Carlyn Parker -VP of Mortgage Lending MLO 1390848

Carlyn Parker -VP of Mortgage Lending MLO 1390848 Carlyn Parker is a licensed NMLS originator as Vice President of Mortgage Lending MLO-1390848 at RATE-Guaranteed Rate for WA State

⚽ Kick back, connect, and cheer on your favorite team with Guaranteed Rate at our World Cup Watch Party! HAPPENING NOW! ...
06/19/2026

⚽ Kick back, connect, and cheer on your favorite team with Guaranteed Rate at our World Cup Watch Party! HAPPENING NOW! You're invited!!
Feel free to stop by for a complimentary, yummy buffet and cocktails and watch the world cup with us! Let's have some fun! ⚽️

☀️ ☀️ The sun is shining, rates are changing, and your next home may be closer than you think! 🏡With years of mortgage e...
06/18/2026

☀️ ☀️ The sun is shining, rates are changing, and your next home may be closer than you think! 🏡
With years of mortgage experience and a passion for helping people achieve their homeownership goals, I'd love the opportunity to work with you.
Every situation is unique. Whether you're wondering how much home you can afford, exploring different loan options, considering a refinance, or simply don't know where to start, I'm here to help.
Let's run the numbers, discuss your options, and get all of your questions answered—without any pressure.
📞 Reach out anytime. I'd love to connect and help you create a plan that works for you and your goals!

06/04/2026
📢Calling all agents out there!! 📢 ⚽️  Here's the official invite, guys! If there are any realtors out there that would l...
06/04/2026

📢Calling all agents out there!! 📢

⚽️ Here's the official invite, guys! If there are any realtors out there that would like to join me and my company for the World Cup watch party that my company is hosting, send me a message and I will send you a link to get your complimentary ticket! Tickets are limited, and they're going to sell out quick! It will be a good time!
🍻🥂🍾🍔🍕 Food and drinks included the first half of the game, on us!🥳 Kick off starts at 12 noon!

The market changes. Rates change. Programs change.What should never change is having someone in your corner you can trus...
05/23/2026

The market changes. Rates change. Programs change.
What should never change is having someone in your corner you can trust.
If you need help with anything mortgage related, I’d love to help guide you through it. 🏡

Are you looking to buy a home, but you don't have the money to come out of pocket with for the down payment?I'm a respec...
04/27/2026

Are you looking to buy a home, but you don't have the money to come out of pocket with for the down payment?
I'm a respected, licensed, trusted local lender that works with realtors and home buyers in Washington State.
I would love to connect with you! My favorite part of having a career in the mortgage industry is helping families. I believe you have to love what you do when you choose a career path to take in life and I have found so much happiness and fulfillment, helping families get into homes. I have helped hundreds of families in all counties throughout the state.

Washington State housing has an amazing program through the state called: *Wa State Home Advantage.
They cover the down payment loan portion for you up front and sometimes a small portion of your closing costs.

WHO'S IT FOR?👇

☆Washington State buyers who would like help with a down payment.
《《 You don't have to be a first-time home buyer!》》

HOW DOES IT WORK?
☆Down payment assistance is available with a second mortgage. The state lends you the money in second mortgage form at 0% interest to help you with your down payment.
The first mortgage can be FHA, VA, or a Conventional mortgage!
Requirements:
◇ 620 or higher
◇ $215k household income cap
◇ Must be primary home
☆ Non-owner occupied Co-signers now allowed!

☆The conventional mortgage offers reduced mortgage insurance premiums which makes this a very attractive option for home buyers shy on down payment who have been considering FHA.

The down payment portion to buy the home (second mortgage) has a maximum loan amount of 4% of the first mortgage loan amount ( to cover the minimum down payment requirement) and the payment is deferred for 30 years (or until the property is no longer owner occupied) at 0% interest, 0% APR.
➡️ Should the homeowner convert the property to an investment/rental or sell the home, then the second mortgage will be called due.

➡️The down payment second mortgage loan portion is paid back to the state when you refinance or sell your home.

☆☆If you know anybody that would benefit from the Washington State housing homebuyer program and would like assistance to purchase a home, I would love to talk you through the process. I am certified through Washington State Finance Housing Commission to close these loans and have closed hundreds of these loans in the past decade~plus and I truly believe it's an amazing program to help families.

If you're a Realtor wanting to connect, I would love to work with you, educate you on this program and help your clients! I love helping realtors become successful as well, and seeing you thrive!

If you're not sure, if you're in the right spot to purchase a home and you have a few questions for clarity to guide you along the way, I would love to speak with you and help work with you and get you in the right direction to make it reality in your future together as a team.

Here's some extra info below as well directly from Washington State housing website:

https://heretohome.org/downpayment-assistance/

If you're interested, I can send you a link to take the course online to get certified. Its $50 on the Washington State Housing website. Once you complete the course which takes 1-2 hours on your own time online, they give you a certificate that is good for a year.

04/14/2026

I'm all about supporting local- and for me, this coffee stand not only stands out for their amazing coffee, unique ideas /fun drink presentations, and most importantly, the best smiles when you roll up to the window! Their baristas are super bubbly, inviting and friendly. I also love that this coffee shop's effort stands out above the other coffee stands in our local small community, showing how much they care during local sports events, with their mobile coffee station setup, personable delivery options to local schools, or wherever you need them to go- For me, I love to support my favorite local dentist office Tenino Family Dental , office and their amazing hard workers, which is where this delivery is going to!
If you know anybody that can benefit and would love to talk with a knowledgeable mortgage lender, that is local, I would love to help them get pre-approved or speak with them about refinance options, HELOC, or cash out refinance options!
My contact information is on my business profile above!🏡
Cruzin Coffee Company

Interest rates are DOWN 📉That means: ✔️ Buying just got more affordable✔️ Refinancing might save you money✔️ Opportuniti...
03/23/2026

Interest rates are DOWN 📉
That means:
✔️ Buying just got more affordable
✔️ Refinancing might save you money
✔️ Opportunities are opening back up

I'm available to chat and would love to connect with you!

Address

Kent, WA
98402

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