The Mark Villano Team

The Mark Villano Team At VLG we’re not just VA Home Loan Specialists. We are educators, community leaders, Military Service Members and family of those who serve.

Your Local Mortgage Team | PNW📍| Licensed Nationwide 🌎 Helping people HOME🏠Top 1% | DM for rates!👇 | VA | Conv | FHA | Non-QM | Construction & Renovation | NMLS1306487 | NMLS2534572 | NMLS3029 | Equal Housing 🤝| https://linktr.ee/markvillanomortgage We are committed to serving, supporting, and educating Military families about their VA Home Loan Benefits. Equal Housing Opportunity 🏠

License Information:
This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas
Georgia Residential Mortgage Licensee
Kansas Licensed Mortgage Company
Illinois Residential Mortgage Licensee
Licensed by the Virginia State Corporation Commission
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

09/24/2026

Waiting for mortgage rates to come down? 👀

A 5-year ARM (Adjustable Rate Mortgage) could be worth comparing with a fixed-rate mortgage...especially if your plans may change within the next few years.

Would you consider one if the numbers made sense?

Pending home sales edged up 0.3% in August, showing buyers are still stepping into the market. Trends shift from neighbo...
09/23/2026

Pending home sales edged up 0.3% in August, showing buyers are still stepping into the market. Trends shift from neighborhood to neighborhood, so local insight matters more than ever. Let's connect and help your buyers find their next move. 📈

A little Friday golf recap from our Lakewood team ⛳️Lindsay and I started the day at Capital City Golf Club supporting t...
09/22/2026

A little Friday golf recap from our Lakewood team ⛳️

Lindsay and I started the day at Capital City Golf Club supporting the National Guard Association of Washington, and later Shad and Norman were out at Eagles Pride for the STEP Golf Tournament.

Because so much of what we do is helping Veterans, service members, and military families navigate VA financing, events like these hit close to home for us.

Really grateful to support both organizations and spend the day with some great people.

Tagging National Guard Association of Washington and Support The Enlisted Project (STEP) so they get some love too 👏

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buy...
09/18/2026

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buyers put 23% down, with more than half relying on funds from their primary home sale.) We’re separating myth from fact in our article: http://spr.ly/6180BG3HI6

August existing home sales came in lower than July while available inventory increased, providing buyers with a wider se...
09/16/2026

August existing home sales came in lower than July while available inventory increased, providing buyers with a wider selection of homes to choose from. More supply can also create better opportunities for buyers to negotiate – let’s connect!

09/14/2026

The purchase price isn’t the only part of a home offer that may be negotiable. 🏡

In the right situation, seller concessions can help cover eligible closing costs, prepaid expenses or an interest-rate buydown.

Save this for when you’re ready to make an offer—or share it with someone planning to buy.

Want to explore your options? Visit http://spr.ly/6184BGuN3g.

09/10/2026

Would you ever trade a lower mortgage rate for a higher one?

At first, that probably sounds like a terrible idea. But your mortgage rate is only one part of your overall monthly budget.

If you’re carrying expensive credit card, vehicle or personal debt, a cash-out refinance may allow you to consolidate those payments using your home equity. Your mortgage payment could increase while the amount you spend across all your monthly debts decreases.

It won’t make sense for everyone, but it may be worth running the numbers before immediately dismissing the idea.

Have questions about your situation? Visit http://spr.ly/6182BGJN0m.

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6186BG6Oga

Another success story in the books. 🙌🏻🏡💪🏻
09/02/2026

Another success story in the books. 🙌🏻🏡💪🏻

Need assistance with your VA LOAN?
We can help!

See what our clients have to say about their experience with our team.

Message us or comment “HOME SWEET HOME” to learn more.

Address

9919 Bridgeport Avenue SW
Lakewood, WA
98499

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