08/30/2026
🏡 Think you need 20% down to buy a home? Think again!
Depending on the loan program and your qualifications, you may be able to purchase a resale or new-construction home with as little as 3% down.
On a $400,000 home, 3% equals $12,000—and eligible buyers may qualify for up to $35,000 in down-payment assistance to help with their down payment and allowable closing costs. Program availability, eligibility requirements, and assistance amounts may vary.
Sellers may also contribute toward allowable closing costs, which could mean bringing less money to the closing table than you expected.
Less cash. Fewer obstacles. More keys. 🔑
The only thing standing between you and homeownership may be inaccurate information. Comment or DM me HOME, and let’s discuss what you need to get started!
Denise Turner, PA, MBA
REALTOR® | Future Home Realty
📱 (904) 588-5391
📧 [email protected]
