10/14/2026
🏡 Love your mortgage rate? KEEP IT!
Want to access your home’s equity without refinancing your current mortgage? A second-lien HELOC may be the option you’ve been looking for!
Put your equity toward:
🔨 Home improvements
💳 Debt consolidation
✅ Major expenses
Your existing first mortgage stays in place. The HELOC is a separate line of credit with its own rate and an additional monthly payment.
🤠 Texas homeowners: Your existing mortgage balances plus your HELOC limit cannot exceed 80% of your home’s value. Minimum draws are $4,000.
📲 Message me “HELOC” and let’s explore your options!
Carlos Garza
Mortgage Broker
NMLS #215946
G Capital Mortgage
www.gcapitalmtg.com
[email protected]
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