Bold City Real Estate

08/11/2025

It’s that time of year again!

The property appraiser's TRIM notices are hitting mailboxes, and I always get questions about them because they can be a little confusing.

If you bought your home recently (especially in 2024) this is where escrow shortages usually happen, and it’s way better to catch it early than to get surprised by a letter in the mail later this year.

I put together a quick breakdown of:
• What your TRIM notice actually means
• How to see if your escrow balance is on track
• What to do now to avoid problems later
• When to challenge your property value (and how to do it)

You can read the full post here: https://boldcitylife.com/2022/08/31/trimnotices/

And if you’d like help walking through yours, just reach out. I’m always here.

904-210-8387
[email protected]

The County Property Appraiser sends out its “Truth in Millage” notice during the last half of August every year and this is your “heads up” before the actual property tax bill comes out in November. If you bought a house in 2021, this is especially something to pay close attention to because...

08/21/2024

Browse a curated list of 10 historic homes in Springfield, (one of my most favorite Jacksonville neighborhoods!) below:

https://www.flexmls.com/share/AuiSs/Selected

See something interesting? I'd love to represent you as a single agent on any of them. Call/text me at 904-210-8387 for info on getting started, financing, or showings! Find my QR in the comments to quickly save my contact info!

Allison Muñoz-Bold City Real Estate

07/18/2024

There are enormous industry changes coming that have the potential to change the way we've handled real estate transactions in Florida for decades that you need to know about. Much is still unknown and we're getting very little guidance, but here's what we DO know.

Please share, but especially with anyone home shopping this year.

Navigating the massive changes coming to the industry as part of a settlement between the National Association of Realtors and the Department of Justice.

06/26/2024

Amidst pool season, it felt appropriate to put together a curated list of 10 pool homes currently listed in . Some of these have other interesting or notable features that made them stand out as well. Take a look and let me know what speaks to you!

https://www.flexmls.com/share/Adnsj/Selected

Allison Muñoz-Bold City Real Estate
Broker/Owner
904-210-8387 call/text seven days a week

05/29/2024

POOL HOMES ARE HERE!!

Browse this curated list pol homes around Jacksonville and be in yours before July 4th! See something interesting? Call me or your existing Realtor, but please make sure your Realtor is representing you as a SINGLE AGENT.

Florida Realtors otherwise default as transaction brokers and by definition cannot offer you:
LOYALTY
CONFIDENTIALITY
OBEDIENCE
FULL DISCLOSURE

904-210-8387

https://www.flexmls.com/share/AUT1j/Selected

Allison Muñoz-Bold City Real Estate

05/17/2024

I'm shopping for someone starting next week who LOVES Midcentury modern, including original finishes. Give me your most Brady Bunch house and let's see if it's a fit before some flipper turns it all grey and white! Open to all parts of Jax. Budget up to 550K. Must have a deep garage. Pool is a plus! Let me know what you have coming up or are open to an offer on!

Allison Munoz
Broker/Owner
Bold City Real Estate
904-210-8387

05/14/2024

The real estate market largely remained the same in Northeast Florida over the last month with sales, inventory, and interest rates all hovering. We're still seeing some inventory shortages and I think that will continue as those homeowners sitting on much lower Covid-era interest rates don't want or can't afford to move. Higher interest rates are keeping some buyers sitting on the sidelines and that is what's maintaining the market currently. Even economists aren't on the same page with their predictions of interest rate movement but the general consensus is that although we may see a slight dip in 2025, these rates are here to stay. If you're interested in buying home, it's still a good time as we have fewer buyers in the market now, allowing for more negotiation room. Here are the April 2024 market stats for Jacksonville, St. Johns, and Nassau county.

Call/text me seven days a week to talk Florida real estate!

Allison
904-210-8387

05/06/2024

I'm hopeful that we'll see the homeowners insurance crunch ease up in the next couple of years because this is currently one of my biggest hurdles, especially in older homes in Jacksonville which represents a huge portion of my market and demographic.

Officials are urging patience as rate increases slowly decline due to increased competition with new insurers entering the market.

05/02/2024

I've been wanting to keep my circle updated on the coming changes and how they'll affect us locally, but the irony is that we as Realtors STILL don't know exactly what they'll look like aside from what's in the settlement agreement on the National level.

"Here’s what we know now: Buyer broker compensation is no longer allowed to be included on the Multiple Listing Service (MLS). And buyers are now required to sign a Buyer Representation Agreement, which includes the buyer broker’s compensation."

Even though most sellers think they should be celebrating, the new Realtor commission rules probably won't affect them much once the dust settles.

04/30/2024

CLOSED in West Jacksonville's Longleaf neighborhood! Despite significant competition, I was able to get this seller a full price and the buyer got some closing cost help, which is a fairly common scenario in this shifting market. I'm super excited for both parties and wish everyone the best!

Allison Muñoz-Bold City Real Estate

04/11/2024

The Northeast Association of Realtors has published March market statistics and the Jacksonville data seems to confirm that we're seeing a typical Spring market. Things are looking a lot like they did before the Covid-era buying frenzy and that's better for everyone and represents a healthier market in general.

Last year when interest rates went up and buyers newer to the market got sticker shock, I speculated that those sitting on the sidelines waiting for low rates to come back would probably have some decision making to do after the first of the year. The numbers seem to indicate that many have accepted the rates and moved forward with buying. Depending on your situation, that's still probably in your best interest because rates aren't likely to do any drastic dipping this year either (but home prices are much more attractive)

I'm still seeing a few sellers (and their Realtors) listing properties now with pricing that's unrealistically high for the current market. If that's you, you're way late to the game. Unless you're sitting on something REALLY unique, buyers aren't fighting over your property or paying more than it's worth. You'll need to do a little work to get your home sold these days or price yourself for the competition, especially if you're in an area with a lot of inventory. Be careful of Realtors who are telling you otherwise just to get your business-it's something I see everyday.

Despite current rates, buyers are seeing that they have options. We're seeing a lot more negotiation room for them including repairs, closing cost help, and concessions toward interest rate buy downs. There's also quite a bit of down payment assistance funding available. Of my 2024 closings so far, I've helped secure 28K in rate buy down money for one buyer, 20K plus a new roof for another, and 5K plus down payment assistance for one closing soon. You'll hear a lot of industry professionals tell buyers to just "Buy now and refinance later when rates drop". I don't disagree with that just make sure you're financially comfortable if rates DON'T drop and don't bank on it.

02/23/2024

Need wide open spaces? Click below to browse a curated list of 10 Northeast Florida properties with at least two acres!

See something interesting? Call/text me at 904-210-8387 to explore your options/schedule a showing/get pre-approved!