The Wilkerson Team - CrossCountry Mortgage

The Wilkerson Team - CrossCountry Mortgage NMLS #488734

Certified Mortgage Advisor with The Wilkerson Team at CrossCountry mortgage in La Crosse, WI. 22+ years helping buyers, homeowners & investors with Conventional, FHA, VA, USDA, Jumbo, HELOC, Reverse, DSCR, Bank Statement & Non-QM loans. I’m Brent Wilkerson, a Certified Mortgage Advisor helping families, first-time buyers, and real estate investors buy smarter, grow wealth, and build a better future through real estate. With over 20 years in the mortgage industry, my team and I provide daily insights, creative loan strategies, and straight-up advice to make financing your next home simpler, faster, and less stressful.

✅ First-Time Buyer Help
✅ Investor Loans (DSCR, Bank Statement, 203k)
✅ Creative Financing: Low Down, No PMI, and More

DM me with questions or to start your pre-approval today.

09/22/2026

But “$50,000 in incentives” and “$50,000 in free money” are not necessarily the same thing.

Builders have a strong incentive to protect their prices, so concessions, rate buydowns, closing-cost credits and upgrades can sometimes be more attractive than simply reducing the sales price.

That can still be a great deal for the buyer.

The important question is:

What am I actually paying for the house after considering everything?

When comparing new construction with an existing home, don’t just compare the monthly payment.

Compare price + incentives + financing + equity + long-term value.

If you paused your home search this summer, here’s what may be worth revisiting.Realtor.com reported 5% more homes for s...
09/22/2026

If you paused your home search this summer, here’s what may be worth revisiting.
Realtor.com reported 5% more homes for sale than a year earlier. That could give you more options to compare this fall.

Does more inventory mean more new listings? Not necessarily. Inventory includes homes already on the market, and fresh listings were down in the same report.

Ask your agent what has changed in your price range. Then let’s refresh your mortgage preapproval and estimate the payment and closing costs for a home you’re considering.

Send me a listing that caught your eye. We can work through the numbers together.

Source: Realtor.com, September 17, 2026; week ending September 12. National year-over-year data; local markets vary. Preapproval is not a final loan commitment.

Don’t stress about your down payment. Plan around it. Use our calculator to see your options and make your plan. 🔗http:/...
09/22/2026

Don’t stress about your down payment. Plan around it. Use our calculator to see your options and make your plan.

🔗http://spr.ly/6180BEeRGi

09/21/2026
09/21/2026

Tough times turn into triumph.

DIY projects are a great way to get your dream home without draining your savings — especially if you follow these tips!...
09/19/2026

DIY projects are a great way to get your dream home without draining your savings — especially if you follow these tips!

Get our full DIY guide right here: http://spr.ly/6182B17XSe

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buy...
09/18/2026

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buyers put 23% down, with more than half relying on funds from their primary home sale.) We’re separating myth from fact in our article: http://spr.ly/6185BG3RPN

09/18/2026

Bingo Loco at La Crosse Center — tonight at 7pm. The entertainment bingo show that turns the audience into the event.

La Crosse Cemetery Tours at Oak Grove Cemetery — Saturday September 19 at 11am. History walks through the city's past as the season starts to turn.

And this is your last weekend before it happens — Oktoberfest USA starts Thursday September 24. One of the largest Oktoberfest celebrations in the country, right here in La Crosse.

Last summer weekend. Bingo Loco tonight. Cemetery tours Saturday. Oktoberfest USA starts in 6 days. La Crosse — which one?

09/17/2026

But the market they create can be.

When rates rise, some buyers hit pause.

Less competition can mean:

• Fewer bidding wars
• More negotiating power
• Potential seller concessions
• More time to make a decision

And if rates eventually fall, refinancing may become an option.

Everyone wants to know when rates will drop.

I’d rather figure out whether today’s market gives you an opportunity everyone else is overlooking.

Address

122 5th Avenue S. Suite 101
La Crosse, WI
54601

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+16087845626

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