Sue Wise, Realtor - Century 21 Portfolio

Sue Wise, Realtor - Century 21 Portfolio I provide my clients with exemplary service. You can count on me to provide leadership, expertise, and commitment to your needs in buying and selling a home.

I look forward to meeting you. (870)219-7888. As a full time professional real estate agent, I want your process of selling or buying a home to be as stress- free and enjoyable as possible. Each client receives my commitment of knowledge, honesty, expertise, and professionalism throughout their process. I understand that buying or selling a home is more than just a transaction: it’s a life-changin

g experience. You need a real estate agent you trust. I have a love and passion for people and Real Estate. I believe my relationship with my clients begins with trust and I am recognized for my integrity and diligence. You can be reassured that I will work extremely hard from the beginning of the real estate transaction until closing to bring that dream a reality. Whether buying, selling or investing in real estate, I can help.

10/05/2024

Barry Barkley

I sure enjoying my peonies. First time my pink and deep rose colored have bloomed.
04/22/2024

I sure enjoying my peonies. First time my pink and deep rose colored have bloomed.

06/10/2023

Timeless wisdom...

09/30/2022

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

Look at this Gem! 3 bed 2 bath home only $158,000, with large shop with overhead doors and electric and fenced in yard. ...
09/29/2022

Look at this Gem! 3 bed 2 bath home only $158,000, with large shop with overhead doors and electric and fenced in yard. New roof and windows and beautiful hard wood floors.
Call to today to view this home.
Sue Wise
870-219-7888
Century 21 Portfolio

Do you know anyone that is looking for real estate advice❓ I'm always happy to help! 😀If anyone comes to mind, please se...
09/08/2022

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

🔄 Weekly home refresh! 🔄We're halfway through the week which makes it a great time for a quick home refresh! Whether you...
09/07/2022

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

👀 What do mortgage lenders look for? 👀1. Creditworthiness: including history and score 💯2. Financials: including income ...
09/06/2022

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

Happy Labor Day! ☀️Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one la...
09/05/2022

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

Five Star Testimonial! ⭐️⭐️⭐️⭐️⭐️Know anyone who is looking for an agent who is positive, professional and communicative...
09/03/2022

Five Star Testimonial! ⭐️⭐️⭐️⭐️⭐️

Know anyone who is looking for an agent who is positive, professional and communicative?

You're in the right place! Send them my way!

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣 With interest rates on ...
09/02/2022

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect ti...
09/02/2022

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

Address

1115 Windover
Jonesboro, AR
72401

Telephone

+18702197888

Website

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