08/27/2025
When is it a good time to review your mortgage options?
Usually, anytime you are going through a change in your life...
Just remember the 6 Ds...
1. Diploma: After graduation, many people are looking at the beginnings of a new career and starting their independent lives. We are always available to go through the preapproval process with first time home buyers. Whether you are ready now or not quite there yet, this will help to put you on the path to home ownership.
2. Diamonds: Getting married and beginning a life together is another time people usually begin the preapproval process. Whether currently renting and looking as first time home buyers or looking to move up from a bachelor(ette) pad. We can help determine what you can afford monthly and how much money you will need to make it happen.
3. Diapers: Whether it’s your first child or after you've added a few more, kids (and their toys) take up a lot of space. Looking for a larger home is another great reason to reach out.
4. Debt: Life is expensive, so if you are looking to consolidate high interest loans or credit cards, looking at home improvements, paying for school, or just looking for a little breathing room...sometimes a cash out refinance or a home equity line of credit can help make a huge difference.
5. Divorce: Unfortunately, divorce is another situation where you may need my help. Division of assets can be tough , but if one person is looking to stay in the current home, we can do a refinance to pay out the other party. In turn that pay out can be used to buy a new home.
6. Death: Many times, in life, a death can lead to a huge change in people’s lives and sometimes results in downsizing. Even retired people can qualify to buy homes using income such as Social Security, Pensions, and Retirement Account distributions.
Every life is different and so are everyone's individual needs.
If you have questions we are always here to help, and every consultation is Free!
