Ignacio Diaz Concepcion

11/15/2022

What are you waiting for, join us today!!!

When it comes to your business, or even just your life, accomplishing your dreams and goals just requires you to take 10 yards at a time. Nobody can do it al...

10/13/2022

Thoughts..

10/07/2022

Step by step to your future ✨

08/26/2022

"CUANDO VENGAN CON CHISMES, PONGAMOS EN PRÁCTICA LA PRUEBA DE SÓCRATES.

En la antigua Grecia Sócrates tenía una gran reputación de sabiduría. Un día vino alguien a encontrarse con el gran filósofo, y le dijo:

– ¿Sabes lo que acabo de oír sobre tu amigo?
– Un momento –respondió Sócrates– antes que me lo cuentes, me gustaría hacerte una prueba la de los tres tamices.

– ¿Los tres tamices?

– Sí -continuó Sócrates– antes de contar cualquier cosa sobre los otros, es bueno tomar el tiempo de filtrar lo que se quiere decir.

Lo llamo prueba de los tres tamices. El primer tamiz es la verdad. ¿Has comprobado si lo que me vas a decir es verdad?

– No, sólo lo escuché.
– Muy bien. Así que no sabes si es verdad.

Continuamos con el segundo tamiz, el de la bondad. Lo que quieres decirme sobre mi amigo, ¿es algo bueno?

– ¡Ah, no! Por el contrario.
– Entonces -cuestionó Sócrates– quieres contarme cosas malas acerca de él y ni siquiera estás seguro que sean verdaderas.

Tal vez aún puedes pasar la prueba del tercer tamiz, el de la utilidad. ¿Es útil que yo sepa lo que me vas a decir de este amigo?
– No.
– Entonces -concluyó Sócrates– lo que ibas a contarme no es ni cierto, ni bueno, ni útil; ¿por qué querías decírmelo?

"Mejoremos para bien nuestra vida individual y la sociedad cambiará también."

Nacho Diaz

08/25/2022

Understand How Mortgage Rates Impact Your Homebuying Power

Mortgage rates have increased significantly this year, and over the past few weeks, they’ve been fluctuating quite a bit. It’s important to stay up to date on what’s happening with rates and understand how they can impact your purchasing power when you’re thinking of buying a home. The chart below can help.

Let’s say your budget allows for a monthly mortgage payment in the $2,100-$2,200 range. The green in the chart indicates a payment within or below that range, while the red is a payment that exceeds it.

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Nacho Diaz

08/24/2022

“Homes priced right are selling very quickly, but homes priced too high are deterring prospective buyers.”

It’s true buyer demand has slowed over the past few months as higher mortgage rates made it more expensive to buy a home. The result is fewer bidding wars and less competition among buyers

But don’t forget – that’s compared to the severely overheated market we saw over the past two years. According to the latest Confidence Index from NAR

Lisbet Moraguez-Mortgage

Nacho Diaz

08/13/2022

Thanks for the welcome, and letting me be part of this amazing team!!!

Please welcome Swahee Haye, Wilfils Soirelus PA, Kimberly Davis, Betzaida Fayed, Leslie Adams, Jessica Wiebenga, Ignacio Concepcion, and Stanley Alvarez to our Florida Homes Realty & Mortgage family!

08/12/2022

Bright Days Are Ahead When You Move Up This Summer !!!

Warmer weather and longer days mean summer is almost here. Celebrate by upgrading to the home of your dreams so you can enjoy all the season has to offer.

When you list your house, you can capitalize on today’s sellers’ market to fuel your upgrade. Then, you can move to a home with the features you want, like space to entertain or rooms for work and play.

Lisbet Moraguez-Mortgage
Nacho Diaz

08/11/2022

How an Energy Efficient Home Can Be a Bright Idea!!!

With inflation driving up the cost of everyday items, seeking out an energy-efficient home can be a great way to decrease the expenses you can control.

Energy efficiency can help lower your utility bills and possibly even save you money on your taxes. Options to look for include efficient appliances, windows, and solar panels.

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Nacho Diaz

08/10/2022

Top Reasons To Own Your Home!!!

June was National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.

If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you grow your net worth.

Lisbet Moraguez-Mortgage
Nacho Diaz

08/09/2022

Do You Know How Much Equity You Have in Your Home?

If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity. Your equity grows as you pay down your loan and as your home increases in value. Over the past year, the average Florida homeowner’s equity grew by $76,000.

Ready to sell? Let’s connect to talk about how you can use that equity to fuel your next move.

Lisbet Moraguez-Mortgage
Nacho Diaz

08/08/2022

Myths About Todays Housing Market!!!

If you're planning to buy or sell a home today, its important to be aware of common misconceptions.

Whether timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a professional to guide you through those decisions.

Whether timing your purchase as a buyer based on home prices and mortgage rates or knowing what to upgrade or repair before listing your house as a seller, it takes a professional to guide you through those decisions.

Lisbet Moraguez-Mortgage
Nacho Diaz