Kalo Maza Kauai Real Estate

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Thinking of listing? 🏑Here are 3 reasons it's a great time to sell! βœ… DemandThe market may be rebalancing, but demand fr...
08/16/2022

Thinking of listing? 🏑

Here are 3 reasons it's a great time to sell!

βœ… Demand

The market may be rebalancing, but demand from buyers is still high. Buyers who are still in the market are motivated to find their new home and lock in a lower interest rate.

βœ… Inventory

Inventory is low but numbers are starting to rise. When selling, you'll have more homes to choose from during your own move.

βœ… Rising Interest Rates

Interest rates are projected to rise. Time is money in this market. If a move is on your horizon, acting now will help you lock in a lower rate before they rise again.

Call or message if you're interested in discussing your next steps as a seller! πŸ“²

Friday Five! πŸ–Today, I'm sharing 5 ways rising interest rates are leading to a shift in the housing market. πŸ“ˆThe market ...
08/12/2022

Friday Five! πŸ–

Today, I'm sharing 5 ways rising interest rates are leading to a shift in the housing market. πŸ“ˆ

The market is transitioning from the red-hot market we're used to, but there is still plenty of opportunity to succeed.

Real estate is local and I am here to help you succeed in our market!

Call or message if you're interested in discussing your next real estate move. πŸ“²

The housing market is shifting! 🏑Over the last few years, buyer demand was so high, and inventory was so low, that it cr...
08/11/2022

The housing market is shifting! 🏑

Over the last few years, buyer demand was so high, and inventory was so low, that it created intense bidding wars which drove home prices up.

With interest rates now on the rise, we are beginning to see that demand from buyers is slowing down, which is allowing inventory to grow. 🏘

Although the market is shifting, there is opportunity to succeed. Whether you're buying or selling, it's essential to have an expert by your side to help you navigate this changing market. 🀝

I am an expert in our community and can give you insight into what buying or selling in our market may look like for you.

Call or message me if you're interested in discussing more! πŸ“²

If you're preparing to purchase a home, your next stop is a lender's office!Before you begin shopping for homes, it's ti...
08/09/2022

If you're preparing to purchase a home, your next stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. βœ…

A lender will look at your finances, employment and credit to determine the loan you may qualify for.

Start by preparing these 5 documents so you're ready to begin the pre-approval process! πŸ‘‡

βœ”οΈ Identification
βœ”οΈ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
βœ”οΈ Proof of assets
βœ”οΈ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
βœ”οΈ Additional financial documents such as down-payment gift letters

If you have any questions about the pre-approval process, please reach out! πŸ“²

Friday Five! πŸ–There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season...
08/08/2022

Friday Five! πŸ–

There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season this month, it's never too early to get organized!

Today, I'm sharing 5 tips to help you transition from Summer to school. β˜€οΈπŸŽ’

What other ways are you getting ready for back-to-school season? Share in the comments! πŸ‘‡

πŸ“£ Here's your friendly reminder that you don't need to put 20% down to purchase a home! πŸ“£MANY potential buyers put off p...
08/06/2022

πŸ“£ Here's your friendly reminder that you don't need to put 20% down to purchase a home! πŸ“£

MANY potential buyers put off purchasing a home of their own because of the idea that they need to have enough saved for a 20% down payment. In today's market, that is not the case. πŸ’°

I'm here to tell you that there are MANY options for first-time home buyers that require little to no money down. πŸ™Œ

Mortgage rates are still historically low and thanks to the many loan options available, homeownership may be closer than you think. Don't let the idea that you need to put 20% down stop you from taking advantage of this market. 🏑

Let's discuss your options. Call or message me to talk more! πŸ“²

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is ...
08/04/2022

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is for you! 🍎

This month, assess your back-to-school routine. What could make your day more organized and seamless?

If you could use more hooks in the entryway, backpack cubbies or a designated homework space, now is the time to implement those upgrades so you're ready for the first day of school. πŸŽ’

Follow along for more home tips! πŸ’‘

It's a great time to be a seller! 🏑Home values have risen and home buyers are motivated. Do you know how much your home ...
08/04/2022

It's a great time to be a seller! 🏑

Home values have risen and home buyers are motivated. Do you know how much your home is worth? πŸ’°

I can provide you with a personalized market analysis so that you know the value of your investment.

Call or message me to find out what your home could be worth in today's market!

New month, new start! πŸ’ͺIf homeownership is one of your big goals, now is a great time to assess your progress so that yo...
08/03/2022

New month, new start! πŸ’ͺ

If homeownership is one of your big goals, now is a great time to assess your progress so that you can stay (or get back) on track.

Today, I'm sharing 3 ways to prepare your finances so that you're ready to begin the home buying process:

βœ… Build your credit score

Your credit score can impact your mortgage rate. Check your credit report, pay down debt, pay bills on time and don't open or close credit cards.

βœ… Get pre-approved for a mortgage

Before you begin your home search, meet with a lender. A lender will look at your finances, employment and other factors to determine how much you may qualify for.

βœ… Create and stick to your budget

Create a monthly budget that you can comfortably afford for the long term, and stick to it during your home search. Your future self will thank you!

If you have any questions on the home buying process, I'm here to help! Call or message me to discuss more. πŸ“²

Hello August! β˜€οΈA brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the p...
08/01/2022

Hello August! β˜€οΈ

A brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the page and hit the reset button so that you can start the month off on the right foot!

A new month means new goals and new opportunities. Take some time today to set your goals for the month and make a game plan to help you reach them. Remember, small wins each day add up to big results! πŸ†

What goals are you setting for yourself this month? Share below! πŸ‘‡

Address

3401 #B Kalua Moa Road
Koloa, HI
96756

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