Loangevity Mortgage

Loangevity Mortgage Paul Scheper is a forward and reverse mortgage expert since 1983, a graduate of Harvard University Her name is Sarah Scheper and she's a rock star.

Paul has the earned the designations of Certified Senior Advisor (CSA), and Certified Reverse Mortgage Professional (CRMP) and his MBA. Paul is also certified as a NLMS/SAFE ACT Trainer, and a Certified Business Coach at the High Trust Academy. He was the 2004 Recipient of Orange County's "Man of Character" award, and serves as a columnist for OCAR and the OC Register Community Section. Paul has b

een married for 35 years and has recently become a depressed empty-nester. His daughter is awesome and loves real estate and loans and life.

If affordability has been the biggest thing standing between you and a home, there’s a little bit of good news.Asking pr...
06/16/2026

If affordability has been the biggest thing standing between you and a home, there’s a little bit of good news.

Asking prices have started to ease – the typical asking price this May came in under where it was a year ago.

And these lower prices are good news for your move – not a sign the market’s in trouble. It points to a market that’s rebalancing with more realistic seller expectations and a little more breathing room for buyers again.

So, if you’ve been waiting for an opening, let’s connect. I’ll help you see what that looks like in our area.

Two heads are better than one! 🤝 Sarah and I apply the Golden Rule for creative mortgage solutions. Collaborative lendin...
06/16/2026

Two heads are better than one! 🤝 Sarah and I apply the Golden Rule for creative mortgage solutions. Collaborative lending makes the difference in this market. Better Call Paul ... to run the numbers. www.BetterCallPaul.mortgage.

( The Loangevity Father-Daughter Team)

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.The sellers having the most success today are t...
06/15/2026

Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know.

The sellers having the most success today are the ones who understand the market has changed and are adapting to meet it where it is.

Sometimes that means negotiating on closing costs. Sometimes it means offering something else. The key is knowing which concessions are worth it for our local market.

If you’re wondering what's normal in our area, what's worth negotiating, and where it makes sense to stand firm, let’s connect.

A few years ago, sellers could get away with saying "no" to just about everything.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."But...
06/12/2026

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year."

But before you decide, make sure you understand what you could be giving up too. Because moving this Summer does have its advantages.

For buyers, it could give you more options in your price point. Historically, there are over 30% more fresh listings in the Summer compared to the rest of the year.

For sellers, it can mean a better sales price. Data shows, on average homes sell for 4% more in the typical Summer month compared to usual month in the Fall or Winter (when demand typically falls off).

The point isn't to rush into anything. It's just to make sure you have the full picture before deciding whether waiting is really your best move.

DM me if you want to talk through your options. No pressure, just perspective based on years of experience.

Senior home equity hit $14.66T! 📈 Is yours working for you? Loangevity Mortgage can help leverage it for security. Bette...
06/12/2026

Senior home equity hit $14.66T! 📈 Is yours working for you? Loangevity Mortgage can help leverage it for security. Better Call Paul ... to run the numbers. www.BetterCallPaul.mortgage.

Lower Asking Prices Are a Win for Today’s BuyersIf affordability has been your top concern, the recent dip in prices is ...
06/11/2026

Lower Asking Prices Are a Win for Today’s Buyers

If affordability has been your top concern, the recent dip in prices is an opening. Want to see what that looks like in our area? Let’s connect.

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Moving this Summer? Whether you're buying or selling, you probably have questions.My new Summer Buyer & Seller Guides ha...
06/10/2026

Moving this Summer? Whether you're buying or selling, you probably have questions.

My new Summer Buyer & Seller Guides have the answers.

Inside, you'll find out what higher inventory means for you, what’s going on with affordability right now, what strategies for buying or selling are actually working this season, and more.

Stop guessing and start moving forward with confidence. DM or drop a comment with "BUYER" or "SELLER" below to get your free digital copy.

06/09/2026

Summer Guides for Buying or Selling a Home

Moving this Summer, and not sure where to start? The new Summer Guides for buying or selling a home have your answers. For your free digital copy, let’s connect.

HECM boxes are too small. 📦 52% of seniors now use proprietary options for flexibility. Paul Scheper, MBA, MLO, AAGG | L...
06/09/2026

HECM boxes are too small. 📦 52% of seniors now use proprietary options for flexibility. Paul Scheper, MBA, MLO, AAGG | LoangevityMortgage.com

Better Call Paul .. to run the numbers. www.BetterCallPaul.mortgage.

Could Moving a Bit Further Out Change Everything About Your Budget?Affordability is a real challenge, but it's not an un...
06/08/2026

Could Moving a Bit Further Out Change Everything About Your Budget?

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Reach out today.

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Address

999 Corporate Drive
Ladera Ranch, CA
92694

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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