Johnstown Milliken Real Estate

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Johnstown Milliken Real Estate

Full service real estate firm specializing in Northern Colorado. 24 years of real estate experience.

08/16/2023

15 Important Tips For First-Time Home Buyers
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Buying a home for the first time is an exciting opportunity, but it can also be a daunting process. To ensure success, first-time homebuyers should plan far in advance, saving as much money as possible for the necessary down payment and working to improve their credit score. With smart budgeting pra...

08/13/2023

How to avoid capital gains tax on real estate
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When selling real estate, it is important to understand the potential tax burden as the IRS may be entitled to a share of your earnings. If you are selling your primary residence, you may be able to take advantage of the capital gains exclusion, allowing you to exclude some of your profits from taxa...

08/06/2023

What's the Difference? Condo Insurance vs. Homeowners Insurance
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Homeowners insurance is an important part of buying a home and provides financial protection against covered losses such as house fires or injury to a guest. Mortgage companies typically require homeowners with a home loan to purchase and maintain an insurance policy to protect their investment. Hom...

07/29/2023

After a record 11,000 property valuation appeals, Weld County sees lower adjustment rate - Longmont Times
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This year, Weld County saw a record number of residents appealing their property valuations due to increases in property values, as well as attention from state lawmakers. The assessor's office was able to process all the appeals by the deadline and adjusted valuations for about 35% of the appeals.....

07/20/2023

The General Trend Expected for the US Housing Market

Wade L. Smith is a real estate agent with Johnstown Milliken Real Estate. Check out Wade L. Smith's listings or office listings.

07/11/2023

What Is a Jumbo Mortgage, and How Do You Get the Best Rates?
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Jumbo mortgages are loans that exceed federal loan limits, currently at $726,200 or $1,089,300 in high-cost areas. To qualify for a jumbo loan, borrowers need higher credit scores, a lower debt-to-income ratio, higher down payments, and cash reserves to cover mortgage payments. Jumbo borrowers often...

07/03/2023

State of Housing: Fewer First-Time Buyers Can Compete
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In the past year, there has been a significant decrease in the number of first-time homebuyers and people of color who can afford to purchase a home due to higher home prices and mortgage interest rates. This has resulted in a decrease of 22% in mortgage loans taken out by first-time buyers and a wi...

07/02/2023

Mortgage applications surge with decrease in rates
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The Mortgage Bankers' Association's economist, Joel Kan, reported that the MBA Mortgage Applications Composite Index increased by 7.2% compared to a 1.4% decrease a week ago. The Purchase Index increased by 7.6% compared to a 1.7% decrease in the previous week, while the Refinance Index increased by...

06/24/2023

Larimer County approves developer fee increase
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The Larimer County Commissioners approved a 22.4% increase in the Transportation Capital Expansion Fee, which is used to cover expenses related to public transportation infrastructure. This is a larger than usual fee increase, and two of the three Commissioners agreed with this increase, arguing tha...

06/15/2023

Most Expensive States for Median Home Prices

Wade L. Smith is a real estate agent with Johnstown Milliken Real Estate. Check out Wade L. Smith's listings or office listings.

Address

257 Johnstown Center Drive, Unit 211
Johnstown, CO
80534

Website

http://johnstownmillikenrealestate.com/

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