Rebecca Holland, Realtor

06/18/2026

Who do you talk to to get out of debt?

Mortgage Freeman…

06/16/2026

We all get by with a little help from our friends :)

That's why we are here for you when you need a bit of extra cash to make your dreams come true.

The last time you took out a loan, what was it for, and was it worth it?

06/15/2026

Agent Rebecca Holland
Broker David Benton
Keller Williams of Temecula Valley
Phone 267-629-9062
Website: Rebeccaholland.kw.com
License #0211070

I love helping people buy and sell the homes of their dreams,

06/13/2026

Don’t let the banks hide their secrets!

06/12/2026

Mortgage mania!

For most people, the best option for buying a house is to take out a mortgage. But what exactly does that mean?

A mortgage is the agreement between you and a lender, which gives the lender the right to take your property if you are unable to repay the borrowed amount plus interest.

I know, right? Pretty heavy.

So it's very important that you take the time to get yourself the best deal possible! Here are a few things to look out for when taking out a mortgage:

-The size of the loan
-The interest rate
-The closing costs of the loan
-The lender's fees
-The Annual Percentage Rate (APR)
-The type of interest rate and whether it can change (fixed vs. adjustable?)
-The loan term (how long you have to repay the loan)
-Whether the loan has a prepayment penalty, a balloon clause, an interest-only feature, or negative amortization

Being educated about your decision is the first step to ensuring that you will be able to pay it off and own the house of your dreams!

Happy hunting!

06/10/2026

Considering taking out a loan, but unsure of what is needed from you?

Thankfully, taking out a loan is easy. There is one thing you may want to look into though…

When applying for a loan, the first thing the lender will check is your credit score.

If you’re unsure of what your credit score is, it is very simple to check. Just give your bank a call and they will be able to tell you.

If you land anywhere above 580, you’re looking pretty good!

If not, you may consider taking action to bump up those numbers 📈

06/09/2026

06/06/2026

Looking to borrow some cash to make that life changing purchase?

Could be a car, a pizza oven, a workspace, a fancy toolkit, or even a house…

Before you go rushing into the lenders office pen in hand, have a look at these tips for responsible borrowing:

-Spend time looking at your options, researching what offers are available and getting advice. Perhaps you need the loan quickly and you feel like there is no time – but the wrong decision can have you paying for years in the future.
-Always find out the total amount you will have to repay when borrowing. A shorter repayment period may beat a slightly lower Annual Percentage Rate (APR) amount.
-Know the difference between secured and unsecured loans. With a secured loan you can lose your home if you don't consistently make payments
-Make a budget to ensure you will be able to afford making payments
-Watch out for interest free deals. They seem great, but are only interest free if you pay them off within a certain time period. If you don't pay them off in time, the interest rate goes through the roof!

It's a dog eat dog world out there, so avoid the loan sharks and come out to see us. We will give you the assistance you need, without the shady hidden fees :)

06/04/2026

RIP MOM MOM until we meet again!