Andy Reynolds with Keller Williams Realty

Andy Reynolds with Keller Williams Realty https://andyonlakewylie.com/ Keller Williams Realty Licensed in NC/SC, CNE-Certified Negotiation Expert. Each Office is Independently Owned and Operated.
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Top producing individual Realtor® working in North Carolina and South Carolina! I represent buyers, sellers, investors, and builders. I specialize in waterfront homes, custom homes, first-time buyers, and relocation in the Lake Wylie area. Call today! 704-763-7196 [email protected]

Experts Share Insights on Future Mortgage Rate TrendsWith mortgage rates in 2026 sitting just under 7%—specifically, 30-...
09/27/2026

Experts Share Insights on Future Mortgage Rate Trends
With mortgage rates in 2026 sitting just under 7%—specifically, 30-year fixed rates between 6.7% and 6.9%—it’s important to remember how much these numbers can vary depending on your credit, where you live, and your overall financial picture. As someone who’s spent decades helping clients navigate the Lake Wylie real estate market, I’ve seen firsthand how shifts in Fed policy and inflation can nudge rates up or down. For anyone considering a move, especially around Lake Wylie’s unique waterfront homes, improving your credit is still one of the most effective ways to secure a better rate.


https://www.housing-trends.com/agent-news/charles-reynolds-1/1978449-Experts-Share-Insights-on-Future-Mortgage-Rate-Trends

Low Home Prices, Lower Taxes: Why These Underrated States Are a First-Time Buyer's DreamAs someone who’s spent decades g...
09/26/2026

Low Home Prices, Lower Taxes: Why These Underrated States Are a First-Time Buyer's Dream
As someone who’s spent decades guiding buyers through their first home purchase, I know how important affordability is in making that leap. It’s always interesting to see which states stand out for value—and right now, ten states are truly catching the eye for first-time buyers. With median home prices well below $410,700 and notably low property tax rates, places like Iowa, Alabama, Oklahoma, West Virginia, Louisiana, Indiana, Mississippi, Arkansas, Kentucky, and Missouri are drawing attention. While my focus remains the Lake Wylie area, where local expertise matters most, I always keep an eye on national trends to help my clients make informed decisions no matter where their search takes them.


https://www.housing-trends.com/agent-news/charles-reynolds-1/1970519-Low-Home-Prices%2C-Lower-Taxes%3A-Why-These-Underrated-States-Ar

Fannie Mae predicts where home prices are headed nextFannie Mae is projecting that mortgage rates will remain elevated t...
09/25/2026

Fannie Mae predicts where home prices are headed next
Fannie Mae is projecting that mortgage rates will remain elevated through 2027, while home prices are expected to climb roughly 14.7% by 2030, reaching around $576,000. While talk of a housing crash circulates, these forecasts suggest stability ahead. From my vantage point—after five decades living on Lake Wylie and 20 years guiding clients through all kinds of markets—the key is focusing on what you can control: affordability and smart negotiation, especially in buyer-friendly situations. As someone who’s made a career out of navigating the Lake Wylie market, I know how important it is to keep a long-term perspective and use every negotiation tool available.


https://www.housing-trends.com/agent-news/charles-reynolds-1/1969838-Fannie-Mae-predicts-where-home-prices-are-headed-next

09/24/2026

Why Buyers and Sellers Are Stuck
After 20 years in real estate, I’ve seen many market cycles on Lake Wylie, but this current standstill is unique. With higher mortgage rates, it’s no surprise that buyers are pressing pause—monthly payments just aren’t adding up the way they used to. Pending sales are slowing as folks hesitate to move from browsing to making an offer. On the flip side, many homeowners here remember what it’s like to lock in a great rate, and they aren’t eager to trade that in, which is keeping some beautiful waterfront listings off the market. The result is a kind of stalemate: buyers are holding out for better terms, and sellers are holding tight to their low-rate loans. Transactions across the board are moving at a much slower pace. Having lived and worked on the lake for decades, I know firsthand how these shifts play out locally—patience and expertise make all the difference in navigating this landscape.

09/23/2026

More Homes Hit the Market as Demand Cools
We’re seeing a subtle but important shift in the US real estate market: in the four weeks ending August 23, new listings inched up by 0.4% and total homes for sale rose 0.5%, reaching the highest inventory levels since early Q2. Meanwhile, pending home sales dipped by 1.1% to a six-month low, as elevated prices and mortgage rates—now averaging close to 7%, a 13-month high—continue to keep many buyers on the sidelines, even as more choices appear. The median US sale price is up 1.9% year-over-year, now above $400,000. For buyers, this combination of rising inventory and softer demand is opening more space for negotiation: homes that have been listed for several weeks often present the best opportunities for price adjustments or seller concessions. On the other side, sellers are finding that realistic pricing—rather than chasing the peaks of previous years—works best in today’s environment. As someone who has spent decades negotiating on behalf of clients along Lake Wylie’s waterfront, I know how market dynamics like these can shape your strategy, whether you’re aiming for the best deal or the strongest sale.

09/22/2026

Have payments on newly purchased homes in the U.S. dropped?
Just saw the latest numbers: the national median mortgage payment for new homebuyers has dipped to $2,175. While that’s a welcome shift for many, it’s still 2.2% above where we were last year, and mortgage rates are sitting at 6.66%. If you’re comparing affordability across the country, Idaho and Nevada are topping the charts as least affordable, while Louisiana and North Dakota offer more accessible options. After decades guiding clients around Lake Wylie, I know how quickly local and national trends can influence what’s possible for buyers. It’s always important to keep an eye on these shifts—especially when searching for that perfect waterfront spot.

09/21/2026

Discover this property for $1,050,000—a great opportunity that truly stands out.

09/21/2026

US Home Prices Face Real Value Erosion
It’s an interesting time for homeowners and buyers: while US home prices continued their upward trend in Q2 2026, the picture changes when you factor in inflation. One federal index was essentially flat from mid to late Q2 (after seasonal adjustments), and although a national index saw annual appreciation rise to around 1.5% in late Q2 (up from about 1% in mid-Q2), that’s still roughly 2 percentage points behind inflation, which stands near 3.5%. That means, in real terms, home values have declined for the 13th month in a row. The silver lining? Softer inflation and steadier price growth have slowed that rate of decline. It’s worth noting that, despite these pressures, one federal measure has marked positive annual appreciation every quarter since early 2012—a testament to the resilience of nominal prices. But the challenge of affordability remains front and center: typical monthly payments on existing single-family homes climbed again last quarter, making it even tougher for first-time buyers. After 20 years in real estate and a lifetime on Lake Wylie, I’ve seen how market shifts like these can influence both long-term homeowners and those just starting out—especially here on the waterfront, where local dynamics often interact with these national trends.

Homebuyers Find Opportunities Amid Economic ShiftsWe're seeing some notable shifts in the new single-family home market....
09/20/2026

Homebuyers Find Opportunities Amid Economic Shifts
We're seeing some notable shifts in the new single-family home market. Sales have slowed by 10.5% to 607,000 units—the lowest since January—driven by higher mortgage rates and a sense of economic uncertainty. At the same time, inventory has ticked up 1.9% to 488,000 units, providing a 9.6-month supply. The median sale price has also eased by 2.3%, now sitting at $393,800. Having spent five decades living on Lake Wylie and focusing my career on this unique waterfront market, I know that numbers like these can raise questions for both buyers and sellers. Each local market responds a bit differently to broader trends, and experience is key to navigating these waters with confidence.


https://www.housing-trends.com/agent-news/charles-reynolds-1/1948407-Homebuyers-Find-Opportunities-Amid-Economic-Shifts

Address

4110 Charlotte Highway, Suite 104
Lake Wylie, SC
29710

Telephone

+17047637196

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