Rebecca Holland, Realtor

Rebecca Holland, Realtor Real Estate Agent DRE #02110702

Why was the mortgage so clingy? It hated being alone… 😃
09/18/2026

Why was the mortgage so clingy?
It hated being alone… 😃

Incoming – a hot mortgage tip to save you big in the long run!Try making payments every two weeks instead of once per mo...
09/16/2026

Incoming – a hot mortgage tip to save you big in the long run!

Try making payments every two weeks instead of once per month.

So a normal 30-year loan will come with 360 payments – 12 per year. But check this out:

If you take your monthly payment, divide it in half, and pay that amount bi-weekly, you will end up making the equivalent of one extra monthly payment each year, while saving big on interest over the long run!

For example, a 30-year, $200,000 mortgage at 4% will translate to about $11,460 a year. With a biweekly payment schedule, you’ll be paying $12,400 per year. Yes, it's a bit more. But here's why it's a good idea…

Over the lifetime of the loan, you would save $23,000 in interest – holy mortgage, Batman!

I can think of a couple things I would do with an extra $23,000…

So give it a shot!

Considering taking out a loan, but unsure of what is needed from you?Thankfully, taking out a loan is easy. There is one...
09/15/2026

Considering taking out a loan, but unsure of what is needed from you?

Thankfully, taking out a loan is easy. There is one thing you may want to look into though…

When applying for a loan, the first thing the lender will check is your credit score.

If you’re unsure of what your credit score is, it is very simple to check. Just give your bank a call and they will be able to tell you.

If you land anywhere above 580, you’re looking pretty good!

If not, you may consider taking action to bump up those numbers 📈

Everybody has that one thing that they wish they could buy, but can’t afford… If you could be instantly approved for a 0...
09/11/2026

Everybody has that one thing that they wish they could buy, but can’t afford…

If you could be instantly approved for a 0% interest loan, what would you use it for?

Who do you talk to to get out of debt? Mortgage Freeman…
09/07/2026

Who do you talk to to get out of debt?

Mortgage Freeman…

I had a dream last night where every time I took out a dollar from my wallet, it would fill up again with 100’s. I went ...
09/04/2026

I had a dream last night where every time I took out a dollar from my wallet, it would fill up again with 100’s.

I went straight to a chocolatier and bought their entire stock.

Mortgage mania!For most people, the best option for buying a house is to take out a mortgage. But what exactly does that...
09/03/2026

Mortgage mania!

For most people, the best option for buying a house is to take out a mortgage. But what exactly does that mean?

A mortgage is the agreement between you and a lender, which gives the lender the right to take your property if you are unable to repay the borrowed amount plus interest.

I know, right? Pretty heavy.

So it's very important that you take the time to get yourself the best deal possible! Here are a few things to look out for when taking out a mortgage:

-The size of the loan
-The interest rate
-The closing costs of the loan
-The lender's fees
-The Annual Percentage Rate (APR)
-The type of interest rate and whether it can change (fixed vs. adjustable?)
-The loan term (how long you have to repay the loan)
-Whether the loan has a prepayment penalty, a balloon clause, an interest-only feature, or negative amortization

Being educated about your decision is the first step to ensuring that you will be able to pay it off and own the house of your dreams!

Happy hunting!

We proudly offer mortgage assistance to those who need it most. We love that we can make a difference within our beloved...
08/31/2026

We proudly offer mortgage assistance to those who need it most.

We love that we can make a difference within our beloved community, and the loving feedback we receive continues to fuel our passion and put a smile on our faces!

To every one of our clients, we thank you from the bottom of our hearts ❤️

We all get by with a little help from our friends :)That's why we are here for you when you need a bit of extra cash to ...
08/28/2026

We all get by with a little help from our friends :)

That's why we are here for you when you need a bit of extra cash to make your dreams come true.

The last time you took out a loan, what was it for, and was it worth it?

We find great fulfillment and satisfaction knowing that we are giving the people of our community the opportunity to mov...
08/26/2026

We find great fulfillment and satisfaction knowing that we are giving the people of our community the opportunity to move forward with their lives without the worry of losing their homes.
The sincerest thanks to every one of you for your business and for your trust!

Address

28497 HWY74 #113
Lake Elsinore, CA
92530

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