Tim Letts of 904 Realty, LLC

04/20/2026

Great house listed by George Francis- 904 Realty,LLC!

Send a message to learn more

03/17/2026

PSA for agents. No matter what you do daily, always make sure you use a CRM. The brand name doesn't matter nearly as much as how you use it. At a bare minimum, it can help you keep yourself organized! Like an idiot for a long time I thought I could do it within Gmail. I was so wrong. After going through my contacts, I realized on how much I've missed out on over the last 13+ years in this business. Don't make that mistake.

Send a message to learn more

10/22/2025

10/01/2025

💰 Jacksonville Market Update – Mortgage Rates 🏡

Thinking about buying, selling, or refinancing? Here’s where rates are sitting right now in Jax:

📌 30-Year Fixed: ~6.26%

📌 15-Year Fixed: ~5.41%

📌 FHA 30-Year: ~6.12%

📌 VA 30-Year: ~5.76%

📌 Jumbo 30-Year: ~6.52%

👉 What does that mean?

Buyers: Monthly payments are higher, so every fraction of a percent matters.

Sellers: Buyers are rate-sensitive — competitive pricing and incentives can make all the difference.

Refinancers: Unless you’re sitting above 7%, you may want to hold off for now.

Rates shift daily, so if you’re curious what you would qualify for, shoot me a message. I’ll help you find the right lender for you.

📲 Let’s make the market work for you — not against you!

09/02/2025

🏡 Need more space but not ready (or able) to buy bigger?

Instead of selling and trading up, consider adding an Accessory Dwelling Unit (ADU) right on your property.

✅ Starting around $60K for a studio
✅ Built to the same standards as your home
✅ Perfect for extra family, a rental income stream, or your dream home office

Sometimes the smartest move isn’t moving at all—it’s making your property work harder for you.

📲 Call/text me at 904.323.2220 or email [email protected]
if you’re curious about whether an ADU is right for you.

08/27/2025

Hey everyone, it’s been a minute (okay… 4 years 😅)!

I may not have been posting, but I’ve definitely been working — and that’s thanks to YOU. The support, referrals, and trust you’ve given me over the years means the world. I can’t thank you enough for letting me be a part of your real estate journey.

Here’s to many more years of helping you (and your friends & family) find the right place to call home. 🏡