Sirenna Beyer, Realtor

10/08/2026

I was 22 years old when I started selling real estate. At the time, I was the youngest realtor in the city. Fast forward 47 years, I'm now one of the oldest ! 😃 I've help my clients buy their first home, then a bigger one as their family grew, and then a smaller one when they became empty nesters, and then a maintenance provide home when they were tired of home maintenance & lawn care.. And then a Home for their kids. And now Im helping the grandkids. The best part is what started as a career has blessed me with a lifetime of treasured friendships. THANK YOU EVERYONE for allowing me to be part of your life for almost 5 decades !!!.

10/01/2026

Three in a row ! If I'm not spinning a Hoop, then I'm rolling out a real estate sale ! Now I'm LOOKING for someone else who needs to sell a home... Reach out if you want to UP THE ODDS of a fast sale and high price!
www.sirennabeyer.com
Certified Residential Broker
Kansas & Missouri.
46 Years of experience.

09/13/2026

Market Snapshot:
From Steve Hendriksen
365Loans
Senior Loan Officer
(217) 620-3894

Mortgage rates broke 7% during a difficult week.
Inflation and oil prices renewed concerns about long-term price pressures.
Treasury expanded its long-term bond buyback operation to as much as $6 billion.
The bond market sold off despite the attempted support.
Some lenders moved their internal conforming limit to $845,000 ahead of FHFA.
Homeowners insurance costs reached another record.
Vantage Score 4.0 availability expanded across Fannie/Freddie lending.
August mortgage rate-lock volume declined 9%.
Why Rates Got Smacked This Week

What Happened
We had several things working against mortgage rates at once:

Inflation remained elevated.
Oil prices surged.
Long-term Treasury yields moved sharply higher.
Treasury's bond-buyback announcement failed to calm investors.
Mortgage rates moved above 7%.
The 10-year Treasury approached 5% before pulling back slightly Friday, while the latest CPI showed prices rising 0.4% in August and 3.4% year-over-year.


Steve's Take

This week felt like giving bond traders the answers to the test before they took it.

Treasury told everyone it was coming into the market with a larger buyback. Traders immediately began positioning around what they expected Treasury to do—and instead of yields falling, we got a massive selloff.

The takeaway for me is simple:

The bond market needs confidence more than headlines.
If inflation, oil and government borrowing concerns improve naturally, rates can improve with them. Otherwise, it would likely take a substantially larger shift in supply/demand to meaningfully move long-term rates.

08/17/2026

OPINIONS ARE MIXED ABOUT THE NEW HOUSE GOING UP AT 63RD & WARD PARKWAY KCMO ! https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.kansascity.com%2Fnews%2Flocal%2Farticle315814297.html%3Ffbclid%3DIwcGRvZgFleHRuA2FlbQIxMQBzcnRjBmFwcF9pZBAyMjIwMzkxNzg4MjAwODkyAAEeaBrVZWicJr4pdbLauPxDF_m4GGvwKJagw8Bql3OHEcX07dDEh0D4Wnl9u_0_aem_BpWGpfBanqK98QBUYqVn7w&h=AUDH4pX6VajMwfwLJpFpAE1xEzLQdCqKRcMjre2LxYYmVBVAOLFDpnFBBSsDGPko4HCcNYhtMvrR8tgNRMUabAXIXHaYsQWXcIsnVI2KAyewtXzmOllca9UOxZPAjLI1cnAf1hBPdNmvuci07atZBP1ubY015_gNQA&__tn__=%2CmH-y-R&c[0]=AUA_eLASIsGmFeDuEdEkK1Xpe7iFMKSEmCVO8dlWrJJ3ISqCgaW4Dq1rg_AM2zqwfp2rkiq_21YQXleDWNXhGJwSfM7_nMIjd-dpABLNlLKNwY_EWfC-zXEZhKN4aQzw1Hv8RH6b96CXQFVLlLxTm4w4P4mhQ_MQ02J8bUZhyKfMyUx72x64-y7YIiQSBJmUZhiexKOaM4aePKPu55qpS2Lmy80uvmylwPp34KsKrV8R1g

“I think people will warm up to it,” owner Anthony Drake said of the $7 million modern home he is building near Meyer Circle.

08/16/2026

Only YOU know about this NEW LISTING I just got ! This Curb grabber is Dripping with potential ! 1705 Willow Circle. Blue Springs Mo. $320,000 Country Club Gardens subdivision. 3 Bedrooms, 3 Baths with finished walk up and daylight basement. Bring back the sparkle on this solid 11/2 story with center entry and exra living spaces. Sits on a large treed parklike lot, just 1 block to Blue Springs Golf course. Well maintained but needs decor freshened. Includes a 1st Flr Family Rm with FP, Plus BIG REC RM w/ 2nd FP, mini kitchen & 3rd bath. Kitchen has a BOATLOAD of oak cabs, white appliances & could easily be opened up to Fam Rm.. Newer roof. Immediate Possession! More photos coming as soon as personal items are all removed. We're a bit messy rite now hence the limited photos

08/16/2026

Market Snapshot from Steve Hendriksen
365Loans
Senior Loan Officer
M: (217) 620-3894

Inflation showed encouraging signs with CPI and PPI.
Rates improved midweek before giving much of it back Friday.
Mortgage rates remain around the mid-to-upper 6% range.
Iran and the Strait of Hormuz remain wild cards for oil and inflation.
Mortgage applications increased as buyers responded to temporary rate relief.
Home sales showed signs of improvement in July.
Mortgage fraud risk increased as purchase volume became a larger share of applications.
Younger buyers continue struggling with affordability and homeownership.
Inflation Improves - But Rates Stay in Their Range

What Happened
CPI came in relatively tame.
July PPI was unchanged month-over-month.
PPI slowed from 5.5% to 4.7% year-over-year.
Bond yields responded favorably Wednesday and Thursday.
Rates gave some improvement back Friday.
The overall week finished relatively flat.

08/06/2026

Well Look at Me ! Top salesperson 2 months in a row! Thank you to all who allowed me to work with them !💖

08/06/2026

This Week's Economic Calendar
Major Events Since Last Wednesday

Federal Reserve Meeting (July 29)
The Fed left its benchmark rate unchanged, but its messaging reinforced that inflation remains the primary concern. Markets continue to expect a "higher for longer" rate environment.

MBA Weekly Mortgage Applications
Mortgage applications declined as borrowing costs reached their highest level in more than a year, with both purchase and refinance activity weakening.

ADP Employment Report
Private payroll growth came in weaker than expected, suggesting the labor market may be cooling. Normally this would help mortgage rates, but hawkish Fed commentary offset much of the benefit.

ISM Services Report
Services-sector activity remained resilient, reinforcing the view that the economy continues to grow despite higher interest rates.

Friday's Jobs Report (Coming Up)
This week's Employment Situation Report is expected to be the single biggest market-moving event. A softer report could improve mortgage pricing, while a stronger report would likely keep upward pressure on rates.

Biggest Story This Week
This isn't a week where one report moved the market.
Instead, investors are caught between slowing employment data and continued Federal Reserve caution. That tug-of-war has kept Treasury yields elevated and mortgage pricing volatile ahead of Friday's jobs report.

📉 Mortgage & Rate Snapshot

30-Year Fixed-
Approximately 6.95%–7.00%
Slightly Higher

15-Year Fixed
Approximately 6.70%
▲

FHA
Mid-6% Range
▲

VA

Mid-6% Range
▲

Jumbo

Near 7.00%
▲

Source: Mortgage News Daily Daily Rate Index (daily lender pricing). Freddie Mac and MBA survey averages may differ because they reflect weekly application data rather than daily lender pricing. HousingWire reported conforming rates near 6.99%, while MBA's survey also shows rates at the highest levels in over a year.

Key Insight
Rates are only part of the story.
The bigger takeaway is that buyers have become less reactive to day-to-day rate swings. Instead of putting their plans on hold after every market move, many are evaluating whether today's inventory and monthly payment fit their long-term goals.

📊 Why Rates Are Moving

Mortgage rates continue to follow the bond market—not the Federal Reserve's benchmark rate directly.
This week's upward pressure came from three primary factors:
Investors remain concerned that inflation could remain stubborn despite signs of a cooling labor market.
Treasury yields have stayed elevated, keeping pressure on mortgage-backed securities.
Markets are waiting for Friday's employment report before making a larger move in either direction.
The result is a market that has become increasingly data-dependent. Every major economic release has the potential to influence mortgage pricing over the coming weeks.

Original Market Insights

1. Buyers are adjusting their expectations—not abandoning the market.
Many buyers have accepted that mortgage rates may stay higher than they hoped. Instead of waiting indefinitely, they're adjusting budgets, considering different neighborhoods, or exploring financing options.

2. More inventory is changing conversations.
The discussion has shifted away from "Can I win the bidding war?" toward "Which home is the best value?"
That creates opportunities for agents who help buyers compare options strategically.

3. Confidence now comes from preparation.
Clients who understand financing, know their budget, and have realistic expectations are moving forward with far more confidence than those waiting for perfect market conditions.

Above info from
Jessica Thompson
Mortgage Consultant
Prosperity Mortgage Company
913-449-0808

07/20/2026

45 Years & I'm still IN THE GAME !! Call me anytime your have a Real Estate need! www.sirennabeyer.com
Rest assured that I will deliver highest quality service!
Certified Residential Broker.
Licensed in Kansas & Missouri

07/12/2026

18 W Concord. KCMO $650,000. Stunning Plaza area 5+ Bedroom Stone accented Craftsman style 3 story home. Just a few blocks to Main St Shops, Loose Park & Visitation, St Theresa's & Pembrooke Hill Schools. Loaded with CHARM & SOOO MUCH POTENTIAL! Includes intricate moldings & beautiful woodwork, original fixtures, butlers pantry, hardwood floors, stain glass windows, beamed ceilings, Built-in glass cabinets, Wainscoting, PLUS, Fireplace with MORE Built-ins. Grab your contractor & decorating ideas to bring back the Sparkle! Showing start this week !