Josh Watters Buyers Specialist

Josh Watters Buyers Specialist Houses sell themselves. I'm here to provide information, lender contacts and strategy in order for The Salute Our Soldiers Program for military members. St.

I represent buyers and sellers listing their homes (which we use the Matterport camera/virtual tour system for our listings). I'm well versed in all loans and closing costs/down payment programs available for First Time Home Buyers. The Jacksonville MCC Tax Credit Program ($225,000 maximum purchase price cap. You can get up to $2,000 back per year for the life of your loan in the form of a property tax credit). The Florida Bond Program ($10,000 closing cost assistance and/or down payment program), Home Sweet Home Program for Clay & Duval Counties, FHA 203K "Rehab" loans, Construction-Perm Loans for buying vacant land and financing the building of your home in one loan. Johns County Grant Program. More programs out there however these are the primary programs used. Calculating your estimated monthly payments after you're pre-approved so I know your interest rate is easy. If you're not working with a lender you're comfortable with I have a list of preferred lenders I enjoy working with and all my lenders I'd bet can beat the interest rate & closing costs you'd have to pay with others. It's wise to get your financial ducks in a row early so you are ready to strike when you run across the right property. Getting pre-approved is truly your first step. Paying interest is our mortal enemy, we want you to get the highest credit score possible BEFORE you buy a home. Why I'm very adamant about being pre-approved first rather than wait until right before you wish to look at homes since that makes little sense. I work on a team with folks who are interested in providing information~! If you have any questions please feel free to contact me~!

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07/22/2026

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Cities with the most expensive homes in the Jacksonville metro area. Purchasing a home is one of the most important investments there is. More than a place

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07/15/2026

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JACKSONVILLE, Fla. – A Jacksonville social media influencer says she’s being forced out of the home her late father left her after a homeowners association

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06/28/2026

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Discover the new artificial reef off Jacksonville's coast, enhancing marine life and recreational fishing opportunities.

First Coast Expressway already providing economic benefits
06/04/2026

First Coast Expressway already providing economic benefits

The $1.8 billion project is attracting growth along its 43-mile route, with more expected.

Be on the ballot in November
06/03/2026

Be on the ballot in November

The best local & breaking news source in the US, featuring local weather, alerts, deals, events and more.

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05/19/2026

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Florida lawmakers have yet to pass a bill that would ask voters in November whether to end all homestead property taxes , a policy Gov. Ron DeSantis has pu

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05/05/2026

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TAMPA, Fla. — With hurricane season less than a month away, it's time to stock up on emergency supplies. Luckily, certain hurricane preparedness items are

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04/28/2026

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PENNEY FARMS – Of the 700 long-term health care facilities in Florida, only 16 are currently recognized by Gov. Ron DeSantis with the Gold Seal Award for Excellence. Based on staff retention, …

Address

13475 Atlantic Boulevard, Unit 8, Suite M859
Jacksonville, FL
32225

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 6pm
Sunday 9am - 5pm

Telephone

+19044825196

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