10/18/2026
When figuring out what you can comfortably afford, look beyond the listing price and consider the full cost of owning the home.
💳 Mortgage payment
Principal, interest, and potentially mortgage insurance
🧾 Property taxes & insurance
Ongoing costs that can vary by property and location
💡 Utilities
Electricity, water, gas, internet, and other recurring household expenses
🛠️ Maintenance & repairs
Routine upkeep plus unexpected repairs that come with homeownership
🏦 Upfront costs
Down payment, closing costs, inspections, moving expenses, and other purchase-related costs
📊 Your overall budget
Other debts, savings goals, lifestyle expenses, and emergency savings
Looking at the full picture helps you choose a home you can comfortably afford! Need help figuring out your comfortable home price range? Let's talk.