Derek M. Wagley, Broker

08/14/2026

Open Sat/Sun 1-4pm
39206 Guardino Drive, #302 Fremont

2/2 1053 sq.ft

Top floor with fabulous views of courtyard and hills. Many amenities to choose from from pool, hot tub, tennis court and greenbelt.

Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
BRE 01724531
925-451-6679

www.EastBayCondoGuide.com

08/13/2026

New Listing!
39206 Guardino Drive, #302 Fremont

Welcome to this exceptional top-floor residence in Fremont’s desirable Adobe Hills community, where soaring ceilings, abundant natural light and a spacious open floor plan create an immediate sense of volume and openness. Offering 1,053 square feet with two bedrooms and two full baths, the thoughtfully designed layout provides excellent separation between the bedrooms, creating privacy and flexibility rarely found in condo living. The main living area is centered around a fireplace and opens to a private outdoor deck overlooking the beautifully landscaped greenbelt, providing a peaceful extension of the living space. Fresh interior paint, spacious in-unit laundry room complete with storage and the privacy of a top-floor location make this home truly move-in ready. The gated community offers a pool, spa, tennis court and clubhouse, all in an exceptionally convenient central Fremont location near BART, Central Park and Lake Elizabeth, with easy access to Highways 680, 880 and 84. Spacious, bright and remarkably well located, this is a special opportunity to enjoy the best of Fremont condo living.

Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
DRE 01724531
925-451-6679

www.EastBayCondoGuide.com

08/09/2026

460 N Civic #302 Walnut Creek
Offered at $350,000

Spacious two-bedroom, one-bath residence in The Keys offering a rare combination of volume, light, and separation of space. The dramatic 12-foot ceilings immediately set the tone and creates an open, airy feel that’s hard to find in comparable units. The layout provides excellent bedroom separation, making the home both functional and comfortable. The expansive patio extends your living space outdoors, with a lush, courtyard-style setting filled with mature greenery and flowering plants. While technically part of the community, the positioning and landscaping give it a surprisingly private, tranquil feel, more like a garden retreat than a typical condo patio. Inside, the kitchen brings a warm, country-inspired feel with butcher block countertops and an inviting, functional layout. The home also offers a walk-in closet along with generous additional storage, an uncommon and highly practical combination. Residents of The Keys enjoy resort-style amenities centered around a scenic waterfront setting, including a large clubhouse, multiple swimming pools, tennis and basketball courts, and recreation areas with ping pong and pool tables. The location is equally compelling being just minutes to BART, major freeways, and downtown Walnut Creek’s shopping, dining, and trails. A unique opportunity to own a home that blends volume, indoor-outdoor living, and a relaxed, community-centered lifestyle in one of Walnut Creek’s most recognizable developments.

Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
DRE 01724531
925-451-6679

www.EastBayCondoGuide.com

08/09/2026

New Listing! Great Investment Opportunity
2890 Treat Blvd #39 Concord

Spacious and inviting one-bedroom, one-bath condo in a convenient Concord location adjacent to De La Salle and Carondelet High Schools. This ground-floor home offers easy, no-step access and a comfortable, functional floor plan with a generously sized living area and bedroom. Enjoy a pleasant community setting with a swimming pool and attractive greenbelt areas, providing a welcome sense of open space just outside your door. The single-level layout makes everyday living easy, while the central location provides convenient access to shopping, dining, transportation and major commute routes. A great opportunity for a first-time buyer, downsizer, investor or anyone looking for a comfortable, low-maintenance East Bay home. Offered at $285,000

Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
DRE 01724531
925-451-6679
www.EastBayCondoGuide.com

07/24/2026

Just Listed in Union City
34732 Skylark Drive

Open Houses:
Sat 10:30am - 2pm
Sun 10:30am - 2pm

Welcome to easy living in the heart of Union City. Nestled within a peaceful, tree-lined community, this charming 2-bedroom, 1-bath condominium offers a bright and comfortable floor plan with abundant natural light, spacious living areas, tile flooring and central heating. Enjoy the convenience of a covered carport plus an additional parking. Residents enjoy access to a community pool. Ideally located near BART, Quarry Lakes Regional Recreation Area, shopping, dining, parks, and major commute routes including I-880, Mission Boulevard, and the Dumbarton Bridge. A wonderful opportunity to own a well-cared-for home in a highly convenient East Bay location.

Listed by Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
DRE 01724531
925-451-6679
www.EastBayCondoGuide.com

07/09/2026

New condominium lending rules may have an impact on HOA dues. My latest posting on www.EastBayCondoGuide.com explains what's going on. https://eastbaycondoguide.com/new-condo-lending-rules-could-mean-higher-hoa-dues/

Derek Wagley
Broker Associate
Keller WIlliiams Realty
DRE 01724531
925-451-6679

New Condo Lending Rules Could Mean Higher HOA Dues. If you own a condominium or townhome, you may hear more discussions over the next year about reserve

06/12/2026

Coming Soon!
2/1 798 Sq ft
$449,000
34732 Skylark Dr Union City
www.EastBayCondoGuide.com
DRE # 01724531
925-451-6679

06/03/2026

New website geared specifically to Contra Costa and Alameda County condos, townhomes and lofts. Check out all current listings and related articles. DRE #01724531

Browse East Bay condos, townhomes, and lofts for sale throughout Contra Costa County and Alameda County.

04/15/2026

22135 Sevilla Rd #32 Hayward
Open Sunday 11am-3pm

Located in the Hayward hills, this Vista Del Plaza two bedroom, two bathroom residence offers privacy, convenience, and thoughtful modern updates. The home features an updated kitchen with custom countertops, designer backsplash, and contemporary finishes, along with refreshed bathrooms that give the space a clean, modern feel. The living area includes a wood-burning fireplace, built-in dry bar, and vaulted ceilings creating a comfortable setting for everyday living and entertaining. The primary bedroom offers a walk-in closet, while a two-car tandem garage and ample guest parking add practical value. Residents enjoy amenities such as a pool, spa, fitness center, clubhouse, and nearby dog parks, with easy access to downtown Hayward, major freeways, and BART, making this hillside home both convenient and well connected.

Offered at $535,000

Derek M. Wagley
Broker Associate
Keller Williams Realty
DRE 01724531
925-451-6679
www.DerekWagley.com

04/05/2026

Medi-cal and the Primary Residence

A crossover question between real estate and trust planning came up recently involving Medi-Cal repayment. It was a good reminder of how often these issues intersect, and why I consistently recommend having a simple revocable living trust in place to hold key assets.

Roughly one in three Californians are on Medi-Cal. Most people do not think about it until something forces the conversation. It usually begins with a change in health or a gradual decline that makes living independently difficult. The discussion quickly shifts from what is happening medically to how care will be paid for. Long-term care, whether at home or in a facility, is very expensive and for many families, Medi-Cal becomes the only realistic option.

Once Medi-Cal is involved, the natural question becomes: when does the state get paid back, and what happens to the primary residence?

In California, this is often misunderstood. The system is not designed to force the sale of a primary residence during a person’s lifetime. If the home is your primary residence, or there is an intent to return to it, it is generally treated differently than liquid assets. In most cases, a home does not need to be sold in order to qualify for Medi-Cal.

The repayment issue arises later. California may seek reimbursement for benefits it paid, but generally only from assets that pass through probate.

If a home is held in an individual’s name at death and requires probate, it becomes part of the estate that may be subject to recovery. If the property avoids probate, it is typically outside of that process. So the question is not whether Medi-Cal “takes the house,” but whether the house becomes part of a probate estate.

This is where a revocable living trust becomes important. When a home is properly titled in a trust, it passes according to the terms of that trust without going through probate. That change in how the property transfers often changes the outcome. The transfer is private, avoids court involvement, and is generally outside the scope of Medi-Cal estate recovery.

It is important to be precise about what a revocable trust does and does not do. It does not protect the home during your lifetime. You still own it, control it, and it remains your asset for eligibility purposes. What it does is control the manner of transfer at death. In California, that distinction is often the difference between a straightforward transition and a recoverable estate.

Finally, none of this is to say Medi-cal will always seek recovery. There are exemptions and other issues that can make it fact dependent. The above is not offered as legal advice. If you have a legal question, speak to an attorney directly about that.

If you have any real estate related questions, I can be reached at 925-451-6679.

Derek

Derek M. Wagley, Esq
Broker Associate
Keller Williams Realty
www.DerekWagley.com
DRE 01724531
925-451-6679

CA DRE 01724531