Mortgage Loans By Terry Melon #445682

Mortgage Loans By Terry Melon #445682 Over 35 years of Mortgage Lending experience. You need a home loan? Call Terry Melon
NMLS #445682

Mortgage rates don't move based on just one factor. Inflation, bond markets, consumer confidence, and global events can ...
06/10/2026

Mortgage rates don't move based on just one factor. Inflation, bond markets, consumer confidence, and global events can all influence what happens next. If you're wondering how today's market conditions may impact your home financing goals, let's connect and discuss your options.

The timing of your home purchase can have a lasting impact. Buyers who purchase their first home at age 30 may build an ...
06/05/2026

The timing of your home purchase can have a lasting impact. Buyers who purchase their first home at age 30 may build an average of $119,000 more net worth by age 50 than those who wait until age 40. Want to explore your options? Let's connect and build a plan that works for you.

Life changes, and sometimes your home needs change too. Whether you're looking for more space, less space, or a fresh st...
06/01/2026

Life changes, and sometimes your home needs change too. Whether you're looking for more space, less space, or a fresh start in a new location, having a plan can make the transition easier. Reach out if you'd like to discuss your home financing options.

The headlines are designed to grab attention. Your homeownership goals deserve a strategy. If you've been wondering whet...
05/29/2026

The headlines are designed to grab attention. Your homeownership goals deserve a strategy. If you've been wondering whether buying a home is possible in today's market, let's have a conversation. You may have more options than you think.

Real estate investors are exploring financing options beyond traditional conventional loans. DSCR loans focus on a prope...
05/27/2026

Real estate investors are exploring financing options beyond traditional conventional loans. DSCR loans focus on a property’s cash flow potential, which can create more flexibility for qualified investors. Thinking about purchasing your next investment property or Airbnb? Let’s talk about your options.

Insurance for new construction homes can cost less than older homes, which could make buying new even more appealing. A ...
05/22/2026

Insurance for new construction homes can cost less than older homes, which could make buying new even more appealing. A newer home may come with fewer surprise repairs, modern systems, and added savings beyond the monthly payment. Thinking about buying? Let’s talk about your options.

Your income may not fit the traditional mortgage box, and that is okay. Non-QM financing solutions can help self-employe...
05/21/2026

Your income may not fit the traditional mortgage box, and that is okay. Non-QM financing solutions can help self-employed borrowers, business owners, and entrepreneurs explore alternative ways to qualify. Curious what your options look like? Let’s talk.

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