Awanna Holdings, LLC

Awanna Holdings, LLC USN Ret, Note Investor, MLO licensed in AZ, CA, GA, VA & MI NMLS #2453219, CMS Mortgage NMLS #212405
for information on licensing: nmlsconsumeraccess.org

I got 99 problems, but closing loans ain't one. ๐Ÿ˜ŽA few years in the game and one thing hasn't changed: when you bring me...
05/29/2026

I got 99 problems, but closing loans ain't one. ๐Ÿ˜Ž

A few years in the game and one thing hasn't changed: when you bring me your loan, we're getting it to the finish line. Fast, smooth, no drama.

Life throws enough curveballs. Your mortgage shouldn't be one of them.

๐Ÿ’ƒ๐ŸฟInvest in you!
๐ŸšจWant to learn more? Give me a call!
www.awannaloanzone.com
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

Most people pick a mortgage by chasing the lowest rate. Then they're stuck three years later, wondering why the math nev...
05/27/2026

Most people pick a mortgage by chasing the lowest rate. Then they're stuck three years later, wondering why the math never quite worked.

Rate matters. Of course it does. But it's only one of five things to consider.

Monthly payment has to fit your real budget, not the spreadsheet version of it. Lender reputation tells you whether closing will be smooth or stressful. Term length decides how long this thing follows you around. And overall fit is the quiet one most people skip until it's too late.

At CMS, over twenty-plus years of writing loans have shown us the same pattern. The clients who feel best about their mortgage a year in aren't the ones who hunted the lowest number. They're the ones who weighed all five.

That's the conversation I want to have with you before you sign anything.

Tell me which of these five is sitting heaviest on your mind right now. I'll walk you through it.

๐Ÿ’ƒ๐ŸฟInvest in you!
๐ŸšจWant to learn more?
Give me a call! ๐Ÿ“ฒ
www.awannaloanzone.com
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.Their courage, serv...
05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our freedom.

Their courage, service, and sacrifice will never be forgotten.

Okay, hear me out. ๐Ÿ•A house isn't happiness on its own. I know that.But the front door that's yours? Is the mortgage pay...
05/22/2026

Okay, hear me out. ๐Ÿ•

A house isn't happiness on its own. I know that.

But the front door that's yours? Is the mortgage payment building your equity instead of someone else's? The yard where your dog runs in his own bandana? That gets pretty close.

Twenty-plus years in this industry have taught me one thing. The people who feel most settled aren't the ones with the biggest homes. They're the ones who stopped renting their future.

If that's where you are right now, let's talk.

๐Ÿ’ƒ๐ŸฟInvest in you! ๐Ÿšจ
Want to learn more?
Give me a call! ๐Ÿ“ฒ
www.awannaloanzone.com
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

Most first-time buyers I work with have no idea this is even an option. ๐ŸกYou can ask the seller to cover part of your cl...
05/20/2026

Most first-time buyers I work with have no idea this is even an option. ๐Ÿก

You can ask the seller to cover part of your closing costs. It's called a seller concession or seller credit, and it sits right there in the negotiation, fully legal, often accepted.

Here's why it matters. Closing costs stack up fast. Appraisal, title insurance, loan fees, taxes, and recording fees. Most buyers underestimate the total by thousands of dollars. Add it to a down payment, and suddenly the deal you thought you could afford feels out of reach.

A seller concession can take a real bite out of that upfront cash. How much depends on your loan type, your down payment, and what the market in your area will support.

That last part matters. In a hot market, sellers laugh you off. In a slower one, they'll meet you partway. Knowing which conversation you're walking into is half the battle.

If you're house shopping right now and want to know what's realistic to ask for, message me. I'll tell you straight.

๐Ÿ’ƒ๐ŸฟInvest in you!
๐ŸšจWant to learn more?
Give me a call! ๐Ÿ“ฒ
www.awannaloanzone.com
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

Did you know that missing a mortgage payment can hurt your credit more than almost anything else on your report?One miss...
05/18/2026

Did you know that missing a mortgage payment can hurt your credit more than almost anything else on your report?

One missed payment can cause a huge drop in your credit score, and it stays on your report for up to 7 years. That means it can make it harder to buy, refinance, or get approved for future loans. It can also cost you thousands in higher interest rates down the line.

Life happens, and sometimes things get tight. But if you're struggling to keep up, the worst thing you can do is go silent. There are options out there, and the sooner you reach out, the more we can do to help protect your credit and your future.

Stay on track. Stay in control.

๐Ÿ’ƒ๐ŸฟInvest in you!
๐ŸšจWant to learn more?
Give me a call! ๐Ÿ“ฒ
www.awannarandh.com/blog
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

POV: You finally open your banking app after avoiding it all weekโ€ฆ and suddenly every โ€œlittle purchaseโ€ has a name ๐Ÿ˜…๐Ÿ’ธAcc...
05/15/2026

POV: You finally open your banking app after avoiding it all weekโ€ฆ and suddenly every โ€œlittle purchaseโ€ has a name ๐Ÿ˜…๐Ÿ’ธ

Accountability hits different when the transactions start adding up.

๐Ÿ’ƒ๐Ÿพ Invest in you!
๐Ÿšจ Letโ€™s talk!

Your VA loan may be one of the most powerful wealth-building tools available to you ๐Ÿ‡บ๐Ÿ‡ธ๐ŸกEligible veterans may have the op...
05/13/2026

Your VA loan may be one of the most powerful wealth-building tools available to you ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿก

Eligible veterans may have the opportunity to purchase multi-unit properties, live in one unit, and potentially generate rental income from the others.

This strategy, often called house hacking, can help reduce monthly housing costs while building long-term equity and financial growth ๐Ÿ’ธ๐Ÿ“ˆ

Smart homeownership can become smart investing.

๐Ÿ’ƒ๐Ÿพ Invest in you!
๐Ÿšจ Want to learn more? Give me a call!
๐Ÿ“ž www.awannarandh.com/blog

โ˜Ž๏ธ (602) 296-8305
๐Ÿ“ง [email protected]

๐Ÿ“ USA

If you would like more information, please reach out, and I will be in touch.How Can I Serve You? Want to learn more? Gi...
05/11/2026

If you would like more information, please reach out, and I will be in touch.

How Can I Serve You?

Want to learn more? Give me a call!
๐Ÿ“ž www.awannarandh.com/blog

โ˜Ž๏ธ (602) 296-8305
๐Ÿ“ง [email protected]
๐Ÿ“ USA

If you know, you know. ๐Ÿ˜…I see this every single week. Rates dip just enough to feel like maybe they'll keep dipping. Tom...
05/08/2026

If you know, you know. ๐Ÿ˜…

I see this every single week. Rates dip just enough to feel like maybe they'll keep dipping. Tomorrow turns into next week. Next week turns into "wait, what just happened?"

Here's the truth nobody likes hearing: no one can perfectly time the market. Not me, not the morning news, not your cousin who watches CNBC. What we CAN do is lock in a rate that works for your numbers and your plan, and stop losing sleep over what the bond market does next.

A rate lock is not a gamble. It is a guardrail.

If you're shopping right now or refinancing, message me before you scroll past another rate prediction. I'll show you what the lock options look like, what they cost, and which one fits your situation.

Better to lock a good rate today than chase a perfect one that never shows up.

๐Ÿ’ƒ๐ŸฟInvest in you!
๐ŸšจWant to learn more? Give me a call!
๐Ÿ“ฒwww.awannarandh.com/blog
๐Ÿ“ž (602) 296-8305
๐Ÿ“ฉ[email protected]
๐Ÿ“USA

Address

Lake Ridge, VA

Website

https://cmsmortgage.com/team-member/aninze-zee-awanna/

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