Liberty Bell Real Estate Agents: Scot B. Mentzer

02/02/2023

01/19/2022

🚨 𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘁𝗵𝗼𝘀𝗲 𝗼𝗻𝗹𝗶𝗻𝗲 𝗮𝗱𝘀 𝗳𝗼𝗼𝗹 𝘆𝗼𝘂 😲

Rates have moved up higher in recent weeks, but many online ads are still advertising rates that were barely attainable even months ago when rates were at their lowest. 😡

These ads can make you question if you're getting a good low rate, or if you should be looking elsewhere.

👉 𝗗𝗼𝗻'𝘁 𝗹𝗲𝘁 𝘁𝗵𝗲𝗺 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳. If I'm quoting you an interest rate, you can count on it being attainable and being a low rate for the current rate environment. You don't have to fear you'll overpay or be taken advantage of when you work with me, and you can be assured that the rates I quote you are not bait-and-switch rates like these online ads.

While it is true that rates have moved sharply higher recently, we are still seeing some of the best mortgage rates in years. Rates are returning to pre-pandemic levels, as the economy has recovered, and rates are not likely to significantly drop anytime soon.

✅ 𝗜𝗳 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘁𝗮𝗹𝗸 𝗺𝗼𝗿𝗲 𝗮𝗯𝗼𝘂𝘁 𝘄𝗵𝗮𝘁 𝗿𝗮𝘁𝗲𝘀 𝘄𝗼𝘂𝗹𝗱 𝗹𝗼𝗼𝗸 𝗹𝗶𝗸𝗲 𝗳𝗼𝗿 𝘆𝗼𝘂 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁𝗲𝗱 𝗶𝗻 𝗿𝗲𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴, 𝗼𝗿 𝗶𝗳 𝘆𝗼𝘂'𝗿𝗲 𝗼𝘂𝘁 𝘁𝗵𝗲𝗿𝗲 𝗹𝗼𝗼𝗸𝗶𝗻𝗴 𝘁𝗼 𝗯𝘂𝘆 𝗮 𝗵𝗼𝗺𝗲, 𝗷𝘂𝘀𝘁 𝗹𝗲𝘁 𝗺𝗲 𝗸𝗻𝗼𝘄. I'd be glad to run the numbers for you and to talk about how we can get you a low rate... just maybe not as low as the liar ads you see online.

12/10/2019

Mortgage delinquencies continued their downward trajectory in September according to new data from CoreLogic.

The firm’s monthly Loan Performance Insights Report shows that the nationally 3.8% of mortgages were at some stage of delinquency (30 days or more past due including those in foreclosure); that’s 0.6 percentage point decline from a year earlier.

These 5 states led annual declines in the delinquency rate

12/06/2019

Parents want their children to own their own homes and will help them financially to achieve that goal.

A survey by home co-investing firm Unison has found that 79% of parent homeowners believe its important for their child/children to own a home and 18% of those with a millennial child has already helped them to become homeowners.

Almost 8 in 10 parents say it’s important for their children to own their own home

12/04/2019

There’s good news and bad news for the large cohort of millennials who are now at peak homebuying age.

On the plus side, the US counties with the highest concentration of millennials account for most of the country’s single-family and multifamily housing production.

Supply is growing slower in counties with the highest millennial concentration

12/02/2019

More than 20 million homes will hit the market over the next 20 years as aging baby boomers die or vacate their houses, according to a new report from Zillow.

Housing inventory has been tight for a decade, largely because builders have faced rising costs for labor and materials. However, about a third of America’s homes are currently owned by people aged 60 or older.

With aging baby boomers owning a third of America’s homes, a flood of inventory is set to hit the market in the coming years

11/25/2019

Low interest rates have boosted the number of homeowners refinancing and led to a 134% year-over-year surge in prepays.

Black Knight has published its ‘First Look’ mortgage performance data for October which shows a monthly prepayment rate of 1.81%, up 16.41% from September and the highest level since May 2013.

'First look' mortgage data shows delinquencies within 0.03% of the record low

11/22/2019

Existing home sales gained 1.9% month-over-month in October to a seasonally adjusted annual rate of 5.46 million.

Sales were up 4.6% year-over-year according to data from the National Association of Realtors, although some regions continue to do better than some others.

11/13/2019

Americans considering buying a vacation home rank one thing as the most important amenity.

And according to a new analysis from global real estate firm Savills and vacation home booking service Vrbo®, this amenity is also the most important for travellers when renting a vacation home.

And it has nothing to views, location, or even price

11/11/2019

Small towns often mean lower housing costs, a safer community, and a better quality of life. Want to buy a house in one of these idyllic spots? Then according to a new ranking, you’ll want to head to Kansas.

A small town often means lower housing costs and a better quality of life. Want to buy a house in one of these idyllic spots? Then head to Kansas.