Terrelle Smith-Bradford, Realtor

Terrelle Smith-Bradford, Realtor I am a native of Jacksonville, Florida and still reside here today. I am a newlywed of 3 years with an amazing husband.

Agent at Momentum Realty
Helping renters → homeowners in Jacksonville 🏡
VA | First-Time | New Construction
Free Homebuyer Game Plan👇🏾

https://forms.gle/ZVkHBdh8YXCfGBvj7 I am a graduate of Liberty University where I obtained a Psychology Degree. I serve in several leadership roles within my local congregation. Real estate is a passion of my and I decided to take a leap of faith after retirement from the Beauty Industry of more than 30 years. Even before becoming licensed, I would have a love for Real estate by educating myself on the market and the homebuying process. I obtained my license in 2020 and make it my business to stay on top of the market trends for my potential sellers. I am committed to servicing my clients with integrity and the highest form of excellence. I have built outstanding relationships with various lenders, title companies, handymen, home inspectors and many more individuals that are pertinent to the homebuying or the selling process. My Resume:
Sales Associate with Century 21 Lighthouse Realty
Licensed Military Relocation Professional
Member, National Association of Realtors
Member, NE Florida Association of Realtors
B.S. in Psychology, Liberty University
CALL ME TODAY SO YOU AND GET STARTED!

09/22/2026

Now wait a minute… you mean to tell me I can get a BRAND-NEW 4-bedroom home for under $300K?! 👀🏡

First-time homebuyers, THIS is why I keep telling y’all—stop counting yourself out before you even know what your options are!

This home gives you approximately 1,607 sq. ft., 4 bedrooms, 2 bathrooms and a 2-car garage. And I love the open floor plan because it gives you plenty of room without feeling like you have to start your homeownership journey with a $400K house.

And listen… please stop walking into these new-construction communities by yourself! That sales consultant works for the builder. You can have your own Realtor helping you understand the process and looking out for your interests.

So if you’ve been saying, “Terrelle, I want to buy, but I don’t think I can afford anything,” let’s stop guessing and have the conversation.

If you’re looking for new construction in Jacksonville around or under $300K, comment NEW HOME or send me a message. Let’s see what your options really look like. 🔑🏡

Terrelle Bradford | Momentum Realty
Jacksonville REALTOR® | ABR® | MRP

09/21/2026
09/21/2026

Imagine moving to Florida and waking up to THIS! ☀️🌴🏡

Beautiful home, gorgeous finishes, and a lifestyle that makes you wonder why you didn’t make the move sooner.

And here’s the thing… this could be more attainable than you think.

If Florida has been on your mind, stop just watching the videos and let’s find out what’s actually possible for you. I’ll help you from the first question all the way to getting those keys. 🔑

📍 Jacksonville, Florida & surrounding areas
💌 Comment “FLORIDA” or DM me and let’s start your home search.

FloridaLiving

Sometimes you’re not confused about your next move… you just need the right information. 🏡💕I talk to homeowners who are ...
09/17/2026

Sometimes you’re not confused about your next move… you just need the right information. 🏡💕

I talk to homeowners who are quietly wondering, “What is my house really worth?” “Is this even a good time to sell?” “If I sell, where am I going next?”

And my answer is always the same, you don’t have to be ready to sell to start the conversation.

Sometimes you just need to know your numbers, understand what’s happening in your neighborhood, and have a plan for what comes next.

That’s the kind of Realtor I want to be for you. Not someone pressuring you into a decision, but someone who gives you the information you need to make the decision that’s right for YOU.

So Jacksonville, if selling your home has even crossed your mind lately, let’s talk. You may be closer to your next chapter than you think. ❤️

Terrelle Bradford | Momentum Realty
Jacksonville REALTOR® | ABR® | MRP

09/11/2026

Okay, Buyers… we need to talk. 😂🏡

I love that you’re excited. I love that you’re looking at homes. And yes, I know Zillow has you up at 11:30 at night saving houses like you’re already picking out the furniture. 😂

BUT… before you fall in love with another house on Zillow, CALL YOUR REALTOR® FIRST! 📲

Because here’s the thing: Zillow can show you a house, but it can’t give you the whole story.

It doesn’t know YOUR financing.
It doesn’t know YOUR budget.
It doesn’t know YOUR goals.
And it definitely isn’t negotiating that contract for you.

That’s where I come in.

My job isn’t just to unlock a door and let you walk through a house. I’m here to help you understand what you’re buying, look at the numbers, ask the right questions, recognize potential problems, negotiate, and help you make a decision that makes sense for YOU.

So yes, you can look. 👀😂

But before you get emotionally attached, start measuring for furniture, and send the house to your whole family…

CALL ME. 😂📞

Let’s have a strategy BEFORE we start shopping.

Because buying a home isn’t just about finding something pretty online. It’s about making a smart move.

— Terrelle
Your Favorite Realtor® 💕🏡
Jacksonville, FL

JacksonvilleHomes BuyersAgent HomeBuyerEducation RealEstateTips YourFavoriteRealtor

 I LOST THE LISTING.Yep. I said it. I lost the listing.And I’m sharing this because REAL ESTATE IS NOT ALWAYS WHAT YOU S...
08/10/2026



I LOST THE LISTING.

Yep. I said it. I lost the listing.

And I’m sharing this because REAL ESTATE IS NOT ALWAYS WHAT YOU SEE ON TV OR SOCIAL MEDIA.

It’s not always the “JUST SOLD!” sign, the smiling closing-table pictures, big commission checks, new listings, and handing over keys.

There’s another side of real estate that people don’t always see.

Deals fall apart.
Buyers walk away.
Sellers get frustrated.
Financing changes.
Inspections uncover problems.
Agents lose listings.
And sometimes you can do your job and STILL not get the outcome you wanted.

This was one of those times.

When I first met with the seller, I recommended a price based on what I believed the market supported. The seller wanted to list higher, and ultimately, we listed at the price they were comfortable with.

We had activity. We had showings. We had offers.

One buyer and the seller couldn’t come to terms, so the buyer moved on. Another buyer needed more flexibility with the closing timeframe, and unfortunately, that deal didn’t come together either.

As time passed, the seller became frustrated and felt I wasn’t bringing the right buyer to the table. Eventually, our listing agreement was terminated.

Another agent took the listing…and they got an offer.

Now THAT can mess with you if you let it.

I could have immediately thought, “What did they do that I didn’t do?” or “Maybe I failed.”

But I had to remind myself of something I already know:

TIMING IS EVERYTHING IN REAL ESTATE.

The market can change.
A new buyer can enter the market.
Circumstances can change.
And sometimes the right buyer simply shows up at the right time.

Could I have done some things differently? Absolutely.

I’m experienced enough to know that I can always learn, adjust, and become better.

But I’m also experienced enough to know that every deal that doesn’t close and every listing that doesn’t sell with ME does not mean I failed.

The market is the market.

Price matters.
Timing matters.
Terms matter.
Condition matters.
Buyer motivation matters.
Seller expectations matter.

And sometimes ALL of those things have to line up at the same time.

So while social media may show you the SOLD signs, the keys, the celebrations and the wins…

REAL real estate will also teach you how to handle disappointment, difficult conversations, rejection, lost income, and starting over.

I didn’t lose my ability.
I didn’t lose my knowledge.
I didn’t lose my value.

I lost a listing.

There’s a difference.

And I’m okay with telling that side of the story too.

Because if I’m going to show you my WINS, I shouldn’t be afraid to show you some of my LOSSES.

That’s real estate.

That’s business.

And most importantly…that’s GROWTH. ❤️

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 223 Bronson Street in Jac...
08/01/2026

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 223 Bronson Street in Jacksonville. Reach out here or at (904) 415-2725 for more information

T. Smith-Bradford

Whether you're looking to build your forever home or your next investment property, this 0.17-acre residential lot offers endless potential in a quiet neighborhood. Bring your plans and secure this homesite before it's gone!...

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 223 Bronson Street in Jac...
08/01/2026

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 223 Bronson Street in Jacksonville. Reach out here or at (904) 415-2725 for more information

"Buy and Sell with Terrelle"
Terrelle Smith-Bradford, MRP
Licensed Realtor
Florida Homes Realty & Mortgage
904-415-2725




Whether you're looking to build your forever home or your next investment property, this 0.17-acre residential lot offers endless potential in a quiet neighborhood. Bring your plans and secure this homesite before it's gone!...

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 3842 Beverly Avenue in Ja...
08/01/2026

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 3842 Beverly Avenue in Jacksonville. Reach out here or at (904) 415-2725 for more information

T. Smith-Bradford

INVESTOR SPECIAL! Incredible opportunity to add value with this property full of potential. Priced well below its estimated after-repair value (ARV), this home is ideal for investors, flippers, or buyers looking to build equity. Bring your vision and transform this property into something special...

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 3842 Beverly Avenue in Ja...
08/01/2026

📍 New Listing 📍 Take a look at this fantastic new property that just hit the market located at 3842 Beverly Avenue in Jacksonville. Reach out here or at (904) 415-2725 for more information

"Buy and Sell with Terrelle"
Terrelle Smith-Bradford, MRP
Licensed Realtor
Florida Homes Realty & Mortgage
904-415-2725




INVESTOR SPECIAL! Incredible opportunity to add value with this property full of potential. Priced well below its estimated after-repair value (ARV), this home is ideal for investors, flippers, or buyers looking to build equity. Bring your vision and transform this property into something special...

Address

12627 San Jose Boulevard Ste 303
Jacksonville, FL
32223

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