09/16/2026
How Much Home Could You Qualify For?
*Estimated using a 30-year loan near 7%, little or no monthly debt, and a minimum down payment.*
| Approx. Annual Household Income | Estimated Home-Price Range |
| ------------------------------: | -------------------------: |
| $50,000 | $165,000–$215,000 |
| $75,000 | $250,000–$325,000 |
| $100,000 | $335,000–$430,000 |
| $125,000 | $415,000–$535,000 |
| $150,000 | $500,000–$645,000 |
| $175,000 | $585,000–$750,000 |
| $200,000 | $665,000–$860,000 |
Your actual qualification depends on:
* Gross household income before taxes
* Credit score
* Car payments, credit cards, and other debts
* Down payment and available assistance programs
* Interest rate
* Property taxes, homeowners insurance, and HOA fees
Fannie Mae guidelines generally allow total monthly debts of approximately 36%–45% of gross income, with some automated approvals allowing up to 50%. Current mortgage rates also affect purchasing power. [Fannie Mae](https://selling-guide.fanniemae.com/sel/b3-6-02/debt-income-ratios) [Freddie Mac](https://www.freddiemac.com/pmms)
**Every buyer’s situation is different. Call today for a personalized home-buying qualification review.**
**Rene Aguilar**
📞 (562) 824-0574
*Figures are estimates only and are not a loan approval or guarantee.*