Kelly Testa, Realtor

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Kelly Testa, Realtor Working with home buyers and sellers in Jacksonville and surrounding areas to provide seamless transactions and optimal results.

As a dedicated Jacksonville REALTOR® with a passion for problem-solving, I love helping my clients bring their real estate dreams to life with honor, integrity, and trust. With my in-depth local knowledge, I can provide an insider’s view on Jacksonville’s best opportunities on homes and condos. I specialize in working with a wide range of budgets, so my clients never have to worry about overspending. From first-time buyers to seasoned investors and everyone in between, my clients can trust that I’ll help them achieve their real estate goals in a stress-free, timely manner.

10/19/2026

Discover this property for $750,000—a great opportunity that truly stands out.

A stylish front door can boost curb appeal and add value.
10/19/2026

A stylish front door can boost curb appeal and add value.

10/19/2026

New Homes Offer Better Value Nationwide

10/18/2026

Check out the new video for 2346 JOSE Circle S! Don't hesitate to reach out with any questions here or at (904) 607-0910. Be sure to follow for more Jacksonville listings!
#32217

10/18/2026

Check out the new video for 8318 OSTEEN Street! Don't hesitate to reach out with any questions here or at (904) 607-0910. Be sure to follow for more Jacksonville listings!
#32210

10/17/2026

🏡 Selling Your Home? Don’t Skip This Step! 💰

If you’re putting your home on the market, skipping this one crucial step could cost you thousands! 😬👇

✨ Professional Listing Photos & Staging – First impressions matter, and homes with high-quality photos and proper staging sell faster & for more money!

📸 Listings with professional photos get 47% more per square foot!
🏠 A well-staged home can sell for up to 10% more!

Thinking about selling? Let’s make sure you maximize your home’s value! 🏡💰

Tag a homeowner who needs to see this! ⬇️

How Some Areas Are Overcoming Mortgage Challenges in AmericaHaving watched communities evolve over the years, I’m always...
10/17/2026

How Some Areas Are Overcoming Mortgage Challenges in America
Having watched communities evolve over the years, I’m always tuned in to how shifts in the housing landscape impact families and neighborhoods. Recently, national mortgage delinquency rates climbed to 3.53% as of August 2026, with serious delinquencies rising by 19% and foreclosure inventory up 41% compared to last year. Certain states are feeling this pressure more acutely, especially where FHA loans are common and insurance and tax costs are on the rise. It’s a reminder of how quickly economic changes can ripple through our local markets—something I always consider when helping clients navigate their real estate decisions, whether here in Jacksonville or back in my native Atlanta.


https://www.housing-trends.com/agent-news/kelly-testa-1/2118763-How-Some-Areas-Are-Overcoming-Mortgage-Challenges-in-America

Florida Metros Lead in Vibrant HOA Communities NationwideHaving experienced firsthand the dynamic growth of communities ...
10/16/2026

Florida Metros Lead in Vibrant HOA Communities Nationwide
Having experienced firsthand the dynamic growth of communities in both Atlanta and now here in Jacksonville, I’ve come to appreciate the unique factors that shape our local market. It’s eye-opening to see that Florida claims seven of the top ten U.S. metro areas where HOA dues make up the largest slice of mortgage payments. In Miami, for example, the median HOA fee is $617 per month—accounting for a striking 26.9% of mortgage costs, with nearly 44% of homes listed carrying HOA fees. These numbers are a reminder of how important it is to consider all the elements that impact homeownership in our state, especially as Florida continues to attract new residents and grow.


https://www.housing-trends.com/agent-news/kelly-testa-1/2090801-Florida-Metros-Lead-in-Vibrant-HOA-Communities-Nationwide

10/15/2026

Jacksonville Offers 500 Neighborhoods for Homebuyers
Having fallen in love with Jacksonville, I’m always struck by just how much variety this city offers homebuyers. With nearly 500 unique neighborhoods stretching along the Atlantic coastline, Jacksonville truly stands out as one of Florida's most diverse housing markets. The median home sale price is around $287,000, making it a smart choice for both first-time and repeat buyers who want the experience of a large city without stretching their budget. Another point that catches my eye: about 60% of homes here sell below asking price, which means buyers can often negotiate and find great value. Jacksonville’s strong foundation as a port city, plus its banking and financial services, create a robust local economy—something that drew me here after seeing similar growth in the Atlanta suburbs. If you’re considering a move in 2027, Jacksonville’s combination of neighborhood variety, reasonable pricing, and frequent below-ask deals is hard to beat.

Address

12646 San Jose Boulevard
Jacksonville, FL
32223

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 8pm

Telephone

+19046070910

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