Derek Black, Real Estate Home Services Lic# 01980051

05/16/2024

New listing! 2 Bedroom; 1 Bath; 862 Sqft; 5,662 Sqft Lot; listed for $420,000. Join me at an open house this weekend 5/18 & 5/19 from 12-3 PM

04/25/2024

08/23/2023

Funded, Recorded, Sold!!!
Call my team today (949) 690-1134 and pay only a 1% listing commission when selling your home with Black House Realty Group!

11/28/2022

Current Mortgage Rates as of 11/28/2022

Conventional 30 Year Fixed
Loan Amount Up To: $715,000 | Fico Score: 740
Rate: 5.990% | APR: 6.075% | Closing Credit: *$700

Conventional 15 Year Fixed
Loan Amount Up To: $715,000 | Fico Score: 740
Rate: 5.500% | APR: 5.635%| Closing Credit: *$1,000

Agency High Balance 30 Year Fixed
Loan Amount: $715,001 - $970,800 | Fico Score: 740
Rate: 6.500% | APR: 6.583% | Closing Credit: *$300

FHA 30 Year Fixed
Loan Amount Up To: $647,200 | Fico Score: 740
Rate: 5.500% | APR: 6.772% | Closing Credit: *$1,500

11/02/2022

BREAKING! As expected, the fed increased rates by 75 basis points. If you are in the market to purchase a home you need to call my team and me so we can lock in your rate today! 30 Year conventional rate: 6.750% W/$1,800 closing credit 949-690-1134

My name is Derek Black and I have worked in the housing industry since 2015. I provide full-service

09/26/2022

Current Mortgage Rates as of 9/26/2022 Conventional 30 Year Fixed Loan Amount Up To: $715,000 | Fico Score: 740 Rate: 6.375% | APR: 6.467% | Closing Credit: *$1,400 Conventional 15 Year Fixed Loan Amount Up To: $715,000 | Fico Score: 740 Rate: 5.500% | APR: 5.637%| Closing Credit: *$0 Agency High Ba...

09/19/2022

Current Mortgage Rates as of 9/19/2022

Conventional 30 Year Fixed
Loan Amount Up To: $715,000 | Fico Score: 740
Rate: 5.875% | APR: 5.925% | Closing Credit: *$850

Conventional 15 Year Fixed
Loan Amount Up To: $715,000 | Fico Score: 740
Rate: 4.990% | APR: 5.070%| Closing Credit: *$350

Agency High Balance 30 Year Fixed
Loan Amount: $715,001 - $970,800 | Fico Score: 740
Rate: 6.250% | APR: 6.294% | Closing Credit: *$700

FHA 30 Year Fixed
Loan Amount Up To: $715,000 | Fico Score: 740
Rate: 5.375% | APR: 6.611% | Closing Credit: *$1,800

09/19/2022

Current Mortgage Rates as of 9/19/2022 Conventional 30 Year Fixed Loan Amount Up To: $715,000 | Fico Score: 740 Rate: 5.875% | APR: 5.925% | Closing Credit: *$850 Conventional 15 Year Fixed Loan Amount Up To: $715,000 | Fico Score: 740 Rate: 4.990% | APR: 5.070%| Closing Credit: *$350 Agency High Ba...

09/14/2022

Latest Aliso Viejo Housing Stats. Single Family Homes Inventory Increased By 13.22% Up To 2.57 Months Of Inventory. Condos/Townhomes Inventory Increased By 16.67% Up To 1.89 Months Of Inventory.