Infinity Group

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Key West, FL
Infinity Group

Infinity Group, brokered by eXp Realty, is a forward-thinking real estate team powered by cutting-edge technology and a global network. Smarter marketing.

Stronger connections. Better results.

10/21/2026

🏡 Every House Has a Story… What's Yours?

Every home in the Florida Keys is different. Some have incredible water views, others have boating access, rental potential, or improvements that make them truly special.

But here's something I always tell homeowners: What makes your property valuable isn't always obvious to buyers.

When it's time to sell, it's not just about putting a sign in the yard. It's about understanding your property, knowing what makes it stand out, and telling its story to the right buyers.

And sometimes, the little details make the biggest difference.

🌴 Thinking about selling your Florida Keys home? I'd love to hear its story and share my perspective on today's market.

📩 Send me a message. Let's talk!

10/12/2026

🏡 Which helps a buyer more: a $25,000 price reduction or a seller-funded mortgage-rate buydown?

The answer may surprise you.

A $25,000 price reduction sounds great, but it may only lower the monthly mortgage payment by around $170–$180, depending on the loan terms.

Using that money to reduce the buyer’s mortgage rate could potentially create much larger monthly savings—especially during the first few years of ownership.

Of course, every situation is different. The best choice depends on the loan amount, down payment, how long the buyer plans to own the property and whether the buydown is temporary or permanent.

In today’s Florida Keys market, smart negotiation isn’t always about getting the lowest price. Sometimes, it’s about structuring the deal to make the monthly payment work.

Which would you prefer: a lower purchase price or a lower mortgage payment?

08/28/2026

Have you opened your insurance renewal lately and wondered what happened? 🤔🏡

You’re not alone.

One of the most common questions I’m hearing from homeowners and buyers across Key West and the Florida Keys is:

💬 “Why has my insurance gone up so much?”

The answer is a combination of several factors:

🔹 Higher construction and labor costs
🔹 More storm-related claims across Florida
🔹 Rising property values
🔹 Hurricane and wind exposure
🔹 Flood zones and elevation requirements
🔹 Roof age and construction type

What many people don’t realize is that insurance can impact affordability just as much as mortgage interest rates. 📈

When buying or owning a home in the Keys, it’s important to look beyond the purchase price and consider the full cost of ownership, including:

✔️ Insurance
✔️ Property taxes
✔️ HOA fees
✔️ Maintenance and upkeep

In this month’s video, I break down what’s driving these insurance increases and what buyers and sellers should know before making a move in today’s market. 🎥🌴

Have questions about insurance costs, buying, or selling in the Florida Keys? Send me a message—I’m always happy to help.

08/14/2026

If you're thinking about making a move to Key West in the Florida Keys 🌴, one of the first questions you'll face is whether to buy your next home before selling your current one. While every situation is different, many homeowners today are finding that selling first offers more flexibility and less financial stress 💰. It allows you to know exactly how much equity you have available, avoid the possibility of carrying two mortgages, and puts you in a stronger position when it's time to make an offer on your next property 🔑. With inventory levels higher than they were a few years ago, having a clear plan is more important than ever 📈. If you're considering a move, I'd be happy to help you explore your options and create a strategy that fits your goals and timeline. ☀️🏝️

Monika Rydzak
Infinity Group / eXp Realty
305-395-0250

08/05/2026

🏡 Under Contract!🔥 This one didn’t last long and is officially off the market.

08/03/2026

🔥 UNDER CONTRACT! 🔥🏡
This Big Pine Key gem is officially under contract.🌴✨

07/30/2026

🏝️ Beachy. Breezy. Venture Out Living. 💙🤍 NIGHTLY RENTALS ALLOWED!!!!

Welcome to your perfect slice of the Florida Keys in Venture Out!

This 2BD | 1BA coastal cutie is completely turnkey and ready for you (or your guests 👀💰).

Think fresh blue & white beach vibes, marble countertops, stunning blue tile backsplash, and a cozy living space made for relaxing after a day on the water. Even better? You get beautiful open water views — while sitting on a dry lot. Yes please. 🙌

And let’s talk lifestyle…

✔️ Heated pool
✔️ Marina + boat ramp (quick ocean & Gulf access)
✔️ Tennis, pickleball & basketball courts
✔️ Private store
✔️ Playground
✔️ 24-hr gated security

All just 20 miles from Key West. Close to the action, far from the chaos. 🌅

Whether you’re looking for a vacation escape, rental income property, or your own laid-back Keys retreat — this one checks the boxes.

Message me for details 💬🏡

07/17/2026

The market has shifted in Key Westand sellers who understand today's negotiations have an advantage.

A few years ago, sellers in the Florida Keys could pretty much call all the shots.

Today, buyers have more choices, and negotiations are becoming part of the conversation again.

One request I'm seeing more often? Help with closing costs.

Before you immediately say no, it’s worth understanding how a small concession can sometimes make the difference between a home that sits on the market and one that successfully closes.

Every property and situation is different, but in today's market, flexibility can be a powerful tool.

Watch this week's video to learn when helping with closing costs may actually benefit you as a seller.

Have questions about selling in Key West or the Florida Keys? Send me a message. I'm always happy to help.

07/08/2026

Thinking about buying a home in the Florida Keys?

What surprises most out-of-state buyers isn't the weather, the boating, or the sunsets—it's everything they didn't expect.

From insurance costs and flood zones to rental opportunities and the importance of choosing the right neighborhood, the Keys operate a little differently than most places.

In this video, I'm sharing the top 5 things that catch buyers off guard and what you should know before making a move.

Have questions about buying in the Keys? Send me a message. I'm always happy to help.

06/26/2026

A rare opportunity to own a stunning waterfront penthouse in the exclusive Sunset Marina—where luxury meets that laid-back Key West vibe 🌊

This exceptional 3BR residence is perfectly positioned for panoramic Gulf + marina views, giving you both 🌅 sunrises AND sunsets from multiple private balconies. And yes… 🎆 front-row Fourth of July fireworks right from your own terrace—how many homes can say that?

Inside, it’s all about elevated living:
✨ White oak flooring throughout
✨ Bright, open layout with new impact windows
✨ Custom chef’s kitchen by Hansen & Bringle with quartz + Viking appliances 🔥
✨ Wet bar for easy entertaining 🍸

The primary suite is your private retreat—think spa-like vibes with onyx sinks, custom built-ins, and balcony access 🛌💫
Every bedroom has its own balcony, bringing the outdoors in 🌴

Extra perks? Of course:
✔️ Whole-house water purification
✔️ Power shades
✔️ Fully furnished + move-in ready

And the community… next level:
🏝 Heated waterfront pool
🏡 Clubhouse + elevator
🚗 Deeded parking + garage + guest spots
⚓ Boat slips available (hello, sandbars + world-class fishing!)

This is more than a home—it’s the ultimate island lifestyle 🌊☀️

📩 DM me for a private showing!

Address

3229 Flagler Avenue 103
Key West, FL
33040

Website

http://www.keywestpropertylistings.com/

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