Moving To Loudoun County

Moving To Loudoun County Loudoun County Northern Virginia or LOCO NOVA

Kim Kroner Real Estate You can’t control what happens in the broader economy or how it impacts mortgage rates. But you c...
06/19/2024

Kim Kroner Real Estate

You can’t control what happens in the broader economy or how it impacts mortgage rates. But you can control the controllables.

And if you’re looking to buy a home, your credit score is one big area you could focus on.

A good score can help you secure the best rate possible – and that’s especially important today.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate With the Presidential election only months away, you may be wondering what impact that’ll have on...
06/18/2024

Kim Kroner Real Estate

With the Presidential election only months away, you may be wondering what impact that’ll have on the housing market.

Fortunately, the impact is usually small and temporary. History shows us the market remains strong during election years.

That's good news for you because it means this year's election shouldn't affect your move. If you want the data, shoot me a message.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Do Elections Impact the Housing Market?The 2024 Presidential election is just months away. As som...
06/17/2024

Kim Kroner Real Estate

Do Elections Impact the Housing Market?

The 2024 Presidential election is just months away. As someone who’s thinking about potentially buying or selling a home, you’re probably curious about what effect, if any, elections have on the housing market.

Home Sales

During the month of November, in years when the Presidential election takes place, there’s typically a slight slowdown in home sales. As Ali Wolf, Chief Economist at Zonda, explains: “Usually, home sales are unchanged compared to a non-election year with the exception being November. In an election year, November is slower than normal.”

Home Prices

What about home prices? Do they drop during election years? Not typically. As residential appraiser and housing analyst Ryan Lundquist puts it: “An election year doesn’t alter the price trend that is already happening in the...



Keeping Current Matters with Kim Kroner Realtor

The 2024 Presidential election is just months away.

Kim Kroner Real Estate This isn’t like 2008. Builders aren’t overbuilding, they’re just catching up. This graph shows th...
06/16/2024

Kim Kroner Real Estate

This isn’t like 2008. Builders aren’t overbuilding, they’re just catching up.

This graph shows there’s a gap to make up after over a decade of not building enough homes.

Plus, builders are focusing on completing what’s already started versus breaking ground on a whole lot of new homes. This means they’re being mindful and that’s a good thing.

Have questions? Let’s chat.



Keeping Current Matters with Kim Kroner Realtor

06/15/2024

Kim Kroner Real Estate

Why Real Estate Is Still the Best Long-Term Investment

For the 12th year in a row, real estate has been voted the best long-term investment. So, if you’re ready to buy a home and invest in your future, let’s connect.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]According to a recent poll from G...
06/14/2024

Kim Kroner Real Estate

Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]

According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years. That’s because a home is so much more just than a roof over your head. It’s also an asset that typically grows in value over time. If you’ve been debating if it makes more sense to rent or buy, DM me to talk about why homeownership can be a better bet in the long run.



Keeping Current Matters with Kim Kroner Realtor

According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years.

Kim Kroner Real Estate Homebuilders Aren’t Overbuilding, They’re Catching UpYou may have heard that there are more brand...
06/13/2024

Kim Kroner Real Estate

Homebuilders Aren’t Overbuilding, They’re Catching Up

You may have heard that there are more brand-new homes available right now than the norm. Today, about one in three homes on the market are newly built. And if you’re wondering what that means for the housing market and for your own move, here’s what you need to know.

Why This Isn’t Like 2008

People remember what happened to the housing market back in 2008. And one of the factors that contributed to that crash was that there were too many homes for sale. While only part of the oversupply back then came from builders, the lasting impact is that some people still feel uneasy when they hear new home construction has ramped up.

Even though the supply of new homes has grown this year, the data shows there’s no need to worry. Builders aren’t overbuilding, they’re just catching up.

New Home...



Keeping Current Matters with Kim Kroner Realtor

You may have heard that there are more brand-new homes available right now than the norm.

Kim Kroner Real Estate Considering selling your house on your own? Here’s why teaming up with an agent can make the proc...
06/12/2024

Kim Kroner Real Estate

Considering selling your house on your own?
Here’s why teaming up with an agent can make the process smoother.
An agent knows the local market and how to set a competitive price that draws in buyers.
An agent will handle all the legal documents and ensure accuracy, reducing risks and delays.
Remember, a pro by your side can save you time, stress, and potential pitfalls.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Savings Strategies Every First-Time Homebuyer Needs To KnowIf homeownership is on your goal sheet...
06/11/2024

Kim Kroner Real Estate

Savings Strategies Every First-Time Homebuyer Needs To Know

If homeownership is on your goal sheet for your future, you’re probably working on your savings. And a big priority is making sure you’ve got a plan in place for things like your closing costs, down payment, and more.

Here are a few strategies that can help speed up that process.

Budget and Track Your Expenses: To start, create a detailed budget that tracks the money you’ve got coming in and the money going out. This’ll give you a better look at your finances as a whole.

Cut Down on Unnecessary Spending: Now that you have your budget sheet done and you know how you’re spending your money, look for any line items that aren’t absolutely essential. If you cut down on those, you can re-allocate that cash toward buying a home. Even the little things can add up.

Automate Your Savings...



Keeping Current Matters with Kim Kroner Realtor

If homeownership is on your goal sheet for your future, you’re probably working on your savings.

Kim Kroner Real Estate Thinking about buying a home? Consider the long-term wealth-building benefits. Homeownership isn'...
06/10/2024

Kim Kroner Real Estate

Thinking about buying a home? Consider the long-term wealth-building benefits.
Homeownership isn't just about having a place to live—it's a key to building wealth. As you pay off your mortgage, your equity grows, and any increase in your home's value adds to your net worth.
Just check out how home values have grown since 1991.



Keeping Current Matters with Kim Kroner Realtor

06/09/2024

Kim Kroner Real Estate

How Owning a Home Builds Your Wealth over Time

If you’re trying to decide if buying a home is worth it, consider the long-term benefits. Homeownership pays off in the long run as you gain equity. If you want to learn more, let’s connect.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Your Equity Could Make a Move PossibleMany homeowners looking to sell feel like they’re stuck bet...
06/08/2024

Kim Kroner Real Estate

Your Equity Could Make a Move Possible

Many homeowners looking to sell feel like they’re stuck between a rock and a hard place right now. Today’s mortgage rates are higher than the one they currently have on their home, and that’s making it harder to want to sell and make a move.

What Is Equity?

Think of equity as a simple math equation.
Your equity grows as you pay down your loan over time and as home prices climb. And thanks to the rapid home price appreciation we saw in recent years, you probably have a whole lot more of it than you realize.

The latest from the Census and ATTOM shows more than two out of three homeowners have either completely paid off their mortgages.
That means the majority of homeowners have a game-changing amount of equity right now.

How Your Equity Can Help Fuel Your Move
• Be an all-cash buyer
• Make a larger down...



Keeping Current Matters with Kim Kroner Realtor

Many homeowners looking to sell feel like they’re stuck between a rock and a hard place right now.

Kim Kroner Real Estate Thinking of selling but feeling stuck with today’s mortgage rates? Here’s something to consider: ...
06/07/2024

Kim Kroner Real Estate

Thinking of selling but feeling stuck with today’s mortgage rates?

Here’s something to consider: your home equity could be the solution.

So, how can equity help? Depending on how much you have you could:

- Buy your next home in cash.
- Make a larger down payment and finance less.

If you’re curious about finding out about your equity, let’s connect for a free equity assessment.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate The Sweet Spot for Buying Luxury HomesIf you’ve been looking for a home at the high end of your m...
06/06/2024

Kim Kroner Real Estate

The Sweet Spot for Buying Luxury Homes

If you’ve been looking for a home at the high end of your market, but haven’t found the right one, you may have put your search on hold. But according to recent data, now may be the time to jump back in. Here’s why.

There Are More Luxury Homes To Choose From

What’s considered the top-end of the market, or a luxury home, will always vary by location. But generally speaking, they’re homes that are valued in the top 5% of any given market. According to a recent report from the Institute for Luxury Home Marketing, the selection of luxury homes is increasing.

There are considerably more single-family luxury homes available now than there were a year ago. In fact, there are even more than there were just a month ago. This means you should have a wider variety of top-of-the-line homes to choose from, each with unique...



Keeping Current Matters with Kim Kroner Realtor

If you’ve been looking for a home at the high-end of your market, but haven’t found the right one, you may have put your search on hold.

Kim Kroner Real Estate Dreaming of a high-end home? Now’s your moment. The selection of luxury homes has grown compared ...
06/05/2024

Kim Kroner Real Estate

Dreaming of a high-end home? Now’s your moment.

The selection of luxury homes has grown compared to last year.

So, if you’re looking for things like a modern kitchen, the latest smart home tech, high-end features, and more, this is your chance to find the home that matches your style.

Looking for expert help? That's what I'm here for.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate June is a big month for buying and selling homes because a lot of people try to move in between s...
06/04/2024

Kim Kroner Real Estate

June is a big month for buying and selling homes because a lot of people try to move in between school years.

What does this mean for you?

If you’re a buyer, expect more listings, but also more competition.

If you're selling, know that motivated buyers could mean a faster sale and potentially higher price.

Want more info on what to expect from a June move? DM me.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate The Biggest Mistakes Buyers Are Making TodayBuyers face challenges in any market – and today’s is...
06/03/2024

Kim Kroner Real Estate

The Biggest Mistakes Buyers Are Making Today

Buyers face challenges in any market – and today’s is no different. With higher mortgage rates and rising prices, plus the limited supply of homes for sale, there’s a lot to consider.

Putting Off Pre-approval

As part of the homebuying process, a lender will look at your finances to figure out what they’re willing to loan you for your mortgage. This gives you a good idea of what you can borrow so you can really wrap your head around the financial side of things before you start looking at homes. Make sure you get your pre-approval first.

Holding Out for Perfection

While you may have a long list of must-haves and nice-to-haves, you need to be realistic about your home search. Even though your ideal state is you find a home that checks every box, you may need to be willing to compromise – especially since...



Keeping Current Matters with Kim Kroner Realtor

Buyers face challenges in any market – and today’s is no different.

Kim Kroner Real Estate How VA Loans Can Help You Buy a HomeFor over 80 years, Veterans Affairs (VA) home loans have help...
06/02/2024

Kim Kroner Real Estate

How VA Loans Can Help You Buy a Home

For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you know has served in the military, it's important to learn about this program and its benefits.

Here are some key things to know about VA loans before buying a home.

Top Benefits of VA Home Loans

VA home loans make it easier for veterans to buy a home, and they're a great perk for those who qualify. According to the Department of Veteran Affairs, some benefits include:

• Options for No Down Payment: Qualified borrowers can often purchase a home with no down payment. That’s a huge weight lifted when you’re trying to save for a home. The Associated Press says: “. . . about 90% of VA loans are used to purchase a home with no money down.”

• Don’t Require Private Mortgage Insurance (PMI): Many...



Keeping Current Matters with Kim Kroner Realtor

For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes.

Kim Kroner Real Estate Ready to sell your house? One of your top priorities may be getting help marketing your home.Part...
06/01/2024

Kim Kroner Real Estate

Ready to sell your house? One of your top priorities may be getting help marketing your home.
Partnering with a great agent can make all the difference.
These are just a few strategies we can use to get your house more visibility.
Ready to maximize your home's exposure and potential? Let's connect.



Keeping Current Matters with Kim Kroner Realtor

05/31/2024

Kim Kroner Real Estate

Top Reasons To Become a Homeowner

Trying to decide if you want to buy a home right now? There are many reasons homeownership is worth it. Let’s connect to talk more about how homeownership can change your life.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Climate risks are having an impact on where people buy homes. And if it’s something that’s on you...
05/30/2024

Kim Kroner Real Estate

Climate risks are having an impact on where people buy homes.
And if it’s something that’s on your mind, you want to work with an agent with expertise on the local area, what’s impacting homes near you, and what features you may want your home to have to help safeguard it from the elements.
Want to buy? Together, we’ll find you a home you love that’s built to last.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate How an Agent Helps Market Your HouseYou’re ready to sell your house. But what do you need most fr...
05/29/2024

Kim Kroner Real Estate

How an Agent Helps Market Your House

You’re ready to sell your house. But what do you need most from your real estate agent? Well, the National Association of Realtors (NAR) asked that very question to recent sellers and found one of the top things they were looking for is help marketing their house to potential buyers. Maybe that’s what you need the most help with too.

You expect your real estate agent to write a great description of your house for the listing and pair it with some high-quality photos. But that’s not all you’re going to get when you partner with a great agent:

• Listing on the MLS – By listing your house on the MLS, it will get more visibility from other real estate agents and buyers.

• Using a Yard Sign – A yard sign catches the eye of people driving or walking by.

• Having an Open House – When your agent advertises and...



Keeping Current Matters with Kim Kroner Realtor

You’re ready to sell your house. But what do you need most from your real estate agent?

Kim Kroner Real Estate Worried About Home Maintenance Costs? Consider ThisIf one of the main reasons you’re hesitant to ...
05/28/2024

Kim Kroner Real Estate

Worried About Home Maintenance Costs? Consider This

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes (a home that’s been lived in by a previous owner).

Newly Built Homes Need Less Upfront Maintenance

If you can afford it, you may find a newly built home could help ease your worries about maintenance costs. Think about it, if everything in the house is brand new, it won’t have the wear and tear you may see in an existing home – and that means it’s less likely to need repairs. Plus, many builders also have warranties on their homes that would cover some of the more major expenses that could pop up.

Existing Homes Can Still Have Great Perks

But it’s worth mentioning, that it’s not just newly built homes...



Keeping Current Matters with Kim Kroner Realtor

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes.

Kim Kroner Real Estate Veterans, did you know VA home loans can help you buy a home with no down payment, no PMI, and li...
05/27/2024

Kim Kroner Real Estate

Veterans, did you know VA home loans can help you buy a home with no down payment, no PMI, and limited closing costs?

Over 24 million service members have become homeowners thanks to this loan option. Learn more and make your American Dream come true.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Questions You May Have About Selling Your HouseThere’s no denying mortgage rates are having a big...
05/26/2024

Kim Kroner Real Estate

Questions You May Have About Selling Your House

There’s no denying mortgage rates are having a big impact on today’s housing market. And that may leave you with some questions about whether it still makes sense to sell your house and make a move.

1. Should I Wait To Sell?

If you’re thinking about waiting to sell until after mortgage rates come down, here’s what you need to know. So are a ton of other people.

And while mortgage rates are still forecasted to come down later this year, if you wait for that to happen, you may be dealing with a lot more competition as other buyers and sellers jump back in too.

That means if you wait it out, you’ll have to deal with things like prices rising faster and more multiple-offer scenarios when you buy your next home.

2. Are Buyers Still Out There?

But that doesn’t mean no one is moving right now. While some people are...



Keeping Current Matters with Kim Kroner Realtor

There’s no denying mortgage rates are having a big impact on today’s housing market.

05/25/2024

Kim Kroner Real Estate

It Takes Expertise To Price a House Right

It takes expertise to price a house right. Let’s connect to make sure you’re setting a price that attracts buyers and helps your house sell fast.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Your Agent Is the Key To Pricing Your House Right [INFOGRAPHIC]The asking price for your house ca...
05/24/2024

Kim Kroner Real Estate

Your Agent Is the Key To Pricing Your House Right [INFOGRAPHIC]

The asking price for your house can impact your bottom line and how quickly it sells. Both under- and overpricing have drawbacks. So to find the right price for your house, lean on your agent for their expertise. Don’t pick just any price for your listing. Trust your real estate professional to help you find the perfect price for your house.



Keeping Current Matters with Kim Kroner Realtor

The asking price for your house can impact your bottom line and how quickly it sells.

Kim Kroner Real Estate Let’s separate fact from fiction. Despite some recent buzz, mega investors aren’t buying up all t...
05/23/2024

Kim Kroner Real Estate

Let’s separate fact from fiction.

Despite some recent buzz, mega investors aren’t buying up all the homes.

They’re only buying less than 1% of the single-family homes. And that’s down from the 2% in 2022.

So, don't believe the hype – and if you have questions, I’m here.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate More homes are hitting the market this year, and that means more options if you’ve been looking t...
05/22/2024

Kim Kroner Real Estate

More homes are hitting the market this year, and that means more options if you’ve been looking to buy.

But, while inventory is growing, we're still below where we’d be in a normal year.

That's where I come in. Let's team up and navigate this evolving market together. Your future home might be closer than you think.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate What’s Next for Home Prices and Mortgage Rates?If you’re thinking of making a move this year, the...
05/21/2024

Kim Kroner Real Estate

What’s Next for Home Prices and Mortgage Rates?

If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates.

1. What’s Next for Home Prices?

One reliable place you can turn to for information on home price forecasts is the Home Price Expectations Survey from Fannie Mae – a survey of over one hundred economists, real estate experts, and investment and market strategists.

According to the most recent release, experts are projecting home prices will continue to rise at least through 2028.

While the percent of appreciation varies year-to-year, this survey says we’ll see prices rise (not fall) for at least the next 5 years, and at a much more normal pace.

2. When Will Mortgage Rates Come Down?

This is the million-dollar question in the industry. And there’s no...



Keeping Current Matters with Kim Kroner Realtor

If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home prices and mortgage rates.

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Lansdowne, VA
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