Michele Taylor - INI Realty Investments, Inc.

09/22/2026

Spent the weekend touring oceanfront condos in Flagler Beach with my buyers and whew… those views will get you dreaming fast.

The best part? Oceanfront living may be more attainable than you think. We found some beautiful units and some really interesting opportunities.

So yes, I may spend the rest of September touring homes with an ocean view… strictly for research. 😂

If you’ve ever thought, “Maybe one day,” let’s talk. One day might be closer than you think. 💙✨

Michele Taylor | Taylor Homes 904 | INI Realty

09/21/2026

This. This is what it’s all about. 💙

Nate came to me through a referral from a past client, and if you know me, you know how much that means to me. When someone I’ve helped trusts me enough to send someone they care about my way, I never take that lightly.

And this one...we worked for it. There were a lot of moving pieces, a lot of negotiating, and plenty happening behind the scenes. But in the end, Nate didn’t just get a beautiful brand-new home. We negotiated the price down, secured seller concessions, got him $12,500 in grant money, AND made sure the additional land he wanted was included with his purchase. I also have to give a huge shoutout to Jennie Condon with Ameris Bank, because she was an incredible lending partner through all of it. We worked side by side to keep everything moving and get Nate to the finish line. THAT is the stuff that makes my Realtor heart happy!

So when I received this review from him, it stopped me in my tracks a little bit. Because the numbers and negotiations are important, but knowing that Nate felt like I was truly in his corner, that he could ask me anything, and that I helped make this whole process a little easier for him...that’s the part I’m most proud of.🥹

After 18 years, I still care deeply about every person who puts their trust in me. I still fight for the best deal I can get. I still worry about the details. And I still get ridiculously happy when I get to hand someone their keys. 🔑

Thank you, Nate, for these incredibly kind words and for trusting me to get you home. And thank you to the past clients who continue to send their friends and family my way. There truly isn’t a bigger compliment.

This one filled my heart. ✨🏡💫

09/17/2026

🌴 Northeast Florida Market Update | August 2026

August brought another shift in our local real estate market. We’re hearing a lot about the market moving toward “balance,” but I think the real story is a little more nuanced. Every neighborhood and price point is behaving differently, and buyers are definitely becoming more selective.

Here’s what we saw across Northeast Florida in August:
✔️ $397,420 median sales price
✔️ 1,696 closed sales
✔️ 31 median days on market
✔️ 2,247 new listings
✔️ 6,103 active homes
✔️ 3.6 months of inventory

Prices softened from July, closed sales slowed, and homes are taking slightly longer to sell. At the same time, buyers still have choices and, in many cases, more room to negotiate. For sellers, pricing and condition matter more than ever.

And this is where I think the numbers only tell part of the story.
For my buyers this summer, I’ve been able to negotiate thousands of dollars in seller concessions, helping with closing costs and giving buyers the opportunity to use some of those concessions to buy down their interest rate. I’ve also been able to connect buyers with grant and down-payment assistance programs, creating significant savings in several transactions.

That’s why I keep saying that in this market, how the deal is structured matters just as much as the price you negotiate.
For buyers, there may be opportunities you don’t even realize are available. What will the seller contribute? Can we negotiate closing costs? Can we use concessions toward a rate buydown? Are there grants or assistance programs you qualify for? Sometimes there’s more money on the table than people realize.

For sellers, buyers are out there, but they’re paying attention. Homes that are priced correctly, presented well and positioned properly are going to have an advantage. NEFAR is seeing the same dynamic, noting that buyers remain engaged but are increasingly selective.

Every neighborhood tells a different story, so these Northeast Florida numbers are only the starting point. If you’re wondering what your home may be worth, what opportunities may be available to you as a buyer, or what today’s market means for your next move, I’d love to help.

📲 904-903-0948
🌐 TaylorHomes904.com

Source: NEFAR, August 2026 Market Report

09/08/2026

Closed!! 💫 7565 Necia Dr. is officially DONE & I could not be happier for my buyer!

This one took some patience, persistence & a whole lot of advocating behind the scenes, but he was such a great partner through the entire process. He was thoughtful, sharp with his decisions, asked the right questions & stayed involved every step of the way. As a veteran, he brought that same calm, steady mindset to the process, and I’m so glad we were able to get this one across the finish line for him.

We were able to secure seller concessions, Ameris grant assistance AND the extra land with his purchase. There were a lot of moving pieces, and I’m so happy we kept pushing until everything came together.

A huge shout out to Jennie Condon with Ameris Bank for once again going above & beyond. She stayed on top of every moving part & helped us navigate this one all the way through. I’m so grateful for lending partners who truly care about our clients.

And this one came to me through a referral from a past client, which means more to me than I can say. When someone I’ve helped trusts me enough to send a friend my way, I never take that lightly. Those relationships are truly the heart of my business.

This is the part of real estate I love most. Negotiating, problem solving, protecting my client & finding every opportunity I can to put them in the best possible position.

Congratulations, Nate!! We did it. ❤️

09/07/2026

08/31/2026

What Is an Appraisal and Why It Matters to Lenders - An appraisal is an independent, written opinion of a property’s market value as of a specific date. It is performed by a state-licensed or state-certified appraiser who evaluates the home and recent comparable sales to estimate a value that...

08/23/2026

What Closing Costs Are Included in a Mortgage? - Closing costs are the fees and prepaid items needed to complete a real estate purchase or refinance. Some closing costs may be included in your mortgage (rolled into the loan amount) depending on the loan program, the type of transaction, the property...

08/21/2026

🏡 Northeast Florida Market Update | July 2026

July brought another shift in our local real estate market. Buyers have more choices & a little more breathing room, while sellers are finding that pricing correctly from the beginning really matters.

Here’s what we’re seeing:

✔️ 2,400 homes sold
✔️ $360,000 median sales price
✔️ $202 median price per sq. ft.
✔️ 35 median days on market
✔️ 10,403 active homes
✔️ 3,329 new listings

Closed sales slowed from June, while inventory continued to grow. That gives buyers more options, more negotiating power & more time to make decisions.

The good news is that home values are still holding up. The median sales price was slightly higher than July of last year, even with more inventory and fewer sales.

For sellers, this is a market where pricing & presentation matter. Homes that are priced correctly and show well are still selling. Buyers are simply being more selective.

For buyers, there are some really good opportunities out there right now. More inventory can mean more choices, less pressure & in some cases, more room to negotiate.

And don’t forget about the assistance programs that are available. There are some great grant and down-payment-assistance options out there, and I’ve been able to negotiate thousands of dollars in seller concessions for my buyers this summer, with some transactions creating more than $20,000 in combined assistance, credits & negotiated savings.

The help is out there. Sometimes it just takes knowing what programs to look for, how to structure the offer & how to negotiate the deal.

Every neighborhood tells a different story, so the big Northeast Florida numbers are only the starting point. If you’re wondering what your home is worth, what assistance programs you may qualify for, or what today’s market means for your next move, I’d love to help.

📲 904-903-0948
🌐 TaylorHomes904.com

Source: realMLS, July 2026

08/14/2026

🚨 OVER $20,000. TWICE. 🚨

My last two first-time homebuyers EACH received more than $20,000 toward their home purchase through a combination of grant assistance + seller-paid closing costs & prepaids that I negotiated on their behalf.

Yep. Over $20K for one buyer. And then I did it AGAIN for the next one. 🙌

I’m pretty darn proud of that. 😂💛

This is exactly why who you work with matters.

I’ve worked closely with Jennie Condon at Ameris Bank for well over a decade, and having a lender/Realtor team that communicates, knows the available programs & knows how to structure and negotiate an offer can make a HUGE difference for a buyer.

Ameris currently has programs that may provide qualifying buyers with assistance toward things like:

🏡 Down payment
🔑 Closing costs
💰 Prepaid expenses

And then comes my part. 😏 I’m looking at the whole deal and asking, what else can we negotiate for my buyer?

Because sometimes the number standing between you and homeownership isn't as big as you think.

Could an extra $20,000+ toward your home purchase change things for you?

If you’ve been sitting on the sidelines because you’re worried about how much cash you’ll need to buy, CALL ME. Let’s look at the numbers before you count yourself out.

You may be a whole lot closer to homeownership than you think. 🏡💛

📲 Michele Taylor, REALTOR®
INI Realty, Inc.
904-903-0948

Jennie Condon
Sr. Mortgage Banker | Ameris Bank
904-996-1025

Programs, property eligibility & buyer qualifications apply. Assistance amounts vary. Primary-home and geographic requirements may apply.