09/23/2026
Think you need 20% down to buy a home? Not necessarily. 🏡
That number gets tossed around so often that many would-be buyers assume they need a huge pile of cash before they can even start the conversation.
In reality, the amount you may need for a down payment depends on several things, including your loan program, financial qualifications, and the type of home you’re buying. Some buyers may qualify for options requiring far less than 20%, and certain eligible buyers may even have zero-down loan options.
One important distinction: your down payment and your closing costs are two different things. Closing costs can include lender fees, title expenses, prepaid taxes and insurance, and other costs associated with purchasing the home.
So before you decide you “haven’t saved enough,” find out what the numbers could actually look like for your situation.
📲 BG & Associates Realty can help you connect with a trusted lender and get a clearer picture of what you may need to make a move.
NOT YET ≠ NEVER. You might need less upfront than you think.
Real People. Real Service. Real Estate, the Right Way.
BG & Associates Realty
📞913-297-0000
📍613 Holiday Plaza, Lansing, KS 66043
🌐www.bgadreamhome.com
