Annie Velez, Realtor

Annie Velez, Realtor REALTOR® United Real Estate Gallery Serving Jacksonville, St.

Augustine, Fleming Island & surrounding areas.

Are you considering purchasing a home soon? Understanding how lenders evaluate your mortgage application can make the pr...
04/22/2026

Are you considering purchasing a home soon? Understanding how lenders evaluate your mortgage application can make the process feel a whole lot smoother.

Most lenders look at the Four C’s — Capacity, Capital, Collateral, and Credit— when deciding whether to approve a loan to determine whether a borrower is a good risk for a mortgage.

The more you understand these factors, the more confidently you can navigate the path to homeownership.

Reach out to me if you’re planning to buy a home this year and want help getting prepared. I’m here to support you every step of the way. Let's get started on your homeownership journey!

📲(904) 612-2098
📧[email protected]
www.AnnieVelezRealtor.com

04/17/2026

Excellent opportunity in the heart of highly desirable Mandarin area of Jacksonville! Corner unit featuring tile flooring, a wood-burning fireplace, blinds, and ceiling fans throughout. Sliding glass doors open to a private screened-in patio with an additional storage area.

To schedule your tour:
📞 Call/text Annie Velez at 904.612.2098, or email
📧[email protected]
🔗 www.AnnieVelezRealtor.com

🚨 Real estate fraud is on the rise — and scammers are getting smarter.  AI‑generated emails, fake voices, and “updated” ...
04/16/2026

🚨 Real estate fraud is on the rise — and scammers are getting smarter.

AI‑generated emails, fake voices, and “updated” account details are becoming more common in Florida transactions.
If something feels off… pause, verify, and protect your investment.

Have a suspicious call, email, or request? I’m here to help you verify and stay protected.

📲(904) 612-2098
Unted Real Estate Gallery
📧[email protected]
WWW.AnnieVelezRealtor.com

04/01/2026

This one is now CLOSED! Congrats to my out of towners relocating to the Sunshine State!

If you are thinking of buying or selling, reach out to me! I can't wait to help YOU next!

📲(904) 612-2098
📧[email protected]
www.AnnieVelezRealtor.com

Starting now, FHA loans may allow credit scores as low as 580!If owning a home was something you were considering but th...
03/28/2026

Starting now, FHA loans may allow credit scores as low as 580!

If owning a home was something you were considering but thought your credit might hold you back, this can be a game changer for you!

Reach out to discover what your options may look like! 🏡

📲(904) 612-2098
📧[email protected]
WWW.AnnieVelezRealtor.com

02/18/2026

These 3 key metrics—DTI, savings, and credit score—offer a simple, accessible snapshot of someone’s financial readiness, especially for major goals like homeownership.

Ready to Plan Your Next Move? I can help you understand where you stand and what steps to take next.

Let's talk!

📲(904) 612-2098
📧[email protected]
WWW.AnnieVelezRealtor.com

02/14/2026

And another one UNDER CONTRACT!

If you are looking to buy or sell but don't know where to start, contact me! I welcome the opportunity to assist you!

Reach out to me to get the process started.
📲(904) 612-2098
📧[email protected]
WWW.AnnieVelezRealtor.com

01/28/2026

Just listed! Asking Price: $130,000.

Condo in central Mandarin location! Corner unit featuring tile flooring, a cozy wood-burning fireplace, blinds, and ceiling fans throughout. Sliding glass doors open to a private patio with an additional storage area.

Contact me for a private showing.

📲(904) 612-2098
📧[email protected]
🌐AnnieVelezRealtor.com

01/25/2026

What are buyers really looking for in 2026?

From flexible layouts to calming paint colors, today’s trends are all about comfort, character, and functionality.

If you’re planning to buy or sell this year, understanding what resonates with buyers can make all the difference.

DM me “2026” and I’ll send you a personalized breakdown for your neighborhood.

📲(904) 612-2098
📧[email protected]
WWW.AnnieVelezRealtor.com

With a medium sold price of $330,000 and a stable sold-to-list price ratio, now's the perfect time to align your selling...
01/21/2026

With a medium sold price of $330,000 and a stable sold-to-list price ratio, now's the perfect time to align your selling and buying goals. Reach out to strategize your next steps!

📲(904) 612-2098
📧[email protected]
WWW.AnnieVelezRealtor.com

Address

8380 Baymeadows Road, Suite 17
Jacksonville, FL
32256

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