What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Brian Kimball at Waterstone Mortgage

Name: Brian Kimball at Waterstone Mortgage
Address: 200 Prosperity Place, Knoxville, TN, 37932, US
Telephone: +18653433994

Home
United States
Knoxville, TN
Brian Kimball at Waterstone Mortgage

From coast to coast -- lighting your way home. Because I lend nationwide, I can assist wherever your real estate or life journey takes you. License #4131185.

With over 15 years of experience as a loan officer, I’ve built a completely referral-based business and have helped over 1,000 families navigate the home financing process. Whether you’re buying your first home or your dream home, my team and I are here to make the mortgage experience smooth and stress-free. I specialize in helping military families and veterans, move-up buyers, and clients reloca

ting across the country. I can assist with VA loans, FHA loans, Conventional loans and niche loan solutions to meet out-of-the-box and unique financing needs. My career has been built on relationships grounded in trust. I’m known for clear communication, a streamlined loan process, and thoughtfully structuring each mortgage to meet my clients’ unique financial goals. I’m a proud husband to my college sweetheart and a father to three amazing kids. We live on a small family farm, where I spend much of my free time working outdoors. I also enjoy cars, traveling, golf and shooting. My family and I are involved in our local church and love being part of our community. Faith, family, and service are the foundation of everything I do—both in life and in business. My mission is simple: to make the mortgage process efficient, low-stress, and aligned with your financial future. It would be an honor to guide you through your next home loan—and to become your lender for life. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

06/21/2026

Happy Father’s Day to the dads, stepdads, grandpas, and father figures helping turn houses into homes. 🏡 Wishing you a day filled with love, family, and a few dad jokes.

06/18/2026

One question we’re seeing a lot throughout the industry right now is: “How do I buy a house if I’m self-employed?”

The process DOES look a little different for those who are self-employed, freelancers, small business owners, or gig workers.

Normally, you’ll need to provide a W-2 when applying for a mortgage.

But with Statement Select, Waterstone Mortgage’s bank statement program, you can use your bank statements to qualify — no W-2 needed.

This article walks through the process — check it out: https://bit.ly/4wY4pHu

06/17/2026

Imagine having a little more room in your budget during your first year as a homeowner.

With Smart Start Buydown, eligible buyers benefit from reduced mortgage payments during year one, helping make the transition into homeownership a little easier. Best of all, Waterstone Mortgage covers the cost of the temporary rate buydown.

Let’s make your move together. Send a message to go over your options!

06/16/2026

Could refinancing put more money back in your pocket?

If you bought a home between 2023 and 2025, it may be worth taking another look at your mortgage. New research from LendingTree shows nearly one-third of homeowners who purchased during those years may be able to lower their rate or monthly payment in today’s market.

Even a small rate reduction could mean meaningful monthly savings — helping free up room for home improvements, savings, debt payoff, or everyday expenses.

Every situation is different, so it’s important to review your full financial picture.

If you’d like to explore whether refinancing makes sense, let’s crunch the numbers together. Send a message, and we’ll explore which option makes the most sense for you.

06/15/2026

In case you missed it — June is National Homeownership Month! 🎉

There’s never a bad time to start preparing for homeownership — whether that means improving your credit, saving for a down payment, or getting pre-approved to understand your buying power.

No matter where you are in the journey, let’s walk through it together.

The internet can answer a lot of questions — but when it comes to home financing, nothing replaces working with a trusted professional who understands your goals and unique situation.

Personalized guidance. Local expertise. 🙌

Reach out anytime to get started.

06/12/2026

Did you know you can buy a house with no down payment (or a very small one)?

Many homebuyers still think you have to put 20% down to buy a house. This is a myth!

Waterstone Mortgage offers a variety of mortgage programs designed to help buyers get into a home sooner, with flexible down payment options to fit different financial situations.

Some options include…

✅ FHA loans
✅ VA loans
✅ USDA loans
✅ Loans for local heroes and experts
✅ Waterstone Mortgage’s “Powerhouse 100”
✅ 3% down conventional options

Learn more here: https://bit.ly/4uGDvlX

06/06/2026

Don’t let internet mortgage advice make major financial decisions for you.

Rates are important, but they’re only one piece of the puzzle. Loan structure, monthly payment, cash-to-close, future plans, and market timing all matter just as much.

Plus, many buyers are discovering they can refinance later, but they can’t always go back and buy at yesterday’s home prices.

The good news is you don’t have to navigate your homebuying journey alone. Let’s go over your situation and discuss your options together. Send a message to get started.

06/04/2026

House hunting often starts with one big question: How much house can I ACTUALLY afford? 🏡

Before you start scrolling listings, take a closer look at the factors that shape your homebuying budget — from credit score and debt-to-income ratio to down payment options and monthly comfort level.

For a closer look at how a home’s list price translates to your monthly payment, start here: https://bit.ly/4vbRmjR

06/02/2026

June is National Homeownership Month — a time to celebrate the dream of homeownership and the opportunities it creates for individuals and families. 🏡

Whether you're buying your first home, upgrading to fit your growing needs, or exploring your options for the future, having the right guidance can make all the difference.

If homeownership is one of your goals this year, let’s make your move together. We’ll work hand-in-hand to ensure you secure the right mortgage loan to meet your needs.

Even if you’re not ready to buy today, understanding your options early can help you prepare with confidence.

Send a message to chat.

05/29/2026

Real estate investors, this one’s for you!

If you’re looking to expand your portfolio — or jump into the real estate game — consider Waterstone Mortgage’s Cashflow Pro program.

We’ll use your debt service coverage ratio (DSCR) to qualify you — meaning you can get a loan based on the income your investment property generates.

You don’t have to be a seasoned investor to take advantage of this program; first-time investors are allowed, too!

Sound like a good fit? Learn more here, or reach out with any questions. https://bit.ly/4tMUnGx

Address

200 Prosperity Place
Knoxville, TN
37932

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18653433994

Website

http://www.brian4homeloans.com/

Alerts

Be the first to know and let us send you an email when Brian Kimball at Waterstone Mortgage posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Brian Kimball at Waterstone Mortgage:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Realtor/realty Service in Knoxville?