Erica Billé - Nest Mortgaging, Texas Brokerage

Erica Billé - Nest Mortgaging, Texas Brokerage Erica Billé - Mortgage Broker/Owner NMLS ID 2117651
Nest Mortgaging NMLS 2377679. Conventional, FHA, VA, USDA, & MUCH more. Hello!

TX & CO
I help you finance your home or investment property, ensuring you use the best loan to meet your unique needs! I'm Erica Billé, a dedicated real estate professional with a passion for helping others achieve their financial goals. As the Broker-Owner of Nest Mortgaging and a Sales & Business Development Representative at Capital Ax, I specialize in residential and commercial lending. My Mission:
I believe real estate is a powerful tool for financial freedom. At Nest Mortgaging, we simplify the mortgage process for homeowners and investors, offering personalized solutions for 1-4 unit properties. Our commitment to exceptional service ensures that your unique needs are met. Through my partnership with Capital Ax, I expand my services to include comprehensive business financing solutions for commercial properties. Whether you're a small business owner or a seasoned investor, I'm here to help you achieve your real estate and business ambitions. My Background:
Before embarking on my real estate journey, I spent 17 years as a high school math teacher and volleyball coach. This experience instilled in me a strong foundation in strategy, patience, and leadership, which I now apply to the dynamic world of finance. As a seasoned real estate investor myself, I understand the challenges and opportunities firsthand. Family Matters:
Outside of my professional life, I’m a devoted mom to two adorable children who are currently in elementary school. Family is at the core of everything I do. I’m also incredibly proud to be the wife of a US Army veteran, whose service has greatly influenced my perspective on life. Let's Connect:
I'm excited to connect with like-minded individuals who share my passion for real estate. Whether you're a first-time homebuyer, a seasoned investor, real estate agent, or a business owner seeking financing, I'm here to guide you every step of the way. Let's work together to turn your real estate dreams into reality.

Still in the same loan you closed years ago?It might be time to take a second look.There are more reasons to refinance t...
09/25/2026

Still in the same loan you closed years ago?
It might be time to take a second look.

There are more reasons to refinance than most people realize:

• Lower your monthly payment
• Tap into your home equity
• Pay off your loan faster
• Drop FHA mortgage insurance
• Switch from an adjustable rate to a fixed rate

If any of these sound familiar, let’s talk. A quick conversation could save you a lot of money.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

09/23/2026

Waiting for rates to drop? Here is what nobody is telling you.

If rates only come down a little and it takes a year to get there, home prices will likely adjust right along with them. That lower rate may not save you nearly as much as you think.

The market is never going to be perfect. It never has been.

But if you are planning to stay in your current area for the next 3 to 5 years and you have a down payment saved, you might already be in a stronger position than you realize.

The best time to buy is when YOU are ready. Not when the headlines say so.

Let’s look at your actual numbers and figure out where you stand.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Example assumes 700 credit score and standard underwriting guidelines. Rates and payments will vary based on individual credit profile, loan amount, and other factors. Not a commitment to lend.

Mortgage Tip MondayOne of the biggest misconceptions we hear is that getting a mortgage is all about finding the lowest ...
09/21/2026

Mortgage Tip Monday

One of the biggest misconceptions we hear is that getting a mortgage is all about finding the lowest interest rate.

It is not.

A mortgage is a strategy. A good strategy looks different for every single person.

We have seen people choose a lender because the rate was 0.125% lower, only to find out later the fees wiped out any savings. We have seen buyers get talked into loan programs that did not actually fit their goals. We have seen people miss real opportunities simply because no one took the time to walk them through all of their options.

Buying a home or investment property is not just a transaction. It is one of the biggest financial decisions of your life.

My job is to make sure you understand:

• Your options
• The true costs
• The risks
• The opportunities
• What actually makes sense for YOU, not just today but a few years from now

Our goal is not always the cheapest option. Our goal is to help you make a smart, confident decision that fits your life.

Because years from now you will not remember the rate down to the decimal. You will remember whether the process felt clear, whether someone had your back, and whether you felt good about the choice you made for your family.

That is what we are here for.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

09/19/2026

Going live today with U.S. Veterans Service Dogs Telethon. These dogs change veterans’ lives, restoring independence and hope. Join me in supporting this mission. Even five dollars makes a difference.

Starting your home search? Save and share this before you do anything else.There is a right way and a wrong way to start...
09/17/2026

Starting your home search? Save and share this before you do anything else.

There is a right way and a wrong way to start this process. We are here to make sure you are on the right side of that list.

And yes, we are serious about the last one.

When you are ready to do this the right way, we are ready to help.

Comment “SEARCH” below or send us a DM and let’s get you started.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Before you apply for a mortgage, gather these documents. It makes the whole process faster and a lot less stressful.Here...
09/15/2026

Before you apply for a mortgage, gather these documents. It makes the whole process faster and a lot less stressful.

Here is what you will need to have ready:

• A valid Photo ID
• Recent pay stubs
• W-2s or tax returns
• Bank statements
• Information about your debts and assets

Having these ready before we talk means we can move faster and get you closer to the closing table without unnecessary delays.

Ready to get started? Let’s talk.
(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Today we pause to remember.September 11, 2001. A day none of us will ever forget.We honor the lives lost, the heroes who...
09/11/2026

Today we pause to remember.

September 11, 2001. A day none of us will ever forget.

We honor the lives lost, the heroes who ran toward danger, and the families who carry that weight every single day.

Never forget.

You are this close to closing. Do not let one of these mistakes cost you your home.5 Things to Avoid Before Closing1. Op...
09/09/2026

You are this close to closing. Do not let one of these mistakes cost you your home.

5 Things to Avoid Before Closing

1. Opening new credit cards. New credit triggers a hard inquiry and changes your debt profile. Wait until after closing.

2. Financing large purchases. That new couch, car, or appliance can wait. Big purchases shift your debt-to-income ratio and could change what you qualify for.

3. Changing jobs without talking to your lender first. Employment stability matters to underwriting. A job change mid-process can pause or derail your loan.

4. Missing bill payments. Your credit is still being monitored right up to closing day. One late payment can cause real problems.

5. Moving large sums of money between accounts without documentation. Lenders need to source every dollar. Unexplained transfers raise red flags. Always document first.

You have worked too hard to get here. Protect it.

Questions about where you stand before closing? Reach out and let’s make sure you cross the finish line.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Happy Labor Day from Nest Mortgaging! 🇺🇸Today we are celebrating the hard work that makes the dream of homeownership pos...
09/07/2026

Happy Labor Day from Nest Mortgaging! 🇺🇸

Today we are celebrating the hard work that makes the dream of homeownership possible.

Enjoy the day with the people who matter most. We will be here tomorrow ready to help you take the next step.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Owen, thank you. Reviews like this mean everything.Eight months. Every question answered. No rush, no pressure, just hon...
09/04/2026

Owen, thank you. Reviews like this mean everything.

Eight months. Every question answered. No rush, no pressure, just honest guidance until you find the right home.

That is exactly how this process is supposed to feel. No rush. No pressure. Just honest guidance until you find the right home and the right loan to go with it.

Owen and his family took their time making one of the biggest decisions of their lives, and I was honored to be part of that journey every step of the way.

This is why I do what I do.

If you are looking for a mortgage experience that actually feels personal, I would love to work with you too.

(210) 879-8579 | nestmortgaging.com

Erica Billé | Mortgage Broker | NMLS #2117651 Nest Mortgaging | NMLS #2377679

Address

Kyle, TX
78640

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18305005092

Website

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