Moving To Loudoun County

Moving To Loudoun County Loudoun County Northern Virginia or LOCO NOVA

Kim Kroner Real Estate As inventory grows, the market is starting to balance out a bit. But don’t worry – this isn’t clo...
09/01/2024

Kim Kroner Real Estate

As inventory grows, the market is starting to balance out a bit. But don’t worry – this isn’t close to an oversupply that would cause a crash.
It just means buyers are regaining negotiation power as their options grow. And sellers need to price their house right and may want to consider some repairs to help it stand out.
Let’s connect to talk more about how this impacts you.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Want to know the top mistakes today’s homeowners are making when they sell? Here they are:-Pricin...
08/31/2024

Kim Kroner Real Estate

Want to know the top mistakes today’s homeowners are making when they sell? Here they are:

-Pricing your house too high
-Skipping necessary repairs
-Not being objective
-Not being willing to negotiate

DM me if you want to talk more about how an agent can help you avoid costly missteps like these.



Keeping Current Matters with Kim Kroner Realtor

08/30/2024

Kim Kroner Real Estate

How To Avoid These Top Seller Mistakes

Want to avoid making some of the top seller mistakes? The key is working with a real estate agent so you don’t overprice your house or skip necessary repairs. Let’s connect so you can avoid making these costly mistakes.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Are We Heading into a Balanced Market?If you’ve been keeping an eye on the housing market over th...
08/29/2024

Kim Kroner Real Estate

Are We Heading into a Balanced Market?

If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know.

What Is a Balanced Market?

A balanced market is generally defined as a market with about a five-to-seven-month supply of homes available for sale. In this type of market, neither buyers nor sellers have a clear advantage. Prices tend to stabilize, and there’s a healthier number of homes to choose from. And after many years when sellers had all the leverage, a more balanced market would be a welcome sight for people looking to move. The question is – is that really where the market is headed?

For now, this is still seller’s market territory – it’s just not as frenzied of a seller’s...



Keeping Current Matters with Kim Kroner Realtor

If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand.

Kim Kroner Real Estate 2025 Housing Market Forecasts: What To ExpectLooking ahead to 2025, it's important to know what e...
08/28/2024

Kim Kroner Real Estate

2025 Housing Market Forecasts: What To Expect

Looking ahead to 2025, it's important to know what experts are projecting for the housing market.

Mortgage Rates Are Projected To Come Down Slightly

Mortgage rates play a significant role in the housing market. The forecasts for 2025 from Fannie Mae, the Mortgage Bankers Association (MBA), the National Association of Realtors (NAR), and Wells Fargo show an expected gradual decline in mortgage rates over the course of the next year.

And many experts believe these signs will encourage the Federal Reserve to lower the Federal Funds Rate, which tends to lead to lower mortgage rates.

Expect More Homes To Sell

The market will see an increase in both the supply of available homes on the market, as well as a rise in demand, as more buyers and sellers who have been sitting on the sidelines because of higher...



Keeping Current Matters with Kim Kroner Realtor

Looking ahead to 2025, it's important to know what experts are projecting for the housing market.

Kim Kroner Real Estate There’s some misinformation out there and it’s time to set the record straight. If you think home...
08/27/2024

Kim Kroner Real Estate

There’s some misinformation out there and it’s time to set the record straight.

If you think home prices are going to crash, you should know the national data doesn’t support that theory. There just aren’t enough homes on the market today.

What else have you heard about the housing market that you’re worried about? Drop a comment below and let’s have a conversation.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Today’s Biggest Housing Market MythsHave you ever heard the phrase: don’t believe everything you ...
08/26/2024

Kim Kroner Real Estate

Today’s Biggest Housing Market Myths

Have you ever heard the phrase: don’t believe everything you hear? There’s a lot of misinformation out there. And right now, making sure you have someone you can go to for trustworthy information is extra important.

1. I’ll Get a Better Deal Once Prices Crash

If you’ve heard home prices are going to come crashing down, it’s time to look at what’s actually happening. While prices vary by local market, there’s a lot of data out there from numerous sources that shows a crash is not going to happen. So, if you think waiting will score you a deal, know that data shows there’s not a crash on the horizon, and waiting isn’t going to pay off the way you’d hoped.

2. I Won’t Be Able To Find Anything To Buy

If this nagging fear about finding the right home if you move is still holding you back, you probably haven’t...



Keeping Current Matters with Kim Kroner Realtor

Have you ever heard the phrase: don’t believe everything you hear?

Kim Kroner Real Estate Did you know? The supply of homes for sale has grown significantly this year. Here’s what that gr...
08/25/2024

Kim Kroner Real Estate

Did you know? The supply of homes for sale has grown significantly this year.
Here’s what that growth means:
More options for your move
More negotiation power for you
More likely sellers will make some repairs
More moderate price growth
DM me if you want to talk more about how this benefits you when you buy a home.



Keeping Current Matters with Kim Kroner Realtor

08/24/2024

Kim Kroner Real Estate

How Growing Inventory Benefits Today's Buyers

Inventory is growing and that means more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about rising inventory means for you, let’s connect.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate How Growing Inventory Benefits Today's BuyersWhile the number of homes for sale varies by local a...
08/23/2024

Kim Kroner Real Estate

How Growing Inventory Benefits Today's Buyers

While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal. Here’s what that means when you buy: more options for your search, more negotiation power for you, it’s more likely sellers will make select repairs, and more moderate price growth. If you want to talk more about what rising inventory means for you, let’s connect.



Keeping Current Matters with Kim Kroner Realtor

While the number of homes for sale varies by local area, nationally we’re up over 36% year-over-year, but still down almost 29% compared to what’s normal.

Kim Kroner Real Estate Did you know? You don’t always need a perfect credit score to buy a home. Loan types and qualific...
08/22/2024

Kim Kroner Real Estate

Did you know? You don’t always need a perfect credit score to buy a home.
Loan types and qualifications vary, so you may be closer to owning a home than you think.
If you want to explore options that might work for you, reach out to a trusted lender.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Not all agents are the same. When you’re making a move, you want to be sure you have a great agen...
08/21/2024

Kim Kroner Real Estate

Not all agents are the same. When you’re making a move, you want to be sure you have a great agent by your side.

Here are a few tips on what to look for. You want someone with a strong reputation, in-depth knowledge of the local and national market, and good communication skills and availability.

I’d love to have a conversation to see if we’d be a good fit to work together.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate What Credit Score Do You Really Need To Buy a House?When you're thinking about buying a home, you...
08/20/2024

Kim Kroner Real Estate

What Credit Score Do You Really Need To Buy a House?

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says:

"Good credit scores communicate to lenders that you have a track record for properly managing your debts. For this reason, the higher your score, the better your chances of qualifying for a mortgage."

The trouble is most buyers overestimate the minimum credit score they need to buy a home. According to a report from Fannie Mae, only 32% of consumers have a good idea of what lenders require. That means nearly 2 out of every 3 people don’t.

So, here’s a general ballpark to give you a rough idea. Experian says:

“The minimum...



Keeping Current Matters with Kim Kroner Realtor

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

Kim Kroner Real Estate Have you heard of the Great Wealth Transfer? Over the next 20 years, roughly $84 trillion is expe...
08/19/2024

Kim Kroner Real Estate

Have you heard of the Great Wealth Transfer?

Over the next 20 years, roughly $84 trillion is expected to change hands from Baby Boomers to Gen X and Millennials.

And as it’s passed down, it’ll impact the housing market because it should help younger generations be in a better position to afford homes.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate If you’re thinking about buying a home, there are 3 reasons you may want to make your move this f...
08/18/2024

Kim Kroner Real Estate

If you’re thinking about buying a home, there are 3 reasons you may want to make your move this fall.

1) Inventory is growing, giving you more options
2) Newly built homes may be more budget-friendly than you’d expect
3) Mortgage rates have come down from their peak last October

Want to talk about what this means for your move? DM me.



Keeping Current Matters with Kim Kroner Realtor

08/17/2024

Kim Kroner Real Estate

Reasons To Move in Today’s Shifting Market

You have 3 key opportunities if you’re looking to move this fall. Inventory is growing, homebuilders are motivated to sell, and mortgage rates have come down from their recent peak. Let’s connect if you want more information.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate The Great Wealth Transfer: A New Era of OpportunityIn recent years, there’s been a significant sh...
08/16/2024

Kim Kroner Real Estate

The Great Wealth Transfer: A New Era of Opportunity

In recent years, there’s been a significant shift in how wealth is distributed among generations. It’s called the Great Wealth Transfer.

Basically, as more Baby Boomers retire, sell businesses, or downsize their homes, more substantial assets are being passed down to younger generations. And this creates a powerful ripple effect that’ll continue over the next few decades.

Impact on the Housing Market

One of the most immediate effects of this wealth transfer is on the housing market. Home affordability has been a concern for many aspiring buyers, especially in high-demand areas. The increase in generational wealth is expected to ease some of these challenges by providing future homeowners with greater financial resources. As assets are passed down through generations, buyers may find themselves...



Keeping Current Matters with Kim Kroner Realtor

In recent years, there’s been a significant shift in how wealth is distributed among generations.

Kim Kroner Real Estate Are There More Homes for Sale Where You Live?One of the biggest bright spots in today’s housing m...
08/15/2024

Kim Kroner Real Estate

Are There More Homes for Sale Where You Live?

One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Recent data from Realtor.com shows that nationally, there are 36.6% more homes actively for sale now compared to the same time last year. That’s a significant improvement. It gives you far more options for your move than you would’ve had just a year ago. And with supply improving, you’re also regaining a bit of negotiation power. So, if you’re someone who thought about buying a home over the last few years but were discouraged by how limited inventory was, this should be welcome news.

As Lawrence Yun, Chief Economist at NAR, says, “Increased housing supply spells good news for consumers who want to see more properties before making purchasing decisions.”

While...



Keeping Current Matters with Kim Kroner Realtor

One of the biggest bright spots in today’s housing market is how much the supply of homes for sale has grown since the beginning of this year.

Kim Kroner Real Estate Is Affordability Starting To Improve?Over the past couple of years, a lot of people have had a ha...
08/14/2024

Kim Kroner Real Estate

Is Affordability Starting To Improve?

Over the past couple of years, a lot of people have had a hard time buying a home. And while affordability is still tight, there are signs it's getting a little better and might keep improving throughout the rest of the year. Here’s a look at the latest data on the three biggest factors affecting home affordability.

1. Mortgage Rates

Mortgage rates have been volatile this year, bouncing around from the mid 6% to low 7% range. But there's some good news. Data from Freddie Mac shows rates have been trending down overall since May. When rates decline, it's easier to afford the home you want because your monthly payment will be lower. Just don’t expect them to go back down to 3%.

2. Home Prices

The second big thing to think about is home prices. Nationally, they’re still going up this year, but not as fast as...



Keeping Current Matters with Kim Kroner Realtor

Over the past couple of years, a lot of people have had a hard time buying a home.

Kim Kroner Real Estate Affordability has been a challenge for a while now. There are three main factors that impact it: ...
08/13/2024

Kim Kroner Real Estate

Affordability has been a challenge for a while now.
There are three main factors that impact it: mortgage rates, home prices, and wages.
Here’s the good news. There are early signs that all three are starting to improve. Mortgage rates are coming down, home price growth is moderating, and wages are going up.
If you’re thinking about kicking off your search, DM me.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Good news for all the buyers out there.The supply of homes for sale has grown significantly this ...
08/12/2024

Kim Kroner Real Estate

Good news for all the buyers out there.

The supply of homes for sale has grown significantly this year. There are 36.6% more homes actively for sale compared to 2023. This means more options for you.

But this doesn’t mean we have an oversupply. Inventory is still almost 29% lower compared to more normal years like 2017-2019.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Mortgage Rates Down a Full Percent from Recent HighMortgage rates have been one of the hottest to...
08/11/2024

Kim Kroner Real Estate

Mortgage Rates Down a Full Percent from Recent High

Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability. And if you’re someone who’s looking to make a move, you’ve probably been waiting eagerly for rates to come down for that very reason. Well, if the past few weeks are any indication, you may be getting your wish.

After the latest reports on the economy, inflation, the unemployment rate, and the Federal Reserve’s recent comments, mortgage rates started dropping a bit. And according to Freddie Mac, they’re now at a level we haven’t seen since February.

Maybe you’re seeing this and wondering if you should ride the wave and see how low they’ll go. If that’s the case, here’s some important perspective. Remember, the record-low rates from the pandemic are a thing of the past. And if...



Keeping Current Matters with Kim Kroner Realtor

Mortgage rates have been one of the hottest topics in the housing market lately because of their impact on affordability.

Kim Kroner Real Estate Where Will You Go After You Sell?If you’re planning to sell your house and move, you probably kno...
08/10/2024

Kim Kroner Real Estate

Where Will You Go After You Sell?

If you’re planning to sell your house and move, you probably know there’s been a shortage of options available. But here’s the good news: the supply of homes for sale has grown in a lot of markets this year – and that’s not just existing, or previously-owned, homes. It’s true for newly built homes too.

So how do you decide which route to go? The choice is yours – you just need to figure out what’s most important to you.

Here are some benefits of buying a newly built home right now:

>>Have brand new everything with never-been-used appliances and materials
>>Use energy efficient options to save money and leave a smaller footprint
>>Minimize the need for repairs and benefit from builder warranties
>>Take advantage of builder concessions that can help with affordability

Ralph McLaughlin, Senior Economist at...



Keeping Current Matters with Kim Kroner Realtor

If you’re planning to sell your house and move, you probably know there’s been a shortage of options available.

08/09/2024

Kim Kroner Real Estate

Home Inspections for Sellers: How To Prepare

Wondering how to get your house ready for the inspection? You may want to do some select repairs before listing to get ahead. To decide what's worth tackling, you need expert advice. Let's chat so you know what to prioritize.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Thinking about selling, but not sure where you’ll go? The good news is the supply of newly built ...
08/08/2024

Kim Kroner Real Estate

Thinking about selling, but not sure where you’ll go?

The good news is the supply of newly built and existing homes for sale has grown this year. That gives you more options – each with their own perks.

So, which will you choose? A charming existing home or a shiny new build?

Let me know which features you’re looking for in your next home. Drop your answer below.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Have you heard the good news? Mortgage rates are down a full percent from their recent peak.And i...
08/07/2024

Kim Kroner Real Estate

Have you heard the good news?

Mortgage rates are down a full percent from their recent peak.

And if higher rates were the biggest thing keeping you on the sidelines, this may be exactly what you were waiting for.

If you’re ready to jump back into the market, DM me.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Selling your home? Don’t fall for these common mistakes. The housing market is in a transition ri...
08/06/2024

Kim Kroner Real Estate

Selling your home? Don’t fall for these common mistakes.
The housing market is in a transition right now. And homeowners who don’t work with an agent are going to be more likely to miss the mark on things like pricing, selective repairs, and negotiation tactics.
With the right agent, you won’t get tripped up with avoidable challenges along the way.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Right now, over 2/3 of homeowners have at least 50% equity in their homes. And that much equity c...
08/05/2024

Kim Kroner Real Estate

Right now, over 2/3 of homeowners have at least 50% equity in their homes.

And that much equity can go a long way toward buying a new place.

Curious about how much equity you have? I can walk you through a Professional Equity Assessment Report on your house. Drop a comment below if you’re interested.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Should You Rent Out or Sell Your House?Figuring out what to do with your house when you're ready ...
08/04/2024

Kim Kroner Real Estate

Should You Rent Out or Sell Your House?

Figuring out what to do with your house when you're ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?

Is Your House a Good Fit for Renting?

Even if you're interested in becoming a landlord, your current house might not be ideal for renting. Maybe you're moving far away, so keeping up with the ongoing maintenance would be a hassle, the neighborhood isn't great for rentals, or the house needs significant repairs before you could rent it out.

If any of this sounds like it might apply, selling might be your best option.

Are You Ready for the Realities of Being a Landlord?

Managing a rental property isn't just about collecting rent checks. It's a time-consuming and sometimes challenging job.

For example...



Keeping Current Matters with Kim Kroner Realtor

Figuring out what to do with your house when you're ready to move can be a big decision.

08/03/2024

Kim Kroner Real Estate

3 Graphs That Show We’re Not Headed for a Housing Market Crash

Back in 2008, there were too many homes on the market. Today, it’s just the opposite. The three main sources of inventory show this isn’t like the last time.



Keeping Current Matters with Kim Kroner Realtor

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Lansdowne, VA
20176

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+17039462526

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