09/16/2026
🚨 SPECIAL MARKET BULLETIN | BLANCA ARMADA 🏡
A 25-basis-point Fed increase is NOT a reason to panic.
Today’s Federal Reserve decision deserves attention—but it’s important to understand what actually changed before changing your real estate plans.
🔹 The Fed raised a short-term policy rate.
That does not mean every 30-year mortgage rate automatically increased by 0.25%.
🔹 Mortgage rates are influenced by much more than the Fed.
Treasury yields, inflation expectations, bond markets, economic conditions, and investor expectations all play a role.
🔹 Central Florida remains an active, more balanced market.
August Orlando-area data showed:
🏠 Median price: $400,676
📊 Inventory: 12,144 homes
⏳ Average days on market: 64 days
📈 Housing supply: 4.9 months
🤝 Closed sales: 2,478
Those numbers point to a market that is slower and more negotiable—not a market that has stopped functioning.
For buyers: Focus on your total monthly payment, not one headline. Price, rate, taxes, insurance, HOA fees, seller concessions, lender credits, and rate-buydown opportunities can all affect affordability.
For sellers: This is not the time for panic pricing. It is the time for accurate pricing, strong presentation, smart marketing, and flexibility when negotiating.
💬 My perspective:
Higher borrowing costs matter, and affordability remains a real concern. But pressure is not panic. A slower market is not a closed market. And more negotiation is not market failure.
Good decisions come from understanding the numbers—not reacting to the headline.
Have questions about what today’s Fed decision could mean for your specific buying, selling, or investment plans in Central Florida? Let’s talk.
— Blanca Armada
The ABM Real Estate Team
🌐 https://theabmrealestateteam.com
📲 +1-407-908-2846 | Cell/WhatsApp
📧 [email protected]
Sources: Federal Reserve, Freddie Mac & Orlando Regional REALTOR® Association
