval are higher than if you have a high DTI.

08/03/2022

For every journey, there is a guide.

With over 3 million licensed realtors in the U.S., finding a real estate agent isn’t hard. ✔️✔️ But finding one that you can vibe with? It can be a challenge. 🤔

Working with an agent who is experienced and trustworthy is paramount in ensuring your property sells at top dollar, or that you buy for the best price on the market. 📈🏠

Think of your agent as a therapist/consultant for your home search. Someone who is not just motivated by money but invested in your happiness.

A matchmaker to help you find and fall in love with your new home. 💖💖

To find this match made in heaven between you & your realtor it’s important to ask the right question:

✔️ Do you work with both buyers and sellers?
✔️ What areas are you familiar with?
✔️ Will I be working with you individually or with a team?
✔️ Do you have recommendations for lenders?
✔️ How do you help buyers compete in this market?
✔️ What is your availability?

I’d be happy to answer any questions you have while you start this exciting new chapter. Feel free to DM me or leave your question in the comments below.

07/31/2022

Pros & cons of purchasing an existing home ⬇️

✅ Less time waiting for construction.
✅ More options available in developed areas.
✅ You’ll have some landscaping already done for you.
✅ You always have the option to renovate the home to make it more to your liking when you have the time.
✅ Is typically less expensive than building.

❌ Can be time-consuming and stressful searching for a home (working with a realtor can alleviate some of the stress involved!)
❌ You may run into a bidding war competing for the house you want, which can cause even more stress.
❌ You likely won’t find the exact floorplan you’d like and will need to compromise on some features.
❌ Older homes have more maintenance issues and are less energy-efficient.

Want to talk through your options? Send me a DM!

07/27/2022

Should you rely on Online Home estimator tools?

As long as you’re on the internet, you might decide to try an online home estimator tool such as home price calculator, for example. With these “online tools”, property sites use sale prices near you (and overall market data) to approximately predict your own home’s value.

Info like this is good to know — particularly because most buyers will see similar numbers when they do online research — but you have to take what online home price calculators tell you with a grain of salt.

Keep in mind….Online price calculators can be useful as a reference, but they have limitations in terms of their scope (they can’t read nuances of the market like a human can), as well as their reliability. Some, including Zillow’s Zestimate tool, which estimates market value, have been challenged frequently by many users for inaccuracy!

07/24/2022

Investing in a new home can be an overwhelming process all on its own, then add in trying to figure out if you should buy an existing home or build a custom one into the mix and your anxiety levels will soar. So, I’m here to help make that decision a little easier by giving you the pros and cons of each!

For all my DIYers, here are the pros & cons of building a new home ⬇️

Pros
✅ You have control over the design.
✅ You can customize any aspect of the home to ensure it both reflects your taste and fulfills your needs.
✅ You won’t have to deal with competing buyers over the house itself — once the land is yours, you’re set!
✅ A newer home = less ongoing maintenance costs.
✅ You don’t have to worry about toxic materials that might be found in an older, existing home.
✅ It can be more environment-friendly since newer homes are typically built with energy-efficiency in mind.

Cons
❌ Unexpected costs might come up during the build.
❌ Requires a lot more effort and time.
❌ It can be very stressful.
❌ You’ll have to landscape from scratch = more costs.
❌ Before you can even start building on your new plot of land, you’ll have to prepare it, including preparing utilities and having a road built onto it.

07/22/2022

Open House Today!!! New construction home with 30 day closing 🚨
Come out and tour this New model home in the Natural Park Estates community. 11am-5pm

07/20/2022

There are many factors that can affect a buyer’s interest in your home, don’t let any easy fix like your decor and cleanliness be the deciding factor.

Here are my top 5 staging tips to help give your home more buying appeal for little to no cost!

🔸 Declutter:
clutter is distracting for buyers, drawing their attention to your stuff instead of the room itself. It can also make a room look smaller!

🔸 Clean, clean, clean:
A clean home feels well-cared for, which will give buyers a good first impression. Make sure to deep clean every room, and don’t forget about walls and baseboards! But be careful with overpowering cleaning solutions. Pro tip: bake cookies prior to a showing or open house for a more pleasant and homie scent!

🔸 De-personalize:
everyone has different tastes in decor, and you want the buyer to be able to envision themselves living there.

🔸 Refresh rooms with neutral, light-reflecting colors to brighten them up!

🔸 Add mirrors to make smaller spaces appear larger and brighter.

Want to know what your home is worth? Send me a DM or Call 904-472-5155 let’s chat! 🥰🥰