05/27/2026
🏡 Real Estate Word of the Week: NATURAL HAZARD DISCLOSURE (NHD)
✨ Definition:
An NHD report shows whether a property is located in hazard zones such as flood areas, fire zones, or earthquake fault zones.
🌴 California Specific:
In California, sellers are typically required to provide an NHD report during escrow so buyers are aware of any potential risks before closing.
🔥 Why It Matters:
Living in a hazard zone can affect:
✔️ Insurance availability & cost
✔️ Safety and future risk
✔️ Resale value (especially in wildfire-prone areas)
💡 This is one of those reports buyers should never ignore!
📲 Want help understanding an NHD report before making an offer?
Message me “NHD” and I’ll break it down for you! 🗝️🏠