Andie Paine, Tinsley Realty Group, Exp Realty

04/13/2022

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02/14/2022

02/09/2022

Wednesday Workflow 🏡
⭐️ Real Estate Team Meeting & Coaching

01/07/2022

Take a look at our newest blog post...

How To Hit Your Homebuying Goals This Year [INFOGRAPHIC]

If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and get pre-approved so you know how much you can borrow. DM me so you have the guidance you need to achieve your homebuying goals this year.

Some Highlights If you’re looking to buy a home, you may want to put these items on your to-do list to ensure you hit your goals. It’s important to start working on your credit and saving for a down payment early. When you’re ready to begin your search, work with a real estate professional and...

01/06/2022

Take a look at our newest blog post...

There Won’t Be a Wave of Foreclosures in the Housing Market

Here’s why there won’t be a wave of foreclosures in the housing market.

>>There Are Fewer Homeowners in Trouble This Time
After the last housing crash, over nine million households lost their homes. Many believed millions of homeowners would face the same fate again this time. However, today’s data shows most homeowners exited their forbearance plan either fully caught up on payments or with a plan from the bank that restructured their loan in a way that allowed them to start making payments again.

>>Those Left in the Program Can Still Negotiate a Repayment Plan
As of last Friday, the total number of mortgages still in forbearance stood at 890,000. Those who remain in forbearance still have the chance to work out a suitable plan with the servicing company that represents their lender.

>>Most Homeowners Have More Than Enough Equity To Sell Their...

When mortgage forbearance plans were first announced and the pandemic surged through the country in early 2020, many homeowners were allowed to pause their mortgage payments. Some analysts were concerned that once the forbearance program ended, the housing market would experience a wave of foreclosu...

01/05/2022

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Why Waiting To Sell Your House Could Cost You a Small Fortune

Here are five reasons to list your house now rather than waiting until the spring.

>>Buyers Are Looking Right Now, and They’re Ready To Purchase
The latest ShowingTime Showing Index reveals that buyers are still very active in the market. Also, at this time of year, only those purchasers who are serious about buying a home will be in the market.

>>Other Sellers Plan To List Earlier This Year
The law of supply and demand tells us that, if you want the best price possible and to negotiate your ideal contract terms, put your house on the market when there’s strong demand and less competition.

>>Newly Constructed Homes Will Be Your Competition in the Spring
In 2020, there were over 979,000 new single-family housing units authorized by building permits. Many of those homes have yet to be built because of labor shortages and supply chain bottlenecks brought...

Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house...

01/04/2022

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Avoid the Rental Trap in 2022

Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022. As a renter, you should know rents have been rising since 1988.

The increase in 2021 was far greater than the typical rent increases we’ve seen in recent years. In other words – rents are rising fast. And the 2022 National Housing Forecast from realtor.com projects prices for vacant units will continue to increase this year. That means, if you’re planning to move into a different rental this year, you’ll likely pay far more than you have in years past.

If you’re a renter facing rising rental costs, you might wonder what alternatives you have. If so, consider homeownership. One of the many benefits of homeownership is it provides a stable monthly...

Are you one of the many renters thinking about where you’ll live the next time your lease is up? Before you decide whether to look for a new house or another apartment, it’s important to understand the true costs of renting in 2022.

01/03/2022

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How Much Do You Need for Your Down Payment?

Do you know how much you actually need for your down payment? If you think you have to put 20% down, you may have set your goal based on a common misconception. Freddie Mac says, “The most damaging down payment myth—since it stops the homebuying process before it can start—is the belief that 20% is necessary.”

Unless specified by your loan type or lender, it’s typically not required to put 20% down. According to the Profile of Home Buyers and Sellers from the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. It may sound surprising, but today, that number is only 13%. And it’s even lower for first-time homebuyers, whose median down payment is only 7%.

While a down payment of 20% or more does have benefits, the typical buyer is putting far less down. That’s good news for you because it means you could be closer...

As you set out on your homebuying journey, you likely have a plan in place, and you’re working on saving for your purchase. But do you know how much you actually need for your down payment?