Rick Scott Real Estate

05/27/2026

If your house is over, a certain size and value, your insurance company should require you to install a system like this. I think it would be cost prohibitive for homes under 1 million. But we need to start recognizing that Colorado has a real problem with the cost of home insurance and we need to start looking at solutions. This would be one solution. When a multimillion dollar home burns down we are all paying to rebuild it . Perhaps we need to require more in preventing them from burning down. And this is a solution that does not involve government dictates, it is simply an insurance company stating that insuring an expensive home that isn’t properly protected from fire is not in their best interest. https://www.facebook.com/share/18ZFFtYc3j/?mibextid=wwXIfr

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04/18/2026

I would love to hear what you all think about this. I am not on board with ending property tax at 65, but the fact that many people when they retire end up on a fixed income needs to be addressed from a property tax standpoint. I have heard from many seniors who have said rising property taxes is one of their greatest concerns from an affordability standpoint. Many have said of property taxes go up much more. They just can’t afford to stay in their own home. I would be in favor of freezing property taxes at 65 so that they continue to pay into the system but staying in their home isn’t an expense that increases beyond what they’re fixed income will allow for. For taxes to literally drive people out of their home is in my opinion criminal. The government is here to serve the people not destroy them.  Thats my two cents, I would love to hear your opinion. 

04/18/2026

UPDATE!
House Bill 26-1119 (Authority for Different Mill Levy Rates) was postponed indefinitely by the House Finance Committee on April 16, 2026, on a vote of 8-3.
This means the bill did not pass and will not become law in its proposed form, which means the fight is not over. The proponents of it, and there were at least three on the legislature who thought the Bill as is was a good idea, or simply looking for another pathway in and a way to raise taxes on basically every single single-family homeowner. The only people who wouldn’t see property tax increases are condo owners. 
What Was HB26-1119?
The bill aimed to drastically alter Colorado's property tax system by allowing local governments (counties, cities, special districts) to tax land and buildings at different rates, effective January 1, 2027.
Split-Rate Tax: It would have allowed a higher tax rate on land and a lower rate on improvements (structures/buildings).
Intended Goal: Proponents suggested it could encourage development of vacant land.
Opposition: Opponents, including the Colorado Chamber of Commerce and the Denver Metro Association of Realtors, argued it would penalize property owners, particularly impacting small businesses, ranch owners, and families holding land for future development.
Key Objections
Higher Taxes: The bill raised concerns about significant, unexpected tax increases for all property owners.
Triple-Net Leases: Many commercial tenants would have seen higher costs passed on to them directly via their leases meaning, more inflation on the goods you buy as that cost will be passed on the consumer. 
Equity Issues: The Denver Metro Association of Realtors noted it would create inequities between owner-occupied and non-owner-occupied housing.

04/15/2026

CALL FOR ACTION: Oppose HB 1119 & stop a higher land tax for property taxes
House Bill 26-1119, “Authority for Different Mill Levy Rates,” would allow local governments to tax land at a higher rate than the improvements (structures) built on it, fundamentally changing Colorado’s property tax system.

What it does:
The bill creates a split-levy system that separates land and improvement values for taxation, moving away from Colorado’s longstanding approach of taxing total property value.

Impact on property owners:
This change would create instability and higher tax burdens for many homeowners—especially those in areas with rising land values. Long-time owners, retirees, and those on fixed incomes could face higher property taxes based solely on land value, potentially forcing them to sell. First-time buyers and participants in affordable housing programs may also be priced out of established communities. The proposal further disadvantages single-family homeowners while favoring higher-density rental properties, creating inequities across housing types.

Why I oppose it:
HB 1119 undermines fairness and uniformity in our property tax system. The bill creates clear inequities between owner-occupied and non-owner-occupied housing. By lowering taxes on high-density structures while increasing taxes on properties with more unused land, such as single-family homes, the proposal unintentionally favors rental housing over homeownership. It also introduces significant administrative challenges, increasing assessment appeals and straining local governments, particularly in smaller communities.

Colorado’s current property tax system is stable and well-functioning, and more effective tools already exist to encourage development without creating unintended consequences.

For these reasons, I strongly oppose HB 26-1119 and will continue to advocate for fair, predictable property tax policy.

Please contact your representative on this and let them know your not ok to punish single family home owners

04/29/2025

Results over promises. With the average days to offer at 53 we got this one under contract in 5 days, no concessions and closing 35 days later.

04/04/2025

New Listing! Tri-plex multi-family property just blocks from downtown Loveland that allows for BOTH residential uses and commercial uses. This would make a fantastic investment or the perfect live/work sitution. Don't miss out on this unique one. More details in the link below.

https://www.homeatanywhere.com/1244-N-Lincoln-Avenue-Loveland-CO-80537/index.html

09/27/2024

Going Live today!

View this amazing property, images, and listing information.

07/10/2024

The Cost of Perfection
In life, patience is a virtue – but in the world of homebuying, waiting too long in hopes of finding the perfect home actually isn't wise mostly for first time home buyers but depending on your situation it may apply to you as well. That’s because the pursuit of perfection comes at a cost.

One of the most common first-time homebuyer mistakes is looking for a home that checks each of your boxes. Looking for perfection can narrow your choices and lead you to pass over good, suitable options for starter homes in the hopes that something better will come along.

Nothing in life is ever perfect – and that's true when you search for a home too. Unless you’re building a brand-new home from the ground up, chances are there are going to be some features or finishes you wouldn’t have picked yourself. It may be as simple as paint colors, a light fixture, or the tile in the bathrooms or kitchen. Or even that the backyard isn’t fenced in. It could also be that the home itself is great, but it’s not the ideal location you were hoping for.

You may miss opportunities if you enter the process with blinders on and aren’t open-minded . . . Countless potential buyers never buy because of this, and thus miss great investments or never move on to the next chapter of their lives and this is the point. Particularly, your first home is not likely to be one you hold onto a long time. I've sold many forever homes and mostly they end up hitting the market in 6-10 years as life happens. People change jobs, have additions to the family, buy up, down size, etc. There are as many reason the forever home gets sold as there are forever homes.

With affordability and inventory where they are today, buying a home that needs some updates, is a few neighborhoods away from your ideal location, or doesn’t have all your desired features can be a smart move. Here’s why.

For starters, these homes are usually more affordable, which is important at a time when some buyers are struggling to find options in their budget.

They give you a chance to make the space your own or discover a whole new area of town. You may find out you actually love that neighborhood. Or, swapping out a feature here or there after move-in isn’t such a big deal. So, look past the green s**g carpet and see the bones of the house. With a little vision and creativity, you can turn a good house into a fantastic home and a good realtor can help you understand the potential (or pit falls) of any house.

How an Agent Helps You Explore Your Options
If you’re open to a home that needs a little elbow grease or is a bit further out, let your agent know. They’ll be happy to show you how this can really open up your pool of homes to pick from. They’ll also help coach you through this process by:

1. Prioritizing Your Must-Haves: Your agent will want to revisit your wish list and separate your non-negotiables from your nice-to-haves. From there, they’ll focus on what’s really most important to you as they come up with a bigger list of options for you to choose from.

2. Coaching You To See the Potential: As you tour these added options, your agent will help you look beyond cosmetic flaws and imagine what the home could be with a little work. Simple updates like a fresh coat of paint or new flooring can make a big difference.

3. Connecting You with Local Pros: And an agent’s support goes one step further. If they know what you’re hoping to change after you move in, they can connect you with local pros who can get the job done. That way it’s less work for you, and you don’t have to worry about tracking down contractors.

4. Understanding the "why" for your "whats". The "whats" for example is 4 bedroom, a large yard, a basement, etc. The "whys", for example are "we need 2 dedicated bedrooms, a guest bedroom, an office, the large yard for elbow room and the basement for storage. With the blinders on your choices become very limited, a 4 bedroom large yard w/basement. If your flexible with the "whats" as long and it meets the needs of the "whys" you open up many possibilities, for example a 3 bed w/ office that borders a park or open space with a great shed. By being flexible you open up many possibilities and will more likely get to the best option for you.

Bottom Line
Remember, there is no perfect home. Even with an unlimited budget, you will not find the perfect home. Multimillion dollar homes often undergo extensive renovations after purchase. High end buyer know that the one resource all of us will never get more of is time. So move forward with your best options and make it yours. Dont delay your dreams. As a first time homebuyer, you build the equity that will later on give you more buying power thus more options. With expert help and an open mind, I can find you the right home – even in today’s market. Let’s connect to see what’s out there.

07/01/2024

If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.

If you still need to move and want to get it back on the market, here are some things to consider as you chat with your current broker or choose a new one.

Was It Priced for Today’s Market?
Setting the right price from the start is key. While it might be tempting to try shooting high with your price, that can slow down the selling process big time. If your house was priced higher than others similar to it, it may have turned away buyers. And that’s likely why it sat on the market.

Buyer interest in your home is highest when it first comes on the market. That’s why it’s so important to start with the right price on day one. . . If you overprice your house, buyers may just raise an eyebrow and move on to the next listing without even coming for a showing. . . It can be easy to think your home is worth more but try not to let sentimental value color your judgment. Your home’s true value is whatever a buyer is willing to pay for it.

Was It Easy for Buyers To Tour?
One of the biggest mistakes you can make when selling your house is overly restricting the days and times when potential buyers can tour it. Even though it might feel stressful to drop everything and leave when buyers want to see your house, being flexible with your schedule is important. After all, minimal access means minimal exposure to buyers. Do your best to be as flexible as possible when granting access to your house for showings.

Was It Set Up To Make the Best Impression on Buyers?
If buyers weren’t interested in your house, it’s worth taking another look at your home through their eyes. Are there outstanding repairs that may be distracting them? Even if it’s a small thing, some buyers may see it as a sign the maintenance on the home is falling behind.

Just remember, you don’t always need to make big upgrades. Selective small repairs or touch-ups go a long way. Things like tidying up your landscaping, a fresh coat of paint inside, or removing personal items and clutter can work wonders in sprucing up the house for potential buyers. You could also consider staging the home.

Were You Willing To Negotiate?
If there were offers coming in, but you weren’t ready to negotiate, that may be another reason why it didn’t sell. While you want to get top dollar for your house, you also need to be realistic about what your house can net in today’s market. The market is still tipped in a seller’s favor, but the supply of homes for sale is growing and buyers are feeling the sting of higher mortgage rates. So being willing to play ball can make closing a deal a whole more likely.

If you don’t have the money or time to fix home issues, consider offering some other form of incentive to buyers. . . An experienced real estate agent can help you arrange a deal where you and your buyer both come out on top.

Did You Listen To Your Agent?
If you want an expert’s advice on why it didn’t sell, rely on a trusted real estate agent. Whether that’s the agent you used previously or a new one once the listing has officially expired, a great agent will sit down and take the time to talk it over with you. They’ll want to hear your honest opinion on what worked and what didn’t, and where you want to go from here.

Then, they’ll offer their perspective. This includes tailored advice and effective strategies for re-listing your house to get it sold. An agent should be your go-to resource in this situation.

If you’re frustrated with the timeline of your sale, chat with your real estate agent. Agents want what is best for you and the sale of your home, and having open communication about any frustrations will be key.

Bottom Line
It’s natural to feel disappointed when your listing has expired and your house didn’t sell. I'd be happy to chat with you to determine what happened, and what changes you should make to get your house back on the market and get it successfully closed. You can message me here to get a conversation going.

06/18/2024

We had multiple offers within the first week! 

https://www.facebook.com/share/p/bjGVNVkrjqyDZsQ8/?mibextid=WC7FNe