First Time Home Buyer - Oregon

First Time Home Buyer - Oregon Kim Carty, OR Principal Broker/OR Attorney, Soldera Properties

The Real Reason Some People Are Still Moving Right NowLife changes. Priorities shift. Families grow. Kids move out. Care...
05/28/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Message me if you would like to discuss buying, selling or any other real estate need.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.That increase ...
05/25/2026

Nearly 40% of potential sellers say they're planning to offer concessions this year – up from 30% in 2025.

That increase means you could see more flexibility on things like sellers covering your closing costs, adjusting the price, or making repairs.

But what’s worth asking for and what’s a long shot will vary depending on where you’re looking. That’s where I can help.

DM me and let's talk about what concessions make sense in our market. Because, for buyers, the right ask could save you thousands.



Message me if you would like to discuss buying, selling or any other real estate need.

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.Record mortgage debt makes for a scary headl...
05/21/2026

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

Record mortgage debt makes for a scary headline. But context matters.

Equity is near an all-time high, home values have surged, and the vast majority of homeowners are in a position of real financial strength. The conditions that made 2008 a crisis simply don't exist right now.

If you're wondering what all of this means for your situation, whether you're thinking about buying, selling, or just trying to make sense of the market, reach out anytime. No pressure, just answers.



Message me if you would like to discuss buying, selling or any other real estate need.

You may have seen the headlines lately about mortgage debt in America hitting a record high.

Are Home Prices Going To Fall?Home prices have a long track record of going up over time. And that’s why buying a home i...
05/18/2026

Are Home Prices Going To Fall?

Home prices have a long track record of going up over time. And that’s why buying a home is generally considered a safe long-term investment.

That certainly doesn’t mean you have to buy now. You should only move when it makes sense, and you plan to live there for a while.

But if you’re interested, let this reassure you. If you want to talk through what home prices are doing in our market, your goals, or your timelines, let’s have a quick conversation.



Message me if you would like to discuss buying, selling or any other real estate need.

It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?”

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.In just the past 6 ...
05/14/2026

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That’s money that could help fund your next move or a major life goal.

And if you’ve lived there longer than 6 years, your number could be even higher.

Want to find out? I’m offering a free equity assessment for homeowners in our market right now. Just send me a DM to get started.



Message me if you would like to discuss buying, selling or any other real estate need.

Thinking about selling your house soon? Don't skip staging. With more houses on the market now, anything you can do to h...
05/11/2026

Thinking about selling your house soon? Don't skip staging.

With more houses on the market now, anything you can do to help yours stand out counts. And while staging costs vary, whatever you spend could pay you back big time.

For example, if you invest the typical $4k for mid-level staging on a $400k home, that can turn into roughly $18k in added value when you sell.

That gives you the potential to net about $14k more at closing – about a 350% return on your investment.

But staging doesn’t have to mean hiring a full crew. There’s an option for almost every budget, from professional staging to virtual staging to simple DIY updates.

DM me if you're getting ready to sell and let's talk about what level of staging makes sense for your house and your budget.



Message me if you would like to discuss buying, selling or any other real estate need.

Could Co-Buying Be the Answer for Some First-Time Buyers?Affordability challenges are real, but they don't have to mean ...
05/07/2026

Could Co-Buying Be the Answer for Some First-Time Buyers?

Affordability challenges are real, but they don't have to mean waiting indefinitely. Co-buying is helping some first-time buyers stop waiting and start putting down roots.

If you're curious whether it could work for your situation, let's talk. Reach out today and let's figure out your path to homeownership together.



Message me if you would like to discuss buying, selling or any other real estate need.

For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way.

4 Ways To Give Your Offer an Edge This SpringToday's market may be balancing out, but strong offers still matter – espec...
05/04/2026

4 Ways To Give Your Offer an Edge This Spring

Today's market may be balancing out, but strong offers still matter – especially during the busy Spring season.

Curious how competitive things are (and what it’ll take to win) in our market? Let’s talk.



Message me if you would like to discuss buying, selling or any other real estate need.

Looking to buy a home this season? Here's what you should know.

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.But here’s the part...
04/30/2026

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.

But here’s the part most people aren’t talking about:

Even now, rates are still lower than they were during the last 3 Spring seasons.

So, while things may feel a bit uncertain, the opportunity to buy hasn’t disappeared.

Want to talk through your options and check how the numbers could look at today’s rates? Let’s connect.



Message me if you would like to discuss buying, selling or any other real estate need.

First-time buyers may be starting to catch a bit of a break – and this list shows where.Zillow just ranked the top 10 ma...
04/27/2026

First-time buyers may be starting to catch a bit of a break – and this list shows where.

Zillow just ranked the top 10 markets for first-time buyers this Spring.

And these metros made the list because there are more homes to choose from. There’s slower price growth. And wages are rising in these areas.

That combination is what’s opening the door for some buyers, even with higher mortgage rates.

But what about your city? Even if your metro isn’t on this list, don’t worry. The full list names 50 cities. And even beyond that, there’s opportunity in any market, if you know where to look.

Want to find the best neighborhoods for first-time buyers locally? Let’s talk.



Message me if you would like to discuss buying, selling or any other real estate need.

Address

525 3rd Street, Suite 211
Lake Oswego, OR
97034

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 10am - 4pm
Sunday 10am - 4pm

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