First Time Home Buyer - Oregon

First Time Home Buyer - Oregon Kim Carty, OR Principal Broker/OR Attorney, Soldera Properties

Why Buyers Shouldn't Overlook a Fall MoveOf course, every market moves a little differently. But here's what doesn't cha...
09/03/2026

Why Buyers Shouldn't Overlook a Fall Move

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.



Message me if you would like to discuss buying, selling or any other real estate need.

You've been waiting for something to change before you buy. It just might not be the thing you expected…

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.Affordability is definitely a challenge, but that...
08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.



Message me if you would like to discuss buying, selling or any other real estate need.

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.Most home sales s...
08/27/2026

Thinking about selling, but worried your deal could fall apart before closing? Here's some perspective.

Most home sales still make it to the finish. And when one doesn't, the top reason is almost always inspection or repair issues. They play a part in more than 70% of deals that fall through.

But, luckily for you, inspection/repair issues are what you have the most power to prevent ahead of time. A pre-listing inspection lets you find and handle problems before a buyer's inspector ever does.

Ready to list? Let's talk about whether getting a pre-listing inspection makes sense for your house in our market.



Message me if you would like to discuss buying, selling or any other real estate need.

08/24/2026

Home Prices Are Rising in 80% of Markets

Still waiting for home prices to come down? That's becoming less likely. Home prices are now rising in 80% of housing markets. That’s up from 71% last quarter. In other words, more markets are seeing prices go up — not down. Before you put your plans on hold, let's look at what's happening in our market. Waiting may not save you as much as you think.



Message me if you would like to discuss buying, selling or any other real estate need.

Higher Rates Could Actually Help Housing Supply – Here’s How.The number of homes for sale is growing slowly but surely, ...
08/20/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.



Message me if you would like to discuss buying, selling or any other real estate need.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

The Kind of House Buyers Are Willing To Pay More ForYour multi-generational-friendly, or simply larger-than-average, hou...
08/17/2026

The Kind of House Buyers Are Willing To Pay More For

Your multi-generational-friendly, or simply larger-than-average, house might meet criteria a lot of buyers can't find in a standard one. That's what gets attention. And offers. So, let’s chat about what it could get you in our market right now.



Message me if you would like to discuss buying, selling or any other real estate need.

That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house.

08/13/2026

The Getaway You’ve Always Wanted Could Be Within Reach

Picture a vacation home of your own. Somewhere to get away whenever you need to. Where you’ll build memories with the people you love, year after year. And maybe even where you’ll retire someday. That getaway may cost less than you think – more than 37% of vacation-home sellers have cut their asking price recently. Ready to see what’s available? Let’s connect.



Message me if you would like to discuss buying, selling or any other real estate need.

The Case for Putting 20% Down on Your Next HomeSo, no. You don't need to put 20% down to buy your next home. But you may...
08/10/2026

The Case for Putting 20% Down on Your Next Home

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.



Message me if you would like to discuss buying, selling or any other real estate need.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

A lot of buyers are waiting because they think mortgage rates will drop dramatically.The problem? That's not what today'...
08/06/2026

A lot of buyers are waiting because they think mortgage rates will drop dramatically.

The problem? That's not what today's forecasts say is going to happen.

Experts believe mortgage rates will actually stay in the mid to low 6s through 2027 due to a number of factors – including inflation.

What’s that tell me? Waiting may not pay off the way you hope it will.

So, if moving is important to you, I want you to know waiting isn’t your only option.

Builder incentives, adjustable-rate mortgages, assumable mortgages, and rate buydowns are just a few of the strategies worth exploring that could help with affordability right now.

I’m not saying you have to buy today, but you should at least know your options. Let's talk about what could work for you.



Message me if you would like to discuss buying, selling or any other real estate need.

Here’s Where To Start if You’re Selling and Buying at the Same TimeThere's no one-size-fits-all answer to buying and sel...
08/03/2026

Here’s Where To Start if You’re Selling and Buying at the Same Time

There's no one-size-fits-all answer to buying and selling at once. But for a lot of homeowners, leading with the sale makes moving easier on their mind and their wallet.

Let’s connect, so you can navigate selling and buying with more confidence, more financial power, and less stress.



Message me if you would like to discuss buying, selling or any other real estate need.

If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking?

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525 3rd Street, Suite 211
Lake Oswego, OR
97034

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Wednesday 9am - 7pm
Thursday 9am - 7pm
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