05/20/2026
Most first-time buyers I work with have no idea this is even an option. ๐ก
You can ask the seller to cover part of your closing costs. It's called a seller concession or seller credit, and it sits right there in the negotiation, fully legal, often accepted.
Here's why it matters. Closing costs stack up fast. Appraisal, title insurance, loan fees, taxes, and recording fees. Most buyers underestimate the total by thousands of dollars. Add it to a down payment, and suddenly the deal you thought you could afford feels out of reach.
A seller concession can take a real bite out of that upfront cash. How much depends on your loan type, your down payment, and what the market in your area will support.
That last part matters. In a hot market, sellers laugh you off. In a slower one, they'll meet you partway. Knowing which conversation you're walking into is half the battle.
If you're house shopping right now and want to know what's realistic to ask for, message me. I'll tell you straight.
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www.awannaloanzone.com
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