09/23/2026
Real Estate 101: Title Insurance
Title insurance shows up as a line item on your closing statement and in your purchase and sale agreement, but we rarely talk about why it's actually there.
Title insurance protects you from problems that happened before you ever saw the house. It's a one-time cost for a lifetime of coverage.
It protects you from:
- Unpaid liens from prior owners, contractors, and the like
- Someone coming out of the woodwork claiming ownership of the property
- Errors in paperwork that could threaten your ownership down the road