10/13/2026
Buying Your First Home? Here Are 5 Things to Know About Title Insurance
Buying your first home is exciting, but there’s a lot to learn along the way! Title insurance is one important part of the closing process that every first-time buyer should understand.
1. It protects your ownership rights. Title insurance can help protect you against certain covered claims or ownership issues from the past.
2. Problems can exist even when a home looks perfect. Unpaid liens, errors in public records, or undiscovered ownership claims can create complications.
3. It’s different from homeowners insurance. Homeowners insurance generally covers certain future losses, while title insurance addresses certain covered issues involving the property's ownership history.
4. There are different types of coverage. Owner’s title insurance protects the buyer’s ownership interest, while a lender’s policy protects the lender’s interest. Ask which policies are included in your closing.
5. Ask questions before closing. Understanding your coverage, costs, and what your policy protects can help you make informed decisions about your investment.
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