08/07/2026
⚡ Friday Inspection Spotlight
Not all electrical panels are created equal.
During a recent home inspection, our inspector identified a Challenger electrical panel. While it may appear to be functioning normally, Challenger panels have a history of breaker failures, where breakers may fail to trip properly during an overload or short circuit. When that happens, the risk of overheating and electrical fire can increase.
Because of this history, many insurance companies consider Challenger panels a higher risk. If you’re buying a home with one of these panels, you may face:
⚠️ Difficulty obtaining homeowners insurance
⚠️ Higher insurance premiums
⚠️ A requirement to replace the panel before coverage is issued
This is one of the many reasons a professional home inspection is so important. Identifying concerns like this before closing gives buyers the opportunity to negotiate repairs, budget for future upgrades, and avoid unexpected surprises after they move in.
At Target Home Inspections, we inspect every major system of the home—including the electrical system—to help you make informed decisions before one of the biggest investments of your life.
🏡 The right inspection today can save you thousands tomorrow.
📞 Buying a home anywhere in Florida? Schedule your inspection with Target Home Inspections and Know Before You Buy.