Safeguard Advisors

12/13/2023

Studies show that banning short term rentals can reduce long term rents. How do we as investors and as a society balance competing goals of profitability and livability?

When one California city banned Airbnbs, monthly rents plunged $114 on average. It's clear: Banning short-term rentals can help bring down rent.

12/06/2023

It is possible to change the IRA custodian for a checkbook IRA plan without impacting your current investments. Such a move may reduce your fees, improve customer service, or both.

11/22/2023

If you have ownership in more than one business and are considering a self-directed Solo 401(k), it is important to understand Controlled Group rules. Learn whether you qualify to sponsor a Solo 401(k) or not, depending on your business structures.

A Solo 401(k) is a fantastic way for small business owners to save for retirement. With high contribution limits typically ten times those of an IRA, both tax-deferred and Roth savings features, and even the ability to borrow from the plan, it is no wonder the Solo 401(k) is the plan of choice for

11/15/2023

According to ATTOM data for Q2-2023, overall house flipping activity is down slightly, but profits are increasing. See where flippers are having the most success.

ATTOM's Q2 2023 U.S. Home Flipping Report shows the home flipping rate decreased quarterly and annually, while flipping profits increased.

11/07/2023

Join us for a Self-Directed IRA Webinar with Charles Sells of Strategic Passive Investments. We'll cover how a self-directed IRA can be used to invest in rental properties, private lending, and other alternative assets decoupled from the volatility of the stock market.

Thursday, November 9th at 12:30 p.m., Eastern Time.

https://buff.ly/3SviOJf

11/01/2023

Top 10 Markets for Build-to-Rent Construction.

The build-to-rent trend continues upward. See which markets have the most projects in the pipeline.

As of June 2023, there were over 700 planned and under construction build-to-rent properties across the U.S., accounting for about 86,543 units, according to RealPage.

10/20/2023

Real estate is a very popular with self-directed retirement plan investors.

Choosing the right types of deals to grow your savings is important.

Some types of investments are classified as trade or business activities. When a tax-exempt entity like a retirement plan receives such trade or business income, it can be subject to taxation on Unrelated Business Taxable Income (UBTI).

Learn when UBTI can apply to a real estate investment.

Investing in real estate is a great way to diversify your tax-sheltered retirement savings. Real estate is not subject to the same types of news-driven volatility as stocks and provides income both through cash flow and the potential for appreciation. Holding real estate in your IRA can help you b

10/11/2023

On January 1, 2024 a new federal requirement called the Corporate Transparency Act (CTA) becomes effective.

Most new and existing businesses will be required to file a Beneficial Owner Information Report (BOI report) with the Financial Crimes Enforcement Network.

This new regulation will impact self-directed investors using an IRA-owned LLC to achieve checkbook control. Here is information about how you can be prepared.

On January 1, 2024 a new federal requirement called the Corporate Transparency Act (CTA) becomes effective. Most new and existing businesses will be required to file a Beneficial Owner Information Report...

10/04/2023

The IRS recently delayed and clarified SECURE 2.0 rules requiring catch-up contributions for higher earners be designated as Roth contributions.

In a highly welcome development, the IRS recently delayed by two years the deadline for plan sponsors to comply with its requirement under the SECURE 2.0 Act of 2022, that catch-up contributions made on behalf of certain eligible participants be designated as Roth contributions.

09/27/2023

Judge Sides with DOL on Crypto Warning. A district judge dismissed a suit by a crypto-focused 401(k) provider trying to retract guidance from the Department of Labor that 401(k) sponsors should exercise caution before including crypto options in their plans.

A federal court has dismissed a case alleging that the DOL overstepped its bounds when warning recordkeepers and fiduciaries against offering cryptocurrency in retirement plans.

09/20/2023

Investing in startups can be a way to create explosive capital growth for your self-directed IRA. If you can get in on the ground floor of a new business that makes it to the next level, the potential financial rewards can be tremendous.

Investing in startups can be a way to create explosive capital growth for your self-directed IRA. If you can get in on the ground floor of a new business that makes it to the next level, the potential...

09/13/2023

Did you know your IRA can invest in foreign real estate? If you have expertise and network abroad, foreign real estate can be a great way to diversify and grow your IRA.

Investing in real estate outside of the United States is entirely possible with a self-directed IRA. For some investors, this can be a smart way to diversify their retirement savings and tap into a specific...