11/14/2025
Hey everyone, just wanted to start a real conversation here in Kerrville.
As of today 11/14/25, the average 30-year fixed mortgage rate is sitting around 6.26%. And with talk of the Fed easing up again — basically printing more money like they did in 2020–2021 — we all know what usually comes next:
rates go down… and purchase prices shoot right back up.
That part alone affects all of us as homeowners.
But here’s the question that’s been on my mind:
If prices start climbing again, what do y’all think is going to happen to our tax evaluations?
History Repeats itself. Remember what happened to your County Appraised Value?
I’m not posting this as a skeptic — just as someone who lives here, pays the same taxes y’all pay, and wants to know what homeowners think.
Do you think:
• taxes are gonna shoot up again?
• they’ll try to keep things “balanced”?
• or we’re in for another roller coaster year?
Curious what everyone else is seeing and thinking.
-John