Maria Francis, Realtor

09/11/2023

On September 11, 2001, our world was forever changed as we mourned the loss of nearly 3,000 innocent lives. We reflect on the courage of those who responded, the resilience of those who rebuilt, and the enduring spirit of unity that defines us. Let us never forget and always honor their memory.

08/26/2023

Cleaning your home can seem like an overwhelming task, but it's essential for maintaining a healthy and comfortable living space.

Here are a few tips to help motivate yourself to clean:

Set a timer: Set a timer for a specific amount of time to clean a certain area. This can help you stay focused and make cleaning feel less overwhelming.

Break it up into smaller tasks: Cleaning an entire house in one go can be daunting, so break it up into smaller, more manageable tasks. Focus on one room at a time and take breaks in between.

Put on music while cleaning: Music can be a great motivator. Put together a playlist of upbeat songs to help you stay energized while you clean.

Reward yourself: After you've finished cleaning, reward yourself with something you enjoy, such as a snack or some screen time.

Remember, a clean home not only looks and feels better, but it can also have a positive impact on your mental and physical health. So, take a deep breath, put on some music, and get cleaning!

08/25/2023

Diving into homeownership with no down payment? It's possible, thanks to some government-backed loans. These insured loans let lenders breathe easier, knowing they're covered in case of a default, which means you get more favourable terms. Here are your options:

1️⃣ VA Loans: Courtesy of the Department of Veterans Affairs, these loans often require low or no down payments and come with lower interest rates. To be eligible, you need to be a veteran, active-duty service member, member of the National Guard, reserve or the surviving spouse of a veteran, with a Certificate of Eligibility (COE) from the VA.

2️⃣ USDA Loans: The U.S. Department of Agriculture offers these to low- and moderate-income Americans, with financing either directly or through a guarantee to lenders. With either option, there's no down payment required, but you must live or plan to live in an eligible rural area.

Remember, each loan type has specific requirements, so it's important to check if you qualify before diving in.

Source: Forbes

08/23/2023

I mean, if Target can do it, so can we, right!? In all seriousness, I actually saw a Halloween candy display the other day.

Drop a 🍁 or a 🏖 emoji in the comments to tell me whether you're ready for fall or if you're hanging on to summer.

08/22/2023

⭐️Testimonial Tuesday⭐️

I'm always thankful for the continued opportunity to work with grateful and appreciative clients in one of the largest purchases that they will make. Another client that has been positively impacted through working with me!

08/16/2023

08/06/2023

Ended the week getting a sweet family under contract on this beautiful home. 🏡🔑🎉

08/06/2023

After many hurdles and a few failed contracts, we are finally closed. The Dolen family was referred to me 6 months ago and we've spent the past 6 months working together to find their perfect home here in Jacksonville.

Welcome to Jacksonville, Dolen Family and I can't wait to see what you do with your new home! 🏡🔑🎉

08/06/2023

When Scott and Lianna were referred to me by a past client a year ago, they had a home in Virginia Beach to sell and planned to purchase their retirement home in Ocala, Florida. I listed their home about 6 months later and had a ratified contract in less than 24 hours. We waited a few months and spent 2 full days together looking for their perfect home to retire in. At the end of our 2nd day, they chose to offer on this beautiful home and 30 days later, we are closed! Thank you so much, Scott and Lianna for trusting me in both the sale of your home and purchase of your new home! 🏡🔑🎉

08/01/2023

Who's ready for a new month?! 🙌🏠🔐