Terrelle Smith-Bradford, Realtor

Terrelle Smith-Bradford, Realtor I am a native of Jacksonville, Florida and still reside here today. I am a newlywed of 3 years with an amazing husband.

Agent at Momentum Realty
Helping renters → homeowners in Jacksonville 🏡
VA | First-Time | New Construction
Free Homebuyer Game Plan👇🏾

https://forms.gle/ZVkHBdh8YXCfGBvj7 I am a graduate of Liberty University where I obtained a Psychology Degree. I serve in several leadership roles within my local congregation. Real estate is a passion of my and I decided to take a leap of faith after retirement f

rom the Beauty Industry of more than 30 years. Even before becoming licensed, I would have a love for Real estate by educating myself on the market and the homebuying process. I obtained my license in 2020 and make it my business to stay on top of the market trends for my potential sellers. I am committed to servicing my clients with integrity and the highest form of excellence. I have built outstanding relationships with various lenders, title companies, handymen, home inspectors and many more individuals that are pertinent to the homebuying or the selling process. My Resume:
Sales Associate with Century 21 Lighthouse Realty
Licensed Military Relocation Professional
Member, National Association of Realtors
Member, NE Florida Association of Realtors
B.S. in Psychology, Liberty University
CALL ME TODAY SO YOU AND GET STARTED!

Market Monday with Terrelle ❤️One of the biggest questions I get is…“Should I wait to buy or should I go ahead and make ...
06/15/2026

Market Monday with Terrelle ❤️

One of the biggest questions I get is…

“Should I wait to buy or should I go ahead and make a move?”

My answer is almost always the same:

It depends on YOUR life, not the headlines.

I’ve seen people save thousands of dollars by buying when everyone else was waiting. I’ve also seen families stay in a home that no longer fits their needs because they were trying to time the market perfectly.

Here’s what’s happening in North Jacksonville…

1) New construction communities are still offering incentives.
2) Buyers have more homes to choose from than they did a year ago.
3) Sellers who price their homes correctly are still attracting serious buyers.
4) And yes…homes are still selling every single day.

The best time to move isn’t when your neighbor tells you to.
It’s when it makes sense for your family.

So instead of asking,

“Is it a good market?”

Try asking,

“Is this the right season for me?”

I’d love to know…

If you could change one thing about your current home today, what would it be?



06/12/2026

The funny thing about real estate is that things can change instantly!

06/11/2026

You are not a Robot… take time to better yourself spiritually, mentally and physically.

The kitchen that sells the house? That’s not always the one that serves the family.I’ve watched clients fall in love wit...
06/07/2026

The kitchen that sells the house? That’s not always the one that serves the family.

I’ve watched clients fall in love with showstopper kitchens during tours—the ones with waterfall countertops, designer backsplashes, and appliances that cost more than some cars. They outbid three other families to get it.

Then I get the call six months later: “We’re thinking about renovating.”

Here’s what I’ve learned after 5 years of walking buyers through their “dream homes”:

That all-white kitchen with the trendy finishes? The family with young kids is scrubbing marks off cabinets twice a day and living in constant anxiety. The resale value looks great on paper, but they’re miserable living in a showroom.

The gourmet kitchen with pro-grade everything? Half my clients don’t cook elaborate meals. They needed storage and counter space for meal prep, not a six-burner range they use twice a year.

The open concept everyone demands? I’ve had clients beg me to find contractors who can put walls BACK UP because they can’t stand everyone seeing the mess while they’re trying to relax.

The smartest buyers I work with ask different questions during tours. Not “Is this beautiful?” but “Will this make Tuesday night at 6pm easier or harder?”

Realtors—what’s the expensive kitchen feature your clients regret most? Buyers—what looks amazing in photos but terrible in real life?

Terrelle Bradford, MRP, ABR
Momentum Realty
904-415-2725

06/07/2026

The prettiest kitchen isn’t always the smartest purchase.

And honestly? I get it.

The white cabinets, quartz countertops, gold hardware, and oversized island had her completely sold.

But pretty doesn’t always mean practical.

Before writing an offer, I always tell my buyers to use my 3-step filter:

✅ 1. Look past the finishes.
Paint and cabinets can be changed. A bad roof, foundation issues, or outdated plumbing can cost thousands.

✅ 2. Think about your life, not the listing photos.
Can you see yourself living there every day? Is the commute reasonable? Does the layout actually work for your family?

✅ 3. Ask one question: “If this kitchen didn’t exist, would I still want this house?”

After digging deeper, we discovered repairs that would have cost nearly $18,000.

She walked away.

A few weeks later, she found a home she loved even more—with a beautiful kitchen and solid bones.

That’s the difference between falling in love with a house and making a smart investment.

Buying a home isn’t just about today—it’s about protecting your tomorrow.

🏡 If you’re thinking about buying in Jacksonville, let’s make sure you’re shopping with your eyes wide open.

06/05/2026

Real Estate is all about connections.. today’s Broker’s Open House was amazing!
estate

Most homeowners think selling starts when the sign goes in the yard. It doesn’t. 👀It starts the moment you choose the ri...
06/05/2026

Most homeowners think selling starts when the sign goes in the yard. It doesn’t. 👀

It starts the moment you choose the right agent.

The right agent doesn’t just put your home on the market—they help you price it correctly, prepare it strategically, negotiate fiercely, and guide you from listing to closing.

A great home deserves more than a “For Sale” sign. It deserves a plan.

📍Jacksonville, FL

📲 Terrelle Bradford, MRP, ABR
Momentum Realty
904-415-2725




Address

12627 San Jose Boulevard Ste 303
Jacksonville, FL
32223

Telephone

+19044152725

Website

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