Mortgage Loans Co

10/16/2026

Two homes at the same price can be $325 a month apart. The difference is the property tax rate. In Kyle the typical rate is about 2.4%, and in Buda 6 in 10 homes for sale are at 2.5% or higher. Before you fall in love with a house, ask for its tax rate. Call or text 512-820-5714 and I'll run your payment with the real number.

Source: ACTRIS/Unlock MLS listings, 7/17-10/15/2026. Tax rates are entered by listing agents; verify the rate for any home. Estimates only. Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

Town photos: Larry D. Moore, CC BY 4.0, via Wikimedia Commons.

10/16/2026

The median lease in the Austin metro is $2,150 a month. That's $25,800 a year. I won't tell you buying always beats renting. I'll put your rent next to a real ownership estimate, and if renting wins, I'll say so. Comment RENT and I'll run your side by side.

No rates quoted. Estimates depend on approval. Median lease per Unlock MLS, August 2026. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/15/2026

Homes for Texas Heroes is for teachers, police, firefighters, EMS, corrections officers and veterans. In the Austin metro the household income limit is now up to $228,480. Comment HERO and I'll check your eligibility.

DPA eligibility requirements apply (income limits, credit, program availability). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/14/2026

Been rebuilding your credit? Chenoa Fund pairs down payment help with an FHA loan, and the program's minimum score is 600. Debt-to-income and lender rules still apply, so it gets you in the conversation. It isn't a guarantee. Comment 600 and I'll send my credit game plan.

DPA and loan eligibility requirements apply (credit, debt-to-income, program rules and availability). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/13/2026

Down payment help comes in three kinds: a grant, a forgivable second and a repayable second. They work very differently, and the right one depends on how long you'll stay and what you qualify for. Comment DPA and I'll send my comparison sheet.

DPA eligibility requirements apply (income limits, credit, program availability). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/08/2026

Think you make "too much" for down payment help? That's the #1 myth I hear. In the Austin metro, TSAHC's Home Sweet Texas program now allows household incomes up to $201,600 (Texas Heroes up to $228,480). I work with DPA buyers in Kyle, Buda, San Marcos and South Austin. Comment DPA and I'll send you the plain-English guide.

DPA eligibility requirements apply (income limits, credit, program availability). Not all borrowers will qualify. Dustin Allan, NMLS #2044646. Mortgage Loans Co. 512-820-5714. Equal Housing Opportunity.

10/05/2026

If you've been renting in Kyle, Buda or San Marcos because saving up a down payment feels impossible, this one's for you.

There are Texas programs built for exactly that. Some help with your down payment, some with closing costs, and some are set aside for teachers, first responders and veterans. Plenty of buyers qualify and never hear about them.

I'm a local mortgage broker, and part of my job is checking which programs fit you before you decide anything. No pressure, no cost to ask.

Start here: www.mortgagelc.com/apply
Or call or text: (512) 820-5714

Dustin Allan | Mortgage Loans Co | NMLS #2044646 | Equal Housing Opportunity

Start your Texas home loan application in minutes. Purchase and refinance, FHA, VA and conventional. Call (512) 820-5714.

10/02/2026

🏡 Thinking about buying a home or refinancing in Central Texas?

As a mortgage broker, I shop multiple lenders for you, so you're not stuck with one bank's rates or rules. First-time buyers, self-employed, VA, FHA, and conventional loans: let's find the right fit.

✅ Free, no-pressure consultation
✅ Fast pre-approvals
✅ Local Austin-area expertise

Start your application in minutes 👉 www.mortgagelc.com/apply
Or call/text (512) 820-5714

Mortgage Loans Co | NMLS #2044646 | Equal Housing Opportunity

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05/28/2026

🎓 Just walked at UT graduation last weekend. Started his first job at a Kyle consulting firm on Monday. Closed on his first home 11 days later.

Here's how that's possible:

He skipped the lease entirely. Went straight from college apartment to homeownership using a professional loan program designed for new graduates with strong job offers.

The setup:
→ Closed 11 days after his start date (employment letter + signed offer counted as income)
→ $0 down using the program
→ 2-bed condo near 5 minutes from his office
→ Monthly payment $200 less than the apartment lease he almost signed

He's 23. He owns a home in Central Texas. The traditional path of "rent for 5 years, save for a down payment, maybe buy by 30" isn't the only way anymore.

If you're starting a new role in healthcare, law, finance, or consulting — let's talk before you sign that lease. mortgagelc.com/apply or 512-820-5714.

Dustin Allan | NMLS #2044646 | Equal Housing Lender
Average close time 18 days. Subject to credit approval. Professional loan programs vary by lender, eligibility, and degree type.

05/27/2026

👔 If you make $80K and think you can't afford to buy in Central Texas — run the math. Then run it again with the right programs.

The default assumption is renting forever until you have a fat down payment. The reality? Most young professionals could already be building equity instead.

Real numbers, $300K home in Kyle (5% down via TSAHC):
→ Loan amount: $285K
→ Estimated PITI (principal, interest, taxes, insurance): ~$2,250/mo
→ Average 1-bedroom Austin rent: ~$1,750/mo

Yes, owning costs more per month. But:
→ ~$700 of that PITI builds your equity (not your landlord's)
→ Tax deduction on mortgage interest puts ~$200/mo back at filing
→ Your payment is fixed — Austin rent goes up 5–8% per year

If you're earning, building credit, and watching rents climb — let's see what your real budget looks like. mortgagelc.com/apply or 512-820-5714.

Dustin Allan | NMLS #2044646 | Equal Housing Lender
Subject to credit approval. Programs vary by eligibility. Estimates only — your numbers will vary by rate, taxes, insurance, and program.