Loangevity Mortgage

Loangevity Mortgage Paul Scheper is a forward and reverse mortgage expert since 1983, a graduate of Harvard University Her name is Sarah Scheper and she's a rock star.

Paul has the earned the designations of Certified Senior Advisor (CSA), and Certified Reverse Mortgage Professional (CRMP) and his MBA. Paul is also certified as a NLMS/SAFE ACT Trainer, and a Certified Business Coach at the High Trust Academy. He was the 2004 Recipient of Orange County's "Man of Character" award, and serves as a columnist for OCAR and the OC Register Community Section. Paul has b

een married for 35 years and has recently become a depressed empty-nester. His daughter is awesome and loves real estate and loans and life.

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026The housing market hasn’t rebounded as quickly as exper...
06/03/2026

The Mid-Year Housing Market Update: Why Forecasts Changed in 2026

The housing market hasn’t rebounded as quickly as experts originally hoped. But that doesn’t mean it’s stalled.

Higher inflation and lingering economic uncertainty caused economists to revise their forecasts for this year. But importantly, when those two things settle down, many experts believe the market will regain its momentum.

So don’t see this revision in forecasts as a sign of trouble. See it as a temporary reaction to overall conditions and uncertainty.

If you want to know what’s happening in our local market, and what it could mean for your plans for the rest of this year, let’s connect.

If the housing market feels confusing right now, you’re not alone.

06/02/2026

What Waiting To Buy a Home Could Cost You

Stuck deciding whether to buy now or wait? Waiting too long could cost you a sizeable nest egg. Buying your first home at 30 (instead of 40) could give you $119,000 more in net worth by age 50. Wondering if now’s your moment? Let’s chat. 

The $2.5M Reality Check: Home equity is your inflation-fighting safety net. 🛡️ We use the Golden Rule to help you secure...
06/02/2026

The $2.5M Reality Check: Home equity is your inflation-fighting safety net. 🛡️ We use the Golden Rule to help you secure retirement.

Better Call Paul ... to run the numbers. www.BetterCallPaul.mortgage. - Father-Daughter Team

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s BuyersToday’s smaller single-family homes and condos...
06/01/2026

Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers

Today’s smaller single-family homes and condos have more going for them than the square footage suggests. They can give your budget some breathing room and put you in a community designed with lifestyle in mind.

Curious about the options in our area? Let's connect.

You started shopping with a specific mental image of your future home in your mind. Then the houses in your budget came in smaller than you pictured.

With rising credit card debt and delayed interest rate relief, many seniors are looking for a way to regain their financ...
05/30/2026

With rising credit card debt and delayed interest rate relief, many seniors are looking for a way to regain their financial independence. Why wait for external rate relief when you can leverage your most plentiful resource? A reverse mortgage can help pay off high-interest debt while keeping your existing low mortgage rate intact. It’s about being proactive, not reactive. 📉

Check out the insights: https://www.cbsnews.com/news/why-reverse-mortgage-could-be-worth-it-for-seniors-march-2026/

Better Call Paul ... to run the numbers. www.BetterCallPaul.mortgage

What Most Veterans Don't Know About Their VA Home Loan BenefitVA home loans can put homeownership within reach, and a tr...
05/29/2026

What Most Veterans Don't Know About Their VA Home Loan Benefit

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward. If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again. And...
05/28/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

Address

999 Corporate Drive
Ladera Ranch, CA
92694

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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