Sean Murphy nmls#297731

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Sean Murphy nmls#297731 Sean Murphy
Loan Consultant
NMLS # 297731
New American Funding NMLS # 6066

Loan Consultant, NMLS #297731 | New American Funding, NMLS #6606

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different. N...
10/16/2026

Your car, your health, your home. The important things in life deserve protection. Your home purchase is no different.

NAF Cash Secure, an affiliate of New American Funding, backs your approved Conventional or VA financing so that if anything unexpected comes up between approval and closing, your purchase stays on track.

Smart buyers protect their biggest investment. You've got this.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/14/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing.

The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November.

That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process.

If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

10/13/2026

7.4% mortgage rates! Here’s what I’d do if I were buying a home right now.

Your home equity could be a powerful financial tool. 🏡💰A cash-out refinance allows you to replace your current mortgage ...
10/12/2026

Your home equity could be a powerful financial tool. 🏡💰
A cash-out refinance allows you to replace your current mortgage with a new, larger loan and receive the difference in cash—giving you funds that may be used for things like consolidating high-interest debt, home improvements, education costs, medical expenses, or other financial goals.
Of course, it’s important to look at the full picture, including your new payment, closing costs, and how much equity you’ll have remaining.
Curious if a cash-out refinance could make sense for your goals? Let’s talk about your options.

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid f...
10/09/2026

Big Investments. Smaller Down Payments. New American Funding's 90% LTV Investment Property Loan keeps more cash liquid for the next deal. Invest with less, message me to get started

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership ...
10/07/2026

What could your rent payments be building for you? 🏠 Instead of paying toward your landlord’s investment, homeownership can give you the opportunity to build your own equity over time. 🔑 NAF is here to help you understand your options and take the next step. 💬 Ready to see what buying could look like for you? Let’s talk!

With NAF Cash, you can make an all-cash offer while leveraging your VA Loan benefits to stand out in a competitive marke...
10/05/2026

With NAF Cash, you can make an all-cash offer while leveraging your VA Loan benefits to stand out in a competitive market.

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming...
10/05/2026

The home that seemed slightly outside your purchase price range may not be out of budget anymore. Here's why: Conforming loan limits are climbing. The single-unit figure is projected to hit $845,000, a bump from the current $832,750—and NAF is already writing loans at the new number, before the Federal Housing Finance Agency (FHFA) makes it official in November. That line is the dividing wall between Conventional and Jumbo financing. Jumbo means tighter qualifying rules, heavier documentation, and frequently a heftier down payment. Conventional means a smoother, more straightforward process. If a deal stalled just above the old limit, let's revisit it. Message me and we'll run the numbers.

10/03/2026

Here’s to community/fun/networking with Marin’s finest real estate professionals!

Congratulations to David Goldberg for achieving this incredible milestone. Welcome to the Centurion Club!
09/25/2026

Congratulations to David Goldberg for achieving this incredible milestone. Welcome to the Centurion Club!

09/25/2026

Hear from one of our top Loan Officers, Jon Goldman, as he shares what one of our core values, “We Grow for Good,” means to him.

We’re committed to the belief that the more we grow, the more good we can do. Growing for good goes beyond charitable giving. It’s about communicating, showing up and being a support system for those who need it.
So, when we say we truly grow for good, we mean it.

Hear from one of our top Loan Officers, Jon Goldman, as he shares what one of our core values, “We Grow for Good,” means to him.
We’re committed to the belief that the more we grow, the more good we can do. Growing for good goes beyond charitable giving. It’s about communicating, showing up and being a support system for those who need it.
So, when we say we truly grow for good, we mean it.


09/24/2026

Hear from Aaron Wise on what makes Guaranteed Rate Affinity the best of the best. For him, the leadership team is unmatched, hands-down. They’re constantly pushing the envelope as far as trying to make every loan officer and the entire company better, quicker and more efficient. Curious what it’s really like to be part of the team? Hear it straight from Aaron and discover what sets Guaranteed Rate Affinity apart.

09/23/2026

If buying is on your radar, this week is less about waiting for one perfect headline and more about knowing what works now. Mortgage rates remain elevated heading into Wednesday’s Fed meeting, where the message could quickly change the tone. Ask a Loan Officer what today’s rates could mean for your payment and purchase plan.

09/22/2026

Hear from Matt Cope on why Guaranteed Rate Affinity is the perfect fit for him. With top-tier technology, dedicated production support and the resources to help our loan officers succeed, Matt has been able to grow his business while creating an incredible work-life balance. Curious what it’s really like to be part of the team? Hear it straight from Matt and discover what sets Guaranteed Rate Affinity apart.

Congratulations to Jennifer Muraco for achieving this incredible milestone. Welcome to the Centurion Club!
09/21/2026

Congratulations to Jennifer Muraco for achieving this incredible milestone. Welcome to the Centurion Club!

Every September, National Mortgage Professional Month recognizes the professionals who play a role in helping people fin...
09/21/2026

Every September, National Mortgage Professional Month recognizes the professionals who play a role in helping people finance the home of their dreams. This week we want to spotlight a few of our incredible Front-End Processors who have impacted their customers and helped them pursue homeownership.

Congratulations to Ryan Rosplock for achieving this incredible milestone. Welcome to the Centurion Club!
09/18/2026

Congratulations to Ryan Rosplock for achieving this incredible milestone. Welcome to the Centurion Club!

Address

14511 Myford Road, Suite 100
Larkspur, CA
92780

Telephone

+14152935482

Website

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